市值: $2.7792T -10.070%
體積(24小時): $186.7921B -2.770%
  • 市值: $2.7792T -10.070%
  • 體積(24小時): $186.7921B -2.770%
  • 恐懼與貪婪指數:
  • 市值: $2.7792T -10.070%
Cryptos
主題
Cryptospedia
資訊
CryptosTopics
影片
Top News
Cryptos
主題
Cryptospedia
資訊
CryptosTopics
影片
bitcoin
bitcoin

$83666.044617 USD

-8.76%

ethereum
ethereum

$2091.944091 USD

-11.63%

tether
tether

$0.999558 USD

-0.02%

xrp
xrp

$2.319688 USD

-12.64%

bnb
bnb

$563.625816 USD

-6.10%

solana
solana

$136.566716 USD

-15.32%

usd-coin
usd-coin

$0.999829 USD

0.00%

dogecoin
dogecoin

$0.192157 USD

-12.05%

cardano
cardano

$0.807339 USD

-19.23%

tron
tron

$0.232527 USD

-2.68%

pi
pi

$1.767751 USD

7.51%

hedera
hedera

$0.225984 USD

-9.41%

unus-sed-leo
unus-sed-leo

$9.939243 USD

-0.10%

chainlink
chainlink

$13.904662 USD

-14.14%

stellar
stellar

$0.283124 USD

-14.81%

加密貨幣新聞文章

Coinbase Launches Bitcoin Loans For U.S. Customers!

2025/01/17 08:30

Coinbase Launches Bitcoin Loans For U.S. Customers!

Coinbase is bringing DeFi-backed Bitcoin loans to US customers through its partnership with Morpho, a decentralized lending protocol.

This new service aims to offer a safer, more customizable crypto lending experience.Coinbase Launches Bitcoin LoansCoinbase has launched a new platform that allows US users to borrow against their Bitcoin holdings through a decentralized finance (DeFi) protocol. In partnership with Morpho, a DeFi lending protocol, this development marks a new phase in crypto-backed lending. The service is available to users across the U.S., except New York, with future plans to expand to more regions.Coinbase does not facilitate the loans directly but acts as an intermediary. Thus, this service is different from other crypto lending programs. The process is powered by Morpho, which enables greater customization and control for Coinbase while ensuring secure management of user funds.

BREAKING: 🇺🇸 Coinbase Launches Bitcoin Loans For U.S. Customers!

Coinbase previously offered crypto-backed loans, allowing users to borrow against their Bitcoin. However, the program was shut down in 2023 following a regulatory complaint from the SEC. Now, the new initiative aims to decentralize the lending process without requiring users to manage their collateral directly.

This new offering allows Coinbase customers to borrow against their Bitcoin holdings using overcollateralized lending. The platform integrates DeFi technology to enable users to easily access loans. Coinbase acts as the gateway, ensuring the new process streamlines user interaction with DeFi services.

Understanding DeFi Loans and Coinbase Bitcoin LoansDeFi loans do not check credit scores but require borrowers to deposit collateral to secure loans. Borrowers can then receive funds at a dynamic interest rate based on the demand for the loaned asset. Coinbase loans utilize the same principle although collateral is managed by Morpho.

As users borrow against their Bitcoin, Coinbase automatically converts the collateral into cbBTC, a DeFi-compatible version of Bitcoin. This token is backed 1:1 by the Bitcoin held in custody by Coinbase, ensuring that the loans are fully collateralized. If the value of collateral drops, the loan may be liquidated to prevent bad debt accumulation.

Although Coinbase offers the platform and covers network fees, it does protect collateral against liquidation. Borrowers are fully responsible for monitoring their collateral’s value and managing the variable interest rates on their loans. This system ensures that only fully collateralized loans are allowed to maintain the integrity of the lending process.

The new initiative introduces more capital into the DeFi ecosystem while maintaining user-friendliness. Through removing the complexities of decentralized finance, Coinbase attracts more users to the platform. However, borrowers must understand the risks involved because they are fully responsible for collateral and interest rates.

This new service offers a safer alternative to centralized lending platforms and offers exposure to DeFi’s benefits. The new service is part of Coinbase’s strategy to integrate DeFi solutions into its user-friendly interface, balancing innovation with user protection.

免責聲明:info@kdj.com

所提供的資訊並非交易建議。 kDJ.com對任何基於本文提供的資訊進行的投資不承擔任何責任。加密貨幣波動性較大,建議您充分研究後謹慎投資!

如果您認為本網站使用的內容侵犯了您的版權,請立即聯絡我們(info@kdj.com),我們將及時刪除。

2025年03月04日 其他文章發表於