Marktkapitalisierung: $2.7094T -0.160%
Volumen (24h): $74.9363B 46.220%
  • Marktkapitalisierung: $2.7094T -0.160%
  • Volumen (24h): $74.9363B 46.220%
  • Angst- und Gier-Index:
  • Marktkapitalisierung: $2.7094T -0.160%
Cryptos
Themen
Cryptospedia
Nachricht
CryptosTopics
Videos
Top News
Cryptos
Themen
Cryptospedia
Nachricht
CryptosTopics
Videos
bitcoin
bitcoin

$83613.281522 USD

-0.31%

ethereum
ethereum

$1907.196020 USD

-0.12%

tether
tether

$0.999991 USD

-0.02%

xrp
xrp

$2.346667 USD

-0.01%

bnb
bnb

$638.706352 USD

6.12%

solana
solana

$128.851013 USD

-3.46%

usd-coin
usd-coin

$1.000040 USD

0.01%

dogecoin
dogecoin

$0.173959 USD

1.06%

cardano
cardano

$0.724425 USD

-0.57%

tron
tron

$0.214243 USD

-1.65%

pi
pi

$1.351541 USD

-9.35%

unus-sed-leo
unus-sed-leo

$9.827847 USD

0.06%

chainlink
chainlink

$13.795794 USD

-1.22%

toncoin
toncoin

$3.420442 USD

0.21%

stellar
stellar

$0.273472 USD

1.29%

Nachrichtenartikel zu Kryptowährungen

Coinbase Launches Bitcoin Loans For U.S. Customers!

Jan 17, 2025 at 08:30 am

Coinbase Launches Bitcoin Loans For U.S. Customers!

Coinbase is bringing DeFi-backed Bitcoin loans to US customers through its partnership with Morpho, a decentralized lending protocol.

This new service aims to offer a safer, more customizable crypto lending experience.Coinbase Launches Bitcoin LoansCoinbase has launched a new platform that allows US users to borrow against their Bitcoin holdings through a decentralized finance (DeFi) protocol. In partnership with Morpho, a DeFi lending protocol, this development marks a new phase in crypto-backed lending. The service is available to users across the U.S., except New York, with future plans to expand to more regions.Coinbase does not facilitate the loans directly but acts as an intermediary. Thus, this service is different from other crypto lending programs. The process is powered by Morpho, which enables greater customization and control for Coinbase while ensuring secure management of user funds.

BREAKING: 🇺🇸 Coinbase Launches Bitcoin Loans For U.S. Customers!

Coinbase previously offered crypto-backed loans, allowing users to borrow against their Bitcoin. However, the program was shut down in 2023 following a regulatory complaint from the SEC. Now, the new initiative aims to decentralize the lending process without requiring users to manage their collateral directly.

This new offering allows Coinbase customers to borrow against their Bitcoin holdings using overcollateralized lending. The platform integrates DeFi technology to enable users to easily access loans. Coinbase acts as the gateway, ensuring the new process streamlines user interaction with DeFi services.

Understanding DeFi Loans and Coinbase Bitcoin LoansDeFi loans do not check credit scores but require borrowers to deposit collateral to secure loans. Borrowers can then receive funds at a dynamic interest rate based on the demand for the loaned asset. Coinbase loans utilize the same principle although collateral is managed by Morpho.

As users borrow against their Bitcoin, Coinbase automatically converts the collateral into cbBTC, a DeFi-compatible version of Bitcoin. This token is backed 1:1 by the Bitcoin held in custody by Coinbase, ensuring that the loans are fully collateralized. If the value of collateral drops, the loan may be liquidated to prevent bad debt accumulation.

Although Coinbase offers the platform and covers network fees, it does protect collateral against liquidation. Borrowers are fully responsible for monitoring their collateral’s value and managing the variable interest rates on their loans. This system ensures that only fully collateralized loans are allowed to maintain the integrity of the lending process.

The new initiative introduces more capital into the DeFi ecosystem while maintaining user-friendliness. Through removing the complexities of decentralized finance, Coinbase attracts more users to the platform. However, borrowers must understand the risks involved because they are fully responsible for collateral and interest rates.

This new service offers a safer alternative to centralized lending platforms and offers exposure to DeFi’s benefits. The new service is part of Coinbase’s strategy to integrate DeFi solutions into its user-friendly interface, balancing innovation with user protection.

Haftungsausschluss:info@kdj.com

Die bereitgestellten Informationen stellen keine Handelsberatung dar. kdj.com übernimmt keine Verantwortung für Investitionen, die auf der Grundlage der in diesem Artikel bereitgestellten Informationen getätigt werden. Kryptowährungen sind sehr volatil und es wird dringend empfohlen, nach gründlicher Recherche mit Vorsicht zu investieren!

Wenn Sie glauben, dass der auf dieser Website verwendete Inhalt Ihr Urheberrecht verletzt, kontaktieren Sie uns bitte umgehend (info@kdj.com) und wir werden ihn umgehend löschen.

Weitere Artikel veröffentlicht am Mar 18, 2025