2025 年如何用比特幣購買汽車：逐步指南

隨著加密貨幣不斷獲得主流接受，對於那些希望進行數位資產購買的人來說，用比特幣（BTC）購買汽車正成為越來越可行的選擇。

As cryptocurrencies continue to gain mainstream acceptance, buying a car with Bitcoin (BTC) is becoming an increasingly viable option for those looking to make a digital asset-powered purchase. In 2025, using Bitcoin to buy a car is no longer a futuristic concept—it’s a practical reality for many consumers. Whether you’re looking to buy a new or used vehicle, the process has become more streamlined, thanks to growing adoption of cryptocurrencies by automakers, dealerships, and third-party payment processors.

隨著加密貨幣不斷獲得主流接受，對於那些希望進行數位資產購買的人來說，用比特幣（BTC）購買汽車正成為越來越可行的選擇。到 2025 年，使用比特幣購買汽車不再是一個未來的概念——對於許多消費者來說，它已經成為現實。無論您想購買新車還是二手車，由於汽車製造商、經銷商和第三方支付處理商越來越多地採用加密貨幣，整個流程都變得更加簡化。

Here's a step-by-step guide on how to buy a car with Bitcoin in 2025:

以下是 2025 年如何使用比特幣購買汽車的逐步指南：

Step 1: Choose a Car Dealership That Accepts Bitcoin

第 1 步：選擇接受比特幣的汽車經銷商

The first step in purchasing a car with Bitcoin is to find a dealership that accepts the digital currency. While Bitcoin adoption in the automotive industry has been gradual, several high-profile dealerships and even some major car manufacturers have started accepting Bitcoin as a payment method. These dealerships typically partner with payment processors like BitPay, CoinGate, or BTCPay Server, which allow businesses to receive BTC in exchange for goods or services.

使用比特幣購買汽車的第一步是找到接受數位貨幣的經銷商。雖然比特幣在汽車行業的採用是漸進的，但一些知名經銷商甚至一些主要汽車製造商已經開始接受比特幣作為支付方式。這些經銷商通常與 BitPay、CoinGate 或 BTCPay Server 等支付處理商合作，讓企業接收 BTC 以換取商品或服務。

In 2025, more car dealerships—both online and brick-and-mortar—are expected to accept Bitcoin directly. Major cities, especially in countries with a high adoption rate of cryptocurrencies like the United States, Canada, Germany, and Switzerland, will likely have a number of dealerships offering this option. If you’re purchasing online, platforms like Overstock or specialized crypto marketplaces for cars may also support Bitcoin payments.

到 2025 年，預計會有更多的汽車經銷商（無論是在線上還是實體）直接接受比特幣。主要城市，特別是在美國、加拿大、德國和瑞士等加密貨幣採用率較高的國家，可能會有許多經銷商提供這種選擇。如果您在線上購買，Overstock 等平台或專門的汽車加密市場也可能支援比特幣支付。

Step 2: Verify the Payment Process and Exchange Rate

第 2 步：驗證付款流程和匯率

Once you’ve chosen a dealership, it’s important to verify how the dealership processes Bitcoin payments. Because Bitcoin’s value is highly volatile, dealerships often convert the digital currency into local fiat currency (like USD, EUR, etc.) at the time of the transaction. This means the price of the car in BTC may fluctuate depending on the current exchange rate.

一旦您選擇了經銷商，驗證經銷商如何處理比特幣支付非常重要。由於比特幣的價值波動性很大，經銷商通常在交易時將數位貨幣轉換為當地法定貨幣（如美元、歐元等）。這意味著以 BTC 表示的汽車價格可能會根據當前匯率而波動。

Ensure you’re aware of any conversion fees or transaction fees associated with Bitcoin payments, as these can vary depending on the platform and the dealership’s policies. Some dealerships may offer fixed rates or apply price adjustments to mitigate the volatility of Bitcoin’s value.

確保您了解與比特幣支付相關的任何轉換費或交易費，因為這些費用可能會根據平台和經銷商的政策而有所不同。一些經銷商可能會提供固定費率或進行價格調整，以減輕比特幣價值的波動性。

Additionally, it’s wise to confirm whether the dealership requires full payment in Bitcoin or if it can be used for a down payment, with the remaining balance paid in traditional currency.

此外，明智的做法是確認經銷商是否要求以比特幣全額付款，或者是否可以使用比特幣支付首付款，然後用傳統貨幣支付剩餘餘額。

Step 3: Set Up a Bitcoin Wallet

第 3 步：設定比特幣錢包

To purchase a car with Bitcoin, you’ll need a Bitcoin wallet to store and transfer your cryptocurrency. There are various types of wallets available in 2025, ranging from mobile wallets to hardware wallets and online wallets. It’s important to choose a wallet that suits your needs, ensuring that it’s secure, easy to use, and compatible with the payment system the dealership uses.

要使用比特幣購買汽車，您需要一個比特幣錢包來儲存和轉移您的加密貨幣。 2025 年有多種類型的錢包可用，從行動錢包到硬體錢包和線上錢包。選擇適合您需求的錢包非常重要，確保它安全、易於使用且與經銷商使用的支付系統相容。

Once you have your wallet set up, you’ll need to ensure you have enough Bitcoin to cover the cost of the vehicle, including taxes, fees, and any other associated costs. Remember to take into account the current value of Bitcoin, as the price can fluctuate between the time you make the decision to buy and the moment of the transaction.

設定好錢包後，您需要確保有足夠的比特幣來支付車輛費用，包括稅金、費用和任何其他相關費用。請記住考慮比特幣的當前價值，因為從您決定購買的時間到交易的時間之間，價格可能會波動。

Step 4: Complete the Transaction

第四步：完成交易

After confirming all the details, including the price and payment method, it’s time to finalize the transaction. If the dealership accepts Bitcoin directly, you will be given a wallet address to send your funds. Alternatively, if you’re using a third-party payment processor, they will generate a payment request and provide you with the necessary details to complete the transfer.

確認所有詳細資料（包括價格和付款方式）後，就可以完成交易了。如果經銷商直接接受比特幣，您將獲得一個錢包地址來發送資金。或者，如果您使用第三方支付處理器，他們將產生付款請求並向您提供完成轉帳所需的詳細資訊。

Typically, the payment will be processed in a matter of minutes, depending on the Bitcoin network’s transaction speed and any additional verification steps required by the dealership. Once the payment is confirmed on the blockchain, the dealership will finalize the sale, and you’ll receive your car.

通常，付款將在幾分鐘內處理完畢，具體取決於比特幣網路的交易速度以及經銷商要求的任何其他驗證步驟。一旦區塊鏈上確認付款，經銷商將完成銷售，您將收到您的汽車。

Step 5: Understand the Legal and Tax Implications

第 5 步：了解法律和稅務影響

Before making a purchase, it’s important to understand the legal and tax implications of buying a car with Bitcoin. Many countries treat cryptocurrency transactions as taxable events, meaning that you may need to report the capital gain or loss from the transaction if Bitcoin’s value has changed since you acquired it.

在購買之前，了解使用比特幣購買汽車的法律和稅務影響非常重要。許多國家將加密貨幣交易視為應稅事件，這意味著如果比特幣的價值自您購買以來發生了變化，您可能需要報告交易中的資本利得或損失。