借款人金融（MUTM）作為競爭者出現

隨著新推出的Altcoin，Mutuum Finance（MUTM）引起了人們的關注，該替代物的預售價格可能從0.01美元上漲到預計到2025年的3美元。

Mutuum Finance (MUTM) is emerging as a promising contender in the decentralized finance (DeFi) arena. As a newly launched altcoin, MUTM is available at a presale price of $0.01, presenting an opportunity for early adopters to capitalize on its potential growth. While the cryptocurrency market is known for its volatility, certain coins have demonstrated remarkable gains, attracting attention and driving adoption.

Mutuum Finance（MUTM）在分散的金融（DEFI）競技場中成為有前途的競爭者。作為新推出的AltCoin，MUTM的預售價格為0.01美元，為早期採用者提供了利用其潛在增長的機會。儘管加密貨幣市場以其波動性而聞名，但某些硬幣表現出了顯著的收益，引起了人們的注意和推動採用。

One notable example is Solana (SOL), which began 2022 valued at around $1.7 and experienced a surge to reach a peak of nearly $260 by the year's end. This impressive rally has set the stage for other altcoins, such as Mutuum Finance, to showcase their strengths and aim for similar heights. However, it's important to note that crypto investments carry inherent risks and should be approached cautiously.

一個值得注意的例子是Solana（Sol），它的價值為2022年，價值約為1.7美元，並經歷了一場激增，到今年年底達到了近260美元的高峰。這場令人印象深刻的集會為其他山寨幣（例如Mutuum Finance）奠定了基礎，以展示其優勢並瞄準相似的高度。但是，重要的是要注意，加密貨幣投資具有固有的風險，應謹慎對待。

Mutuum Finance is distinguishing itself in the crowded DeFi space by prioritizing real-world applications. The platform will offer lending, borrowing, and an overcollateralized stablecoin, aiming to cater to practical needs rather than relying solely on hype to fuel demand.

Mutuum Finance通過優先考慮現實世界的應用程序在擁擠的Defi空間中與眾不同。該平台將提供貸款，借貸和過度補充的Stablecoin，旨在滿足實際需求，而不是僅僅依靠炒作來促進需求。

In this article, we'll delve deeper into the structure of Mutuum Finance, exploring its presale mechanics, upcoming developments, and the factors contributing to the optimistic forecasts surrounding the MUTM token.

在本文中，我們將更深入地研究Mutuum Finance的結構，探索其前機械師，即將到來的發展以及導致MUTM令牌圍繞MUTM代幣的樂觀預測的因素。

Mutuum Finance (MUTM) Emerges as a DeFi Contender

借款人金融（MUTM）作為競爭者出現

Mutuum Finance is making its presence felt in the DeFi realm with a well-defined approach to lending and borrowing. As the project kicks off its presale, each token is priced at $0.01, providing a low-cost entry point for early supporters. Out of the total supply of 4 billion tokens, 1.82 billion (45.5%) are being allocated to the presale.

Mutuum Finance通過明確定義的貸款和借貸方法使它的存在在Defi領域中。隨著該項目開始預售，每個代幣的價格為0.01美元，為早期支持者提供了低成本的入口點。在40億代幣的總供應中，有18.2億（45.5％）分配給了預售。

The initial interest has been substantial, managing to raise over $70,000 in a short span of time. Prominent investors are already showing their support, indicating that the opening phase could sell out promptly.

最初的利息是巨大的，設法在短時間內籌集了超過70,000美元。著名的投資者已經表現出他們的支持，表明開幕階段可以迅速售罄。

On the platform, users can borrow funds by pledging crypto assets, such as ETH, as collateral instead of selling them. For instance, someone holding $10,000 in ETH can stake their tokens and receive stablecoins or other assets for personal or investment use, preserving potential appreciation in their original holdings.

在平台上，用戶可以通過保證諸如ETH之類的加密資產（例如抵押品而不是出售）來借入資金。例如，持有10,000美元的ETH的人可以將其代幣藏起來，並收到用於個人或投資使用的STABLECOIN或其他資產，從而保留其原始持股中的潛在增值。

Conversely, liquidity providers can deposit digital assets into lending pools, earning interest determined by real-time supply and demand. This dual-sided system meets the needs of both borrowers seeking immediate liquidity and lenders seeking passive income.

相反，流動性提供商可以將數字資產存放到貸款池中，從而獲得由實時供應和需求確定的利息。該雙面系統滿足了尋求立即流動性和尋求被動收入的貸方的兩個借款人的需求。

A key aspect of Mutuum Finance is its forthcoming overcollateralized stablecoin, pegged to the U.S. Dollar. Every unit of this stablecoin is backed by collateral, ensuring a steady value and mitigating volatility. This stablecoin not only streamlines on-chain transactions but also draws in experienced market participants who prefer a dependable transaction medium.

Mutuum Finance的一個關鍵方面是它即將推出的過度結合穩定的穩定性，與美元掛鉤。該穩定的每個單元都由抵押品支持，以確保穩定的價值和減輕波動。這種Stablecoin不僅簡化了鏈交易，而且還吸引了喜歡可靠的交易媒介的經驗豐富的市場參與者。

By tying the stablecoin’s performance to actual reserves, Mutuum Finance aims to foster trust and drive continued demand for the MUTM token.

通過將Stablecoin的績效與實際儲備聯繫起來，Mutuum Finance旨在促進信任並推動對MUTM令牌的持續需求。

Buy-and-Distribute Mechanism Boosts Long-Term Value

購買和分發機制可提高長期價值

To support sustained growth, Mutuum Finance employs a buy-and-distribute protocol that re-purchases MUTM tokens using fees collected from lending and borrowing services. These tokens are then distributed to MUTM holders, effectively cutting back circulating supply and generating constant market demand.

為了支持持續的增長，Mutuum Finance採用了買賣協議，使用貸款和借貸服務收取的費用重新購買MUTM令牌。然後將這些令牌分配給MUTM持有人，有效地減少循環供應並產生恆定的市場需求。

This ongoing cycle is designed to stabilize the token’s value over time, reward committed stakeholders, and cultivate broader confidence in the platform's future prospects.

這個持續的周期旨在穩定代幣的價值，隨著時間的流逝，獎勵致力於的利益相關者，並對平台的未來前景建立更廣泛的信心。

Mutuum Finance divides its services into two distinct markets. In the P2C model, assets go into liquidity pools governed by automated smart contracts, allowing borrowers to access these funds by pledging collateral. This setup standardizes lending terms for efficiency.

Mutuum Finance將其服務分為兩個不同的市場。在P2C模型中，資產進入由自動智能合約管理的流動性池，使借款人可以通過保證抵押品獲得這些資金。此設置標準化貸款條款的效率。

The P2P model, on the other hand, enables lenders and borrowers to negotiate terms directly and expands the range of acceptable collateral to include meme tokens like Dogecoin (DOGE), Pepe (PEPE), and Shiba Inu (SHIB). Both markets rely on smart contracts that undergo thorough audits, creating a transparent and secure environment.

另一方面，P2P模型使貸方和借款人能夠直接協商術語，並擴大可接受抵押品的範圍，包括諸如Dogecoin（Doge），Pepe（Pepe）和Shiba INU（Shib）之類的模因令牌。這兩個市場都依靠經過徹底審核的智能合約，創造了一個透明且安全的環境。

Presale and Roadmap: Aiming for a $3 Target by 2025

預售和路線圖：到2025年目標3美元的目標

Mutuum Finance plans to unveil a beta version of its platform in tandem with the token’s exchange listing. This early release will allow users to experience lending and borrowing first-hand, potentially boosting adoption and market momentum.

Mutuum Finance計劃與令牌交易所清單一起推出其平台的Beta版本。該早期版本將使用戶可以親身體驗貸款和借貸，從而有可能提高采用和市場勢頭。

With the current presale price at $0.01, forecasts of a $3 price point by 2025 represent a dramatic climb. As an example, a $1,000 outlay at the presale stage yields 100,000 tokens, which—if MUTM hits $3—would translate to a $300,000 valuation.

由於目前的預售價格為0.01美元，到2025年的3美元價格預測代表了巨大的攀升。例如，在預售階段的1,000美元支出產生了100,000個令牌，如果MUTM達到3美元，將轉化為30萬美元的估值。

Additionally, the team has reserved a portion of tokens for community rewards, highlighted by a $100,000 giveaway for ten winners

此外，該團隊為社區獎勵保留了一部分代幣，這是10萬美元的贈品，可為十名獲獎者提供