僅比特幣的儲備金返回Tabit Insurance的4000萬美元戰爭箱來撰寫傳統政策

Tabit Insurance是一家由巴巴多斯監管的保險公司，由前高管建立了從現在的加密貨幣交易所BITTREX建立，它籌集了4000萬美元的儲備金

Tabit Insurance, a Barbados-regulated insurer founded by former Bittrex executives, has raised a $40 million reserve in bitcoin (BTC) with which to write traditional insurance and reinsurance business, the company announced.

該公司宣布，由Bittrex高管創立的Barbados監管的保險公司Tabit Insurance已籌集了4000萬美元的比特幣儲備金（BTC），以撰寫傳統的保險和再保險業務。

The insurer, which emerged in January of this year with plans to offer bitcoin-backed liability policies for company directors and officers (D&O), claims to be the first regulated risk carrier in the U.S. to rely on bitcoin-only reserves to write traditional policies priced in U.S. dollars. The firm has a class 2 insurance license from the Barbados Financial Services Commission.

這家保險公司於今年1月出現，計劃為公司董事和高級管理人員（D＆O）提供比特幣支持的責任保單，聲稱是美國首批受監管的風險承運人，依靠僅比特幣的儲備來撰寫以美元計價的傳統保單。該公司擁有巴巴多斯金融服務委員會的2級保險許可證。

The crossover between crypto and insurance usually involves shoehorning existing risk categories for loss and theft into covering hot and cold versions of digital assets custody. Tabit’s approach is interesting because it explores ways firms and individuals can capitalize on their bitcoin holdings without getting involved in trading or incurring significant counterparty risk.

加密和保險之間的跨界通常涉及將現有風險類別用於損失和盜竊的現有風險類別，以涵蓋數字資產監管的熱冷版本。 Tabit的方法很有趣，因為它探討了公司和個人可以利用其比特幣持有量的方式，而無需參與交易或產生重大的對手風險。

Tabit co-founder and CEO Stephen Stonberg said bitcoin holders are invited to contribute assets to the firm’s system of segregated reserve cells, which is managed using non-custodial tech from Fireblocks, to earn yields of around 10%. A good analogy from the world of insurance is the way accredited investors, known as “Names,” deploy assets into insurance syndicates at the Lloyd’s of London insurance market.

Tabit聯合創始人兼首席執行官Stephen Stonberg表示，比特幣持有人被邀請為該公司的隔離儲備單元系統貢獻資產，該儲備金是使用Fireblocks的非監測技術來管理的，以賺取10％的收益率。保險界的一個很好的類比是認可的投資者（稱為“名稱”）在倫敦勞埃德（Lloyd's of London）保險市場中將資產部署到保險集團中的方式。

“For a technology like crypto, you may need a new underwriter, but the way the insurance is done is fundamentally the same as before,” Stonberg said in an interview. “We are holding our regulatory capital in bitcoin, and I think bringing in a new capital source to the insurance industry and innovating with the balance sheet is an opportunity that other people weren't really looking at.”

斯通伯格在接受采訪時說：“對於加密貨幣等技術，您可能需要一名新的承銷商，但是保險的完成方式與以前相同。” “我們將在比特幣中持有監管資本，我認為將新的資本來源帶入保險業，並通過資產負債表進行創新是其他人並不是真的在尋找的機會。”