VanEck 表示，到 2049 年，比特幣儲備可以將美國債務危機減少 35%

儘管美國一家非營利智庫的負責人認為比特幣儲備無法解決美國債務危機，但范埃克將其視為救世主。

The U.S. debt ceiling has been rising steadily over the years due to several factors, including increasing federal spending, economic changes, and accumulating debt. Currently, the national debt stands at $36.13 trillion.

由於聯邦支出增加、經濟變化和債務累積等多種因素，美國債務上限多年來一直在穩步上升。目前，國家債務為36.13兆美元。

One interesting proposal that has emerged in recent times is the idea of a Bitcoin reserve to help offset a portion of the U.S. debt. This concept has been discussed in the context of the BITCOIN Act, which aims to establish a Strategic Bitcoin Reserve as part of the nation's financial framework.

最近出現的一個有趣的提議是比特幣儲備的想法，以幫助抵消部分美國債務。這個概念已在《比特幣法案》的背景下進行了討論，該法案旨在建立戰略比特幣儲備，作為國家金融框架的一部分。

The act proposes that the U.S. government acquire up to one million Bitcoin over five years, with a maximum of 200,000 Bitcoin purchased annually. These holdings would be stored securely across decentralized storage facilities in the country and held for at least twenty years.

該法案提議美國政府在五年內購買最多 100 萬個比特幣，每年最多購買 20 萬個比特幣。這些資產將安全地存放在該國的分散式儲存設施中，並保存至少二十年。

According to financial institution VanEck, if the U.S. were to purchase 1 million Bitcoin and hold them until 2049, while Bitcoin's value continues to rise significantly, this reserve could help offset a large portion of the national debt by 2049—around 35% of it, or about $42 trillion.

據金融機構VanEck 稱，如果美國購買100 萬個比特幣並持有到2049 年，而比特幣的價值繼續大幅上漲，那麼到2049 年，這筆儲備將有助於抵消一大部分國家債務——約佔35%，或約 42 兆美元。

This scenario assumes that the national debt grows at 5% yearly, and Bitcoin's price increases much faster at 25% yearly, starting from $200,000 in 2025 and reaching over $42 million per Bitcoin by 2049. In this case, Bitcoin would also become a major part of the global financial system, making up 18% of all global financial assets by 2049.

這種情況假設國家債務每年增長5%，而比特幣的價格增長速度更快，每年增長25%，從2025 年的20 萬美元開始，到2049 年每個比特幣將達到4200 萬美元以上。在這種情況下，比特幣也將成為主要組成部分到 2049 年，將佔全球金融資產總額的 18%。

However, it's important to note that this is an optimistic scenario that depends on both Bitcoin's price and the U.S. government's strategy. Several other factors, such as economic conditions, technological advancements, and geopolitical events, could influence the outcome.

然而，值得注意的是，這是一個樂觀的情況，取決於比特幣的價格和美國政府的策略。其他幾個因素，例如經濟狀況、技術進步和地緣政治事件，也可能影響結果。

Massive US debt

美國巨額債務

The growth of the U.S. national debt over the years can be understood through several key phases. After World War II, the debt was quite high, exceeding 100% of GDP in the mid-1940s due to war-related expenses. However, strong economic growth in the following decades helped stabilize or reduce the debt-to-GDP ratio.

美國國債多年來的成長可以透過幾個關鍵階段來理解。二戰後，由於戰爭相關開支，債務相當高，在1940年代中期超過了GDP的100%。然而，隨後幾十年強勁的經濟成長有助於穩定或降低債務與GDP的比率。

In the 1980s, the debt began to rise significantly, driven by tax cuts, increased military spending, and slower economic growth. By the end of that decade, the debt had tripled, growing from around $900 billion in 1980 to over $2.7 trillion.

1980年代，在減稅、軍費增加和經濟成長放緩的推動下，債務開始大幅上升。到 20 世紀末，債務增加了兩倍，從 1980 年的約 9,000 億美元增長到超過 2.7 兆美元。

During the 1990s, there was a temporary slowdown in debt growth as economic growth, spending controls, and tax increases led to reduced budget deficits and even surpluses by the late 1990s.

1990年代末，由於經濟成長、支出控制和增稅導致預算赤字減少，甚至出現盈餘，債務成長暫時放緩。

The early 2000s marked a return to deficits due to tax cuts, the wars in Iraq and Afghanistan, and increased domestic spending. The 2008 financial crisis accelerated this trend as the government borrowed heavily to rescue financial institutions and stimulate the economy.

2000 年代初期，由於減稅、伊拉克和阿富汗戰爭以及國內支出增加，赤字再次出現。 2008年的金融危機加速了這一趨勢，政府大量舉債拯救金融機構並刺激經濟。

By 2010, the debt had grown significantly and continued to rise throughout the decade due to ongoing deficits and increasing costs for programs like Social Security, Medicare, and Medicaid. Thirteen years later, the debt had climbed to over $33 trillion.

到 2010 年，由於持續的赤字和社​​會保障、醫療保險和醫療補助等項目成本的增加，債務大幅增長，並在十年間持續上升。十三年後，債務已攀升至超過 33 兆美元。

Additionally, the CBO said that the Federal debt is expected to rise from 78% of GDP in 2019 to 92% percent in 2029 and 144% in 2049. “That level of debt would be the highest in the nation’s history by far, and it would be on track to increase more.”

此外，國會預算辦公室表示，聯邦債務預計將從 2019 年佔 GDP 的 78% 上升至 2029 年的 92% 和 2049 年的 144%。

For VanEck, this path to heightened debt can be altered by the once ignored and dismissed cryptocurrency, Bitcoin. It explained that there is now more acceptance towards Bitcoin especially this year than any other time.

對 VanEck 來說，曾經被忽視和拋棄的加密貨幣比特幣可能會改變這種債務增加的道路。它解釋說，現在人們對比特幣的接受度比以往任何時候都高，尤其是今年。

Acceptance of Bitcoin

接受比特幣

Recently, both corporations and governments around the world have been showing increasing interest in Bitcoin. In Suriname, a presidential candidate, Maya Prabhoe, announced plans to replace the national currency with Bitcoin and to issue Bitcoin-backed bonds. In the United Kingdom, a pension fund, guided by the firm Cartwright, decided to invest 3% of its assets in Bitcoin, marking the first such move in the country.

最近，世界各地的企業和政府對比特幣表現出越來越大的興趣。在蘇利南，總統候選人 Maya Prabhoe 宣布計劃以比特幣取代本國貨幣，並發行比特幣支持的債券。在英國，一家退休基金在 Cartwright 公司的指導下決定將其資產的 3% 投資於比特幣，這是該國首次採取此類舉措。

Poland’s presidential candidate, Slawomir Mentzen, proposed creating a national Bitcoin reserve and expressed his desire to make the country a hub for cryptocurrency if elected while a Japanese lawmaker raised the idea of converting some of the nation’s foreign exchange reserves into Bitcoin, noting the global trend of Bitcoin adoption. Meanwhile, Vancouver, Canada, passed a motion to promote Bitcoin as a reserve asset and allow its use for tax payments.

波蘭總統候選人斯拉沃米爾·門岑(Slawomir Mentzen) 提議建立國家比特幣儲備，並表示如果當選，他希望使該國成為加密貨幣的中心，而日本議員則提出了將國家的部分外匯儲備轉換為比特幣的想法，注意到了全球趨勢比特幣的採用。與此同時，加拿大溫哥華通過了一項動議，推動比特幣作為儲備資產並允許其用於納稅。

Australia’s AMP retirement fund recently purchased $27 million worth of Bitcoin, becoming the first major pension fund in the country to do so. In France, a member

澳洲 AMP 退休基金最近購買了價值 2700 萬美元的比特幣，成為該國第一個這樣做的大型退休基金。在法國，一名會員