Aave 在 MakerDAO 的 D3M 策略中調整 DAI 風險參數

Aave 提議透過其 Aave 風險框架委員會（ARFC）調整 DAI 穩定幣的風險設定。該提案建議將 DAI 的貸款價值 (LTV) 比率設定為 0%，並從 Merit 計劃中刪除 DAI 激勵措施。此舉旨在降低風險，同時保持用戶靈活性，因為只有一小部分 DAI 存款被用作 Aave 的抵押品。該決定還符合對高風險鑄幣實踐的擔憂以及 MakerDAO 增強平台彈性的「Endgame」計畫。

Aave Adjusts DAI Risk Settings in Response to MakerDAO's D3M Strategy

Aave 調整 DAI 風險設定以回應 MakerDAO 的 D3M 策略

Aave, a prominent decentralized finance (DeFi) protocol, has announced a proposal to modify the risk parameters for the DAI stablecoin through its Aave Risk Framework Committee (ARFC). This move comes in response to MakerDAO's ambitious "D3M" strategy, which has significantly increased DAI's credit line.

著名的去中心化金融 (DeFi) 協議 Aave 宣布了一項透過其 Aave 風險框架委員會 (ARFC) 修改 DAI 穩定幣風險參數的提案。此舉是為了響應 MakerDAO 雄心勃勃的「D3M」策略，該策略顯著提高了 DAI 的信用額度。

The proposal, initiated by the Aave Chan Initiative (ACI), recommends setting the loan-to-value (LTV) ratio for DAI to 0% across all Aave platforms. This means that users will no longer be able to use DAI as collateral to borrow assets. Additionally, the proposal suggests removing DAI incentives from the Merit program starting from its second round.

該提案由 Aave Chan Initiative (ACI) 發起，建議將所有 Aave 平台上的 DAI 貸款價值 (LTV) 比率設定為 0%。這意味著用戶將無法再使用 DAI 作為抵押品借入資產。此外，該提案建議從第二輪開始從 Merit 計劃中取消 DAI 激勵措施。

Aave's decision is driven by concerns about potential risks associated with the recent surge in DAI issuance. The proposal notes that while only a small portion of DAI deposits are currently used as collateral on Aave, the removal of incentives would discourage users from holding DAI on the platform.

Aave 的決定是出於對近期 DAI 發行激增相關潛在風險的擔憂。該提案指出，雖然目前只有一小部分 DAI 存款被用作 Aave 的抵押品，但取消激勵措施將阻止用戶在平台上持有 DAI。

Furthermore, the proposal highlights concerns over risky minting practices, as evidenced by the recent security breach involving Angle's AgEUR stablecoin. The breach occurred shortly after AgEUR was integrated into EULER, raising questions about the robustness of new stablecoin projects.

此外，該提案還強調了對高風險鑄幣行為的擔憂，最近涉及 Angle 的 AgEUR 穩定幣的安全漏洞證明了這一點。這次違規事件發生在 AgEUR 被整合到 EULER 後不久，引發了人們對新穩定幣專案穩健性的質疑。

Aave's proposed risk adjustments are part of a broader trend in the DeFi sector towards enhanced security and sustainability. MakerDAO, the decentralized autonomous organization behind DAI, is also pursuing a multi-phase "Endgame" plan designed to strengthen the platform's resilience.

Aave 提出的風險調整是 DeFi 領域增強安全性和永續性的更廣泛趨勢的一部分。 DAI 背後的去中心化自治組織 MakerDAO 也在推行一項多階段的「Endgame」計劃，旨在增強平台的彈性。

The Endgame plan, outlined by MakerDAO co-founder Rune Christensen, includes a comprehensive rebranding effort scheduled for mid-2024. The plan aims to foster sustainable growth for MakerDAO by attracting new users and expanding the platform's use cases.

MakerDAO 共同創辦人 Rune Christensen 概述的 Endgame 計畫包括計畫於 2024 年中期進行的全面品牌重塑工作。該計劃旨在透過吸引新用戶和擴展平台的用例來促進 MakerDAO 的可持續成長。

These developments underscore the evolving dynamics within the DeFi sector. As platforms continue to adapt to market changes, users should carefully consider the risk-reward dynamics of utilizing these protocols. Enhanced security measures, such as the risk adjustments proposed by Aave, are crucial for ensuring the long-term viability and trust in the DeFi ecosystem.

這些發展凸顯了 DeFi 領域不斷變化的動態。隨著平台不斷適應市場變化，用戶應仔細考慮使用這些協議的風險回報動態。增強的安全措施，例如 Aave 提出的風險調整，對於確保 DeFi 生態系統的長期生存能力和信任至關重要。