XRP Price Prediction: If Bitcoin Hits $200,000, XRP Could Be Worth $4.96

In a recent appearance on Fox Business, Ripple CEO Brad Garlinghouse was asked for his price prediction on XRP.

Recently on Fox Business, Ripple CEO Brad Garlinghouse was asked for his price prediction on XRP. While he diplomatically refrained from speculating on the future price of Ripple’s native token, Garlinghouse did offer a bold forecast for Bitcoin.

The comment was centered on Bitcoin, but Garlinghouse’s optimism hints at his expectations for the entire digital asset market. That naturally leads to a pressing question: if Bitcoin reaches $200,000, what could XRP be worth?

Let’s break down the current market figures and apply some logical, data-driven analysis to get an idea.

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The Current Landscape: Bitcoin vs. XRP

At present, Bitcoin is being reported at $83,953.40, with a circulating supply of approximately 19.85 million BTC. This brings Bitcoin’s total market capitalization to about $1.67 trillion.

On the other hand, XRP is currently being traded at $2.08, with a circulating supply of 58.33 billion tokens, giving it a market capitalization of $121.62 billion.

Now, if Bitcoin were to climb to $200,000, it would represent an increase of 138.3% from its current price. A similar proportional increase applied to XRP’s market capitalization would give us a foundational projection for its potential price.

XRP Price Projection If Bitcoin Hits $200,000

In the scenario where XRP's market cap grows at the same pace as Bitcoin's, we would see its capitalization expand from $121.62 billion to roughly $289.6 billion. With the supply of XRP remaining constant at 58.33 billion tokens, the projected price of XRP in this case would be approximately $4.96.

This projection is not a prediction based on hype but a simple extrapolation assuming XRP maintains its relative position in the crypto market. It’s crucial to understand that this is a conservative estimate based on market cap parity and does not factor in any XRP-specific developments or market dynamics that could amplify or suppress growth.

Can XRP Outperform This Projection?

While a projected price of $4.96 already reflects a significant upside from current levels, there are several compelling reasons to believe XRP could outperform this valuation in a full-blown bull market.

One major factor is regulatory clarity.

As we know, Ripple has been engaged in a longstanding legal battle with the U.S. Securities and Exchange Commission, which could have a decisive impact on the future of the crypto industry. A favorable or conclusive outcome to this case could boost investor confidence and trigger institutional capital inflows into the crypto market, ultimately benefitting XRP.

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Moreover, XRP is gaining momentum in real-world utility. RippleNet, the infrastructure that facilitates cross-border payments using XRP, is seeing increasing adoption in financial corridors across Asia, Latin America, and the Middle East. This positions XRP not merely as a speculative asset but as a currency with genuine utility and long-term demand drivers.

Another key factor is market cycle behavior. Historically, altcoins tend to lag slightly behind Bitcoin in the early stages of a bull market, only to outperform dramatically once investor sentiment peaks and capital rotates from Bitcoin into altcoins. This period, often referred to as “altcoin season,” has historically seen XRP and other major altcoins generate outsized gains.

For instance, in 2018, XRP reached a high of $3.84 despite having less adoption and facing more regulatory scrutiny than it does today. In today’s environment, with a maturing ecosystem and more favorable legal standing, a move beyond $5.00 seems increasingly plausible.

Final Thoughts: Reading Between the (Garling)Lines

Brad Garlinghouse may have shied away from giving a direct price target for XRP, but his bullishness on Bitcoin—suggesting it could hit $200,000—speaks volumes. It suggests a belief in the broader acceleration of the digital asset market.

If Bitcoin does reach that milestone, and XRP follows suit in growth proportionally, then an XRP price of $4.96 from this analysis would be a foundational projection. However, if market dynamics, utility demand, and regulatory clarity align in XRP’s favor, the token could potentially climb even higher in a full-blown bull market.

Ultimately, while price predictions are always speculative, using current data and market relationships provides a reasonable basis for expectations. Garling