Crypto.com Review: Robust Digital Currency Brokerage Offering Hundreds of Cryptocurrencies

Crypto.com is a robust digital currency brokerage offering hundreds of cryptocurrencies and trading pairs for individual investors and institutions.

Crypto.com is a robust digital currency brokerage that offers hundreds of cryptocurrencies and trading pairs for individual investors and institutions. The exchange also offers traditional stocks, ETFs, fractional shares, and options trading.

In early 2025, Crypto.com launched its US-based institutional-grade exchange, which provides active US-based investors with access to advanced trading technology.

Business Insider's personal finance team compared Crypto.com to the best crypto exchanges. We found it to be an industry-leading exchange for mobile crypto trading and crypto derivatives.

Crypto.com is a global trading platform offering 400+ cryptocurrencies and altcoins to over 140 million investors worldwide. The exchange's educational resources, trading discounts, reward opportunities, and non-custodial wallet benefit crypto traders of all levels.

Although mainly a crypto exchange, Crypto.com has expanded its offerings beyond digital coins and tokens, giving traders access to US stocks, ETFs, and fractional shares. Crypto.com also plans to roll out banking features like credit cards and cash yields.

These traditional investing opportunities make Crypto.com more attractive to a wider audience of investors. However, buying cryptocurrency is still Crypto.com's primary offering.

On the Crypto.com app, you can choose from 15 crypto thematic baskets with pre-specified token ratios, offering instant diversification across the crypto industry. Its staking program is straightforward, and fees are fairly transparent.

Crypto.com University, the exchange's learning hub, allows novice crypto traders to expand their knowledge. It provides detailed explanations of trading strategies and crypto security, a monthly research newsletter, and a helpful glossary of key terms and trading lingo.

More advanced traders will appreciate the exchange's options trading strategies for crypto, including strike options and UpDown options. Other advanced trading tools include automated trading bots, 500+ spot pairs, and OTC trading for institutional and VIP users.

Crypto.com's customer service is limited, as getting assistance from an actual person with Crypto.com is difficult. The online chat function is the main form of customer support, but you can't type freely, and responses are pre-written.

Crypto.com has a rating of 4.6/5 on the Apple Store and a 4.5/5 on Google Play.

Here's how to trade with Crypto.com.

Crypto.com's mobile app lets you purchase, sell, track, trade, and manage 400+ cryptocurrencies, including bitcoin, ether, litecoin, and dogecoin, all from your mobile device. It accepts more than 20 fiat currencies or debit/credit cards.

Before launching its US online exchange platform, the Crypto.com mobile app was the only way for US-based investors to use Crypto.com.

The mobile app works seamlessly with Crypto.com Visa Cards, which earn up to 5% back when paid in Cronos (CRO), Crypto.com's native token.

Crypto.com offers 5,000+ US fee-free stocks and ETFs, including fractional shares with SIPC coverage up to $500,000. Stocks offered on Crypto.com are from Foris Capital US LLC.

For a limited time, Crypto.com offers a promotional transfer bonus of up to 3% when you transfer stocks from another brokerage to your Crypto.com Stock account. If you transfer $2,000 or more, you may also receive a $100 reimbursement.

You can generate monthly passive income by loaning stocks in your Crypto.com account to Apex through the platform's Securities Lending feature. Apex then lends your stocks to other investors, market makers, and financial institutions. While you can still access your shares and can even sell them at any point, there is a risk of Apex defaulting on returning your shares.

Crypto.com offers regulated crypto derivatives. Crypto derivatives are high-risk financial contracts regulated by the Commodity Futures Trading Commission (CFTC). Starting at $10, Strike options allow you to capitalize on short-term volatility for crypto and fiat currencies.

Cryptocurrencies available for strike options include bitcoin, ether, litecoin, bitcoin cash, dogecoin, avalanche, chainlink, polkadot, shiba inu, stellar, hedera, solana, cardano, cronos, pepe, bonk, and folki.

UpDown options allow traders to profit from shifting asset prices without owning the underlying coin. To trade UpDown options on bitcoin, for example, you would determine if you think the price will go up or down, then select a preferred Target and Stop price.

Cryptocurrencies available for UpDown options include bitcoin, cronos, ether, litecoin, dogecoin, avalanche, chainlink, polkadot, shiba inu, stellar, hedera, pepe, solana, cardano, bonk, and floki.

Crypto.com's Sports Event Trading feature is a