恐慌浪潮席卷了一个小型交易社区，该社区使用了一个鲜为人知的平台，称为“财务”

卡拉奇（Karachi）：一波恐慌已经席卷了一个小型贸易社区，该社区使用了一个鲜为人知的平台，称为“财务”，用于高风险，高回报的投资。

A wave of panic has swept through a small trading community that uses a lesser-known platform called ‘TreasureNFT’ for high-risk, high-return investments. An unexpected delay in withdrawal requests has raised concerns among new users about their investments.

一波恐慌已经席卷了一个小型贸易社区，该社区使用了一个鲜为人知的平台，称为“国库”进行高风险，高回报的投资。提款请求的意外延迟引起了新用户对他们的投资的担忧。

Karachi-based S* (name withheld to protect identity) says while she was able to withdraw her initial investment, the new members are stuck.

总部位于卡拉奇的S*（拒绝保护身份的名称）说，尽管她能够撤回最初的投资，但新成员被困。

Rumours are rife that the platform that claims to offer AI-driven NFT trading with substantial returns is a fraudulent scheme.

有传言说，该平台声称提供AI驱动的NFT交易具有可观的回报是一个欺诈计划。

S is worried, not for her investment but for those people who joined the platform on her recommendation. “There are multiple teams, and every team has a team lead called a head who communicates the latest developments.”

S很担心，不是因为她的投资，而是为那些根据她的建议加入该平台的人。 “有多个球队，每个团队都有一个名为“头脑”的团队负责人，他传达了最新的发展。”

S has been told that delays in payments are due to ‘congestion’ on the third-party app used for fund transfer. The platform uses Binance to honour withdrawal requests. A surge in withdrawals, driven by Eid spending, has caused congestion. Per S, the heads are not sure if the company will stay, but they have reasons to believe that the current trouble is a software glitch.

S已被告知，付款的延误是由于用于基金转移的第三方应用程序的“交通拥堵”。该平台使用binance来纪念提款请求。开斋节支出驱动的撤离激增引起了交通拥堵。每S，头部不确定公司是否会留下来，但他们有理由相信当前的麻烦是软件故障。

According to S, TreasureNFT announced Eid rewards of up to $5,000, prompting many investors to rush withdrawal requests instead of waiting. “Now we have been told that the company will use another app for fund transfer.” “[TreasureNFT] previously took 68 hours to honour requests; it was extended to 168 hours, and they have now promised to withdraw money within 120 hours.” S said that most people who invested do have an idea about the risks attached to it. “Investors from the salaried class are more worried because they usually dip into their savings to make such investments.”

根据S的说法，Treasurenft宣布了高达5,000美元的开斋节奖励，促使许多投资者急忙提款请求而不是等待。 “现在我们被告知该公司将使用另一个应用程序进行基金转移。” “ [国库]以前花了68个小时来纪念请求；该请求延长至168小时，现在他们承诺在120小时内提取资金。” S说，大多数投资的人确实对附加的风险有所了解。 “来自受薪阶级的投资者更加担心，因为他们通常会降低自己的储蓄来进行此类投资。”

TreasureNFT did not respond to The News’s request for comment.

国库没有回应新闻的置评请求。

NFTs (non-fungible tokens) are digital assets, such as artwork, videos or music, that are recorded on a blockchain. Each NFT has a unique identification code, ensuring its authenticity and ownership.

NFTS（不可杀死的代币）是在区块链上录制的数字资产，例如艺术品，视频或音乐。每个NFT都有一个唯一的标识代码，以确保其真实性和所有权。

After the 2022 crypto crash, most people abandoned NFTs. According to ‘Forbes’, Twitter founder Jack Dorsey’s first tweet that was sold as an NFT for $2.9 million saw a dramatic crash, losing its value by 99 per cent. Then, the highest bid was at $280. Unofficial accounts suggest that the NFT’s value has fallen even more.

2022年加密货币坠毁后，大多数人放弃了NFT。根据“福布斯”的报道，Twitter创始人杰克·多尔西（Jack Dorsey）的第一条推文以290万美元的价格出售为NFT，造成了戏剧性的崩溃，其价值下降了99％。然后，最高出价的价格为280美元。非正式的帐户表明，NFT的价值降低了。

On TreasureNFT and the ongoing rumours about it being a scam, Chairperson of the Wireless and Internet Service Providers Association of Pakistan (WISPAP) Shahzad Arshad says, “I see a pressing truth: scammers are evolving, and so must we. Today’s scammers are not clumsy con artists with misspelt emails. The FBI pegged losses from such ‘business email compromise’ scams at over $4.5 billion globally in 2023, a figure dwarfed by the untold toll of smaller, personal frauds.”

关于骗子的骗局，巴基斯坦无线和互联网服务提供商协会（WISPAP）Shahzad Arshad的持续谣言说：“我看到一个紧迫的真相：骗子正在发展，所以我们必须在不断发展。 2023年全球45亿美元的$ 45亿美元，这一数字遭到了较小的个人欺诈行为的无数损失。”

Whether or not the platform is genuine, it is certain that “a legitimate venture does not promise the moon overnight -- TreasureNFT’s 1,500 per cent annualised returns defy reason, unlike the transparent trades of credible platforms,” Arshad says.

Arshad说，无论该平台是真实的，都可以肯定的是，“合法的冒险公司不能在一夜之间承诺月球 - 与可靠平台的透明交易不同，国库的1,500％的年度回报违反了原因，” Arshad说。

A Middle East-based financial analyst says that what investors have told him about the site implies that it is not genuine. “It sounds like a typical multi-level marketing (MLM) business, which is usually a controversial way of doing business.”

一位中东的财务分析师说，投资者告诉他有关该网站的信息意味着它不是真正的。 “这听起来像是典型的多层次营销（MLM）业务，这通常是一种有争议的业务方式。”

“These scams are quite common in Pakistan and have had multiple rebirths here, every time with a different name.”

“这些骗局在巴基斯坦很普遍，每次都有不同的名字都有多次重生。”

The analyst’s objection to the business model is the ambiguity regarding the source of profit. “When you invest in stocks, you know where your money is and how it is being used by the company. In this case, no one knows why or how the company is paying huge returns.”

分析师对业务模式的反对是关于利润来源的歧义。 “当您投资股票时，您会知道您的钱在哪里以及公司如何使用股票。在这种情况下，没有人知道公司为什么或如何支付巨额回报。”

But why do such schemes keep getting the oxygen they need to remain alive? Muhammad* (name changed to protect privacy), a small investor, sees this as a result of economic inequality in the country.

但是，为什么这样的方案不断获得需要保持活力的氧气呢？穆罕默德（Muhammad）*（名称更改为保护隐私），这是一个小型投资者，认为这是该国经济不平等的结果。

“In Larkana, rice vendors need labourers to load rice bags on trucks. There is currently a shortage of labourers because the website has helped them earn the amount they needed to live comfortably for a month or two without any strenuous work,” he explains.

他解释说：“在拉尔卡纳，赖斯供应商需要劳动者在卡车上装上稻袋。目前，劳动者短缺，因为该网站帮助他们赚取了一两个月或两个月的舒适生活所需的金额，而无需任何艰苦的工作。”

The minimum wage in Pakistan is Rs37,000, and daily wagers hardly earn the amount. According to some investors, TreasureNFT promises daily returns of 4.3-6.8 per cent for every $100 (a little over Rs28,000) invested.

巴基斯坦的最低工资为37,000卢比，每天的下注几乎无法赚钱。据一些投资者称，国库承诺每日投资100美元（略高于28,000卢比）的每日回报率为4.3-6.8％。

But are investors at fault? The chairperson of Wispap believes “individuals cannot stand alone against AI’s cunning. Governments must rise as guardians. Pakistan could mirror the UK’s Online Safety Act, forcing platforms to purge fraudulent content and extend laws to punish those involved in fraudulent activities. Imagine a national campaign -- ‘Think Twice, Stay Wise’ -- flooding airwaves and WhatsApp with scam

但是投资者有过错吗？ Wispap主席认为“个人不能孤单地反对AI的狡猾。政府必须在监护人中崛起。巴基斯坦可以反映英国的在线安全法案，迫使平台清除欺诈性内容并扩展法律以惩罚涉及欺诈性活动的人。想象一下国家运动 - 想象一下一场全国性的竞选活动 - “想一想，想想三岁，待在欺骗空气范围内 - 骗子' - 骗子的空气波动，史扫除了史上的史扫除空气波动，