NOW 钱包评测：专注于简单性和安全性的非托管加密钱包

NOW 钱包由 ChangeNOW 即时加密货币交易平台提供支持，是一款非托管钱包，您可以在移动和桌面安全应用程序中存储、发送、接收、购买、出售、交换和质押加密货币。

Non-custodial crypto wallets are on the rise, catering to users who value complete control over their digital assets. In 2023, MetaMask led the charge with 22 million downloads, highlighting the growing preference for self-custody wallets. This trend continued throughout 2024, with every wallet in the top 10 most downloaded mobile wallets being non-custodial.

非托管加密钱包正在兴起，迎合了重视完全控制其数字资产的用户。 2023 年，MetaMask 以 2200 万次下载量一马当先，凸显了人们对自我托管钱包日益增长的偏好。这一趋势持续到 2024 年，下载量最高的 10 个移动钱包中的每个钱包都是非托管钱包。

The popularity of non-custodial wallets can be attributed to several factors. Firstly, these wallets do not require KYC or sharing personal information with third parties, which aligns with the decentralized ethos of cryptocurrency. Secondly, in the wake of custodial platforms like FTX collapsing and billions in customer funds being lost, people are becoming increasingly wary of the risks tied to centralized exchanges.

非托管钱包的流行可归因于几个因素。首先，这些钱包不需要 KYC 或与第三方共享个人信息，这符合加密货币的去中心化精神。其次，随着 FTX 等托管平台的崩溃和数十亿客户资金的损失，人们对与中心化交易所相关的风险越来越警惕。

Non-custodial wallets also enhance the accessibility of crypto by enabling users to engage in DeFi, manage NFTs, and handle stablecoins, all from a single app. This mix of convenience and security is making non-custodial wallets a big deal in the crypto space.

非托管钱包还使用户能够通过单个应用程序参与 DeFi、管理 NFT 和处理稳定币，从而增强了加密货币的可访问性。这种便利性和安全性的结合使得非托管钱包在加密货币领域变得非常重要。

One non-custodial wallet that has been gaining attention is NOW Wallet. Let’s take a closer look at its features and see if it lives up to the hype.

NOW Wallet 是一款备受关注的非托管钱包。让我们仔细看看它的功能，看看它是否名副其实。

NOW Wallet Brief Overview

NOW 钱包简介

NOW Wallet, powered by the ChangeNOW instant crypto exchange platform, is a non-custodial wallet that allows users to store, send, receive, buy, sell, exchange, and stake crypto in a secure mobile and desktop app.

NOW 钱包由 ChangeNOW 即时加密货币交易平台提供支持，是一款非托管钱包，允许用户在安全的移动和桌面应用程序中存储、发送、接收、购买、出售、交换和抵押加密货币。

Being non-custodial, it ensures that users’ private keys and crypto remain theirs. For added security, a password can be set up for app access, and assets can be backed up to ensure their safety. Additionally, there’s no need for registration or KYC to get started with crypto-to-crypto transactions, enabling users to start trading instantly without any hassle or personal info involved.

由于是非托管的，它确保用户的私钥和加密货币仍然属于他们。为了增加安全性，可以为应用程序访问设置密码，并且可以备份资产以确保其安全。此外，无需注册或 KYC 即可开始加密货币交易，使用户能够立即开始交易，无需任何麻烦或涉及个人信息。

NOW Wallet supports 50+ coins and 15,000+ tokens, with fiat purchases in over 60 currencies. Users can also connect to dApps, making it easy to dive into DeFi, NFTs, and more – all from one place.

NOW 钱包支持 50 多种硬币和 15,000 多种代币，可以用 60 多种货币进行法定购买。用户还可以连接到 dApp，从而轻松地从一个地方深入研究 DeFi、NFT 等。

Clean, Clear and Easy Interface

干净、清晰、简单的界面

NOW Wallet provides users with the essential tools they need in a simple, intuitive interface. It’s designed to make managing cryptocurrency straightforward, regardless of the user’s level of experience.

NOW 钱包通过简单、直观的界面为用户提供了他们所需的基本工具。它旨在使管理加密货币变得简单，无论用户的经验水平如何。

From Major Coins to Custom Tokens

从主要硬币到定制代币

With new token trends in 2024, like meme coins, liquid staking tokens, and Layer 2 rollups, the crypto landscape is shifting fast. From DePIN to prediction markets, there’s a lot to keep an eye on, with tokens and projects constantly evolving. That’s where NOW Wallet comes in.

随着 2024 年出现新的代币趋势，例如 meme 币、流动质押代币和 Layer 2 rollups，加密货币格局正在快速变化。从 DePIN 到预测市场，有很多值得关注的地方，代币和项目也在不断发展。这就是 NOW 钱包的用武之地。

Offering exchange and storage for big-name coins like Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), and Monero (XMR), NOW Wallet keeps things simple for those who prefer popular choices. But it doesn’t stop there – it also supports thousands of promising smaller-cap tokens such as Worldcoin (WLD), Jupiter (JUP), and Dogwifhat (WIF) so there’s plenty of flexibility for all kinds of users.

NOW 钱包提供比特币 (BTC)、以太坊 (ETH)、狗狗币 (DOGE) 和门罗币 (XMR) 等知名货币的兑换和存储，让那些喜欢流行选择的人变得简单。但它并不止于此 - 它还支持数千种有前景的小盘代币，例如 Worldcoin (WLD)、Jupiter (JUP) 和 Dogwifhat (WIF)，因此为各种用户提供了足够的灵活性。

Plus, if a token is not listed in the app but runs on a supported EVM-compatible blockchain or on the Tron blockchain, it can still be added manually.

另外，如果某个代币未在应用程序中列出，但在受支持的 EVM 兼容区块链或 Tron 区块链上运行，仍然可以手动添加。

ChangeNOW Integration

ChangeNOW 集成

Thanks to its integration with ChangeNOW, NOW Wallet brings an extra layer of convenience and perks to its users. Buying and selling crypto is seamless, with support for Visa, Mastercard, and even direct bank account transactions – making fiat-to-crypto exchanges just a click away.

由于与 ChangeNOW 集成，NOW Wallet 为其用户带来了额外的便利和福利。购买和销售加密货币是无缝的，支持 Visa、Mastercard 甚至直接银行账户交易 - 只需点击一下即可进行法币与加密货币的兑换。

However, users should keep in mind that fiat operations require KYC verification, as NOW Wallet partners with third-party fiat on-ramp providers that mandate identity confirmation before any exchange can be processed.

然而，用户应记住，法币操作需要 KYC 验证，因为 NOW Wallet 与第三方法币入口提供商合作，要求在处理任何交易之前进行身份确认。

NOW Wallet users can benefit from years of ChangeNOW’s crypto expertise and innovative features. For instance, they can enjoy almost limitless instant in-app exchanges, including cross-chain swaps. They also gain access to the ChangeNOW Pro cashback program, where every exchange earns rewards starting at 0.1%. These rewards can be saved, withdrawn, or spent however users choose, which only gives each transaction an extra edge.

NOW 钱包用户可以受益于 ChangeNOW 多年的加密专业知识和创新功能。例如，他们可以享受几乎无限的即时应用内交易，包括跨链交换。他们还可以访问 ChangeNOW Pro 现金返还计划，每个交易所都可以获得 0.1% 起的奖励。这些奖励可以根据用户的选择进行保存、提取或花费，这只会给每笔交易带来额外的优势。

But Pro perks go even further, offering features like AML address checks to keep things compliant, unlimited crypto loans for extra flexibility, and private web pages that make receiving crypto simple and secure.

但专业人士的福利更进一步，提供诸如 AML 地址检查等功能以保持合规性、无限制的加密货币贷款以提供额外的灵活性，以及​​使接收加密货币变得简单和安全的私人网页。

Overall, with NOW Wallet, the ChangeNOW experience gets even better, and vice versa.

总体而言，使用 NOW 钱包，ChangeNOW 体验会变得更好，反之亦然。

Staking Options

质押选项

NOW Wallet makes staking simple with options for popular coins like Tron (TRX), Binance Coin (BNB), Tezos (XTZ), Cardano (ADA), Solana (SOL), Cosmos (ATOM), and the native NOW Token (NOW). The NOW Token powers everything in the ChangeNOW ecosystem and can be earned as cashback in both ChangeNOW and NOW Wallet. Staking it in the wallet can bring an annual return of up to 6.25

NOW 钱包提供 Tron (TRX)、Binance Coin (BNB)、Tezos (XTZ)、Cardano (ADA)、Solana (SOL)、Cosmos (ATOM) 和原生 NOW 代币 (NOW) 等流行代币选项，让质押变得简单。 NOW 代币为 ChangeNOW 生态系统中的一切提供动力，并且可以在 ChangeNOW 和 NOW 钱包中作为现金返还来赚取。质押在钱包中可带来高达6.25的年化收益