Visa推出平台帮助银行测试代币化资产

这家金融服务公司的新平台将允许金融机构发行法定支持的代币并测试其用例。

Payment giant Visa has unveiled a new platform to aid banks in testing out tokenised assets, as reported by Blockworks.

据 Blockworks 报道，支付巨头 Visa 推出了一个新平台，帮助银行测试代币化资产。

The platform will enable financial institutions to mint fiat-backed tokens and experiment with their use cases.

该平台将使金融机构能够铸造法定支持的代币并试验其用例。

This initiative aligns with Visa’s broader goal of standardising global practices for entities venturing into blockchain-based products amid the increasing adoption of tokenised real-world assets.

这一举措符合 Visa 的更广泛目标，即随着代币化现实世界资产的日益普及，为涉足基于区块链的产品的实体标准化全球实践。

In 2022, Visa undertook a pilot project with HSBC and Hang Seng Bank to test the Digital Hong Kong Dollar program launched by the Hong Kong Monetary Authority.

2022年，Visa与汇丰银行和恒生银行开展试点项目，测试香港金融管理局推出的数字港元计划。

The tokenisation of real-world assets has emerged as a rapidly growing segment within the crypto industry, with central banks spearheading the development of CBDCs (Central Bank Digital Currencies) and asset managers like BlackRock launching their Ethereum-based tokenised fund BUI DLA.

现实世界资产的代币化已成为加密行业中快速增长的部分，各国央行带头开发 CBDC（央行数字货币），贝莱德等资产管理公司推出了基于以太坊的代币化基金 BUI DLA。

In a similar vein, Visa aims to empower banks by facilitating the creation of tokenised products that can be utilised for both corporate and customer applications.

同样，Visa 旨在通过促进创建可用于企业和客户应用程序的代币化产品来增强银行能力。

Other notable players in this domain include JPMorgan, which offers tokenisation services through its blockchain subsidiary Onyx, and Citigroup, which launched a private token service for institutional clients in September 2023.

该领域的其他知名参与者包括摩根大通（通过其区块链子公司 Onyx 提供代币化服务）和花旗集团（于 2023 年 9 月为机构客户推出私人代币服务）。

According to Cuy Sheffield, Visa’s head of crypto products, products ranging from real estate to debt securities are driving the adoption of tokenised real-world assets, highlighting the increasing demand for integrating diverse forms of cash into these channels for trading purposes.

Visa 加密产品主管 Cuy Sheffield 表示，从房地产到债务证券等产品正在推动代币化现实世界资产的采用，突显出出于交易目的将多种形式的现金整合到这些渠道中的需求不断增长。

Sheffield further elaborated, “We think that creates a significant opportunity for banks to issue their own fiat-backed tokens on blockchains, do it in a regulated way and enable their customers to access and participate in these on-chain capital markets.”

谢菲尔德进一步阐述道，“我们认为这为银行在区块链上发行自己的法币支持的代币创造了重要机会，以受监管的方式进行，并使他们的客户能够访问和参与这些链上资本市场。”

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