随着稳定币格局的转变，USDC 的涨幅领先于 USDT：监管拥抱透明度和民主

USDC 的交易量超过 USDT，标志着稳定币市场的转变。行业领导者强调稳定币需要符合民主价值观和透明监管，以促进竞争和创新。

USDC Surges Past USDT as Stablecoin Dynamics Shift: Regulating for Democratic Values and Transparency

随着稳定币动态的转变，USDC 飙升至 USDT：民主价值观和透明度监管

In a remarkable turn of events, Circle's USDC has outpaced Tether's USDT in stablecoin transactions, signaling a significant shift in the cryptocurrency market landscape. According to Visa's on-chain analytics, USDC recorded a staggering 166.6 million transactions in April 2024, eclipsing USDT's 163.6 million transactions.

发生了一个引人注目的转变，Circle 的 USDC 在稳定币交易中超过了 Tether 的 USDT，这标志着加密货币市场格局发生了重大转变。根据 Visa 的链上分析，USDC 在 2024 年 4 月记录了惊人的 1.666 亿笔交易，超过了 USDT 的 1.636 亿笔交易。

This unexpected development underscores the growing prominence of USDC as a preferred stablecoin for transactions, while casting a shadow over USDT's alleged ties to illicit activities and regulatory scrutiny. The surge in USDC transactions coincides with increasing calls for stablecoin regulation to ensure alignment with democratic values and transparent operations.

这一意外的发展凸显了 USDC 作为交易首选稳定币的日益突出，同时也给 USDT 涉嫌与非法活动和监管审查的联系蒙上了阴影。 USDC 交易量的激增与对稳定币监管以确保符合民主价值观和透明运营的呼声日益高涨同时发生。

Jeremy Allaire, the Founder of USDC Circle, underscored the imperative for global stablecoin regulation in a recent conversation with the Bankless podcast. He emphasized the need for expectations regarding issuers' risk management and compliance obligations.

USDC Circle 创始人 Jeremy Allaire 在最近与 Bankless 播客的对话中强调了全球稳定币监管的必要性。他强调需要对发行人的风险管理和合规义务抱有期望。

"There should be expectations about the issuers and how they manage risk and their obligations from a compliance perspective," Allaire asserted.

“应该对发行人以及他们如何从合规角度管理风险和义务抱有期望，”阿莱尔断言。

Circle's senior executive, Caroline Hill, echoed these sentiments during her testimony before the House Subcommittee on Digital Assets, Financial Technology, and Inclusion. She advocated for dollar-pegged stablecoins to embody US values, particularly in the wake of Tether's alleged misconduct.

Circle 的高级主管卡罗琳·希尔 (Caroline Hill) 在众议院数字资产、金融技术和包容性小组委员会作证时呼应了这些观点。她主张使用与美元挂钩的稳定币来体现美国价值观，特别是在 Tether 涉嫌不当行为之后。

"I personally believe that no company should be allowed to reference the US dollar without having those democratic values inside the company, inside their US dollar-backed stablecoin," Hill declared.

希尔宣称：“我个人认为，如果公司内部、美元支持的稳定币内部没有这些民主价值观，任何公司都不应被允许参考美元。”

Hill's testimony highlighted the tension between the crypto industry's desire for open competition and the necessity for regulatory compliance to mitigate risks. Allaire emphasized the need for transparent laws and regulations accessible to all to foster competition and innovation in the stablecoin market.

希尔的证词凸显了加密货币行业对公开竞争的渴望与遵守监管规定以降低风险的必要性之间的紧张关系。阿莱尔强调，需要为所有人提供透明的法律和法规，以促进稳定币市场的竞争和创新。

"I think when you see stablecoin laws come into effect, you're going to see a ton of companies including major financial institutions, major payments companies, technology companies. I think the competition will increase immensely," Allaire said.

“我认为，当稳定币法律生效时，你会看到大量公司，包括主要金融机构、主要支付公司、科技公司。我认为竞争将大大加剧，”阿莱尔说。

He drew parallels with the communications and internet industries in the late 90s, emphasizing the need for regulatory clarity to enable free and fair competition.

他将其与 90 年代末的通信和互联网行业进行了比较，强调需要明确监管以实现自由和公平的竞争。

"Right now, people are afraid to get into this market because they don't know where the rules are," Allaire added. "I do think that part of the goal of establishing a regulatory regime is to enable free and fair competition."

“现在，人们害怕进入这个市场，因为他们不知道规则在哪里，”阿莱尔补充道。 “我确实认为建立监管制度的部分目标是实现自由和公平的竞争。”

With a total market capitalization exceeding $161 billion, stablecoins play a pivotal role in driving seamless transactions within the cryptocurrency market, accounting for approximately 6.63% of the overall market. As the industry continues to evolve, the need for robust regulation to safeguard democratic values, ensure transparency, and foster fair competition in the stablecoin space becomes increasingly apparent.

稳定币总市值超过1610亿美元，在推动加密货币市场无缝交易方面发挥着关键作用，约占整体市场的6.63%。随着行业的不断发展，通过强有力的监管来维护民主价值观、确保透明度并促进稳定币领域的公平竞争的需求变得越来越明显。