投资比特币以获得最大回报的终极指南

比特币（BTC）继续证明它是最值得拥有的金融资产之一。 2024年（截至12月18日）其价格暴涨145%。

Bitcoin (CRYPTO: BTC) has been on a tear in 2024. Through Dec. 18, the world’s apex crypto is up an impressive 145%. And in the past five years, it has soared a mind-boggling 1,300%.

比特币（加密货币：BTC）在 2024 年一直在飙升。截至 12 月 18 日，世界顶级加密货币的涨幅高达 145%，令人印象深刻。在过去五年里，它飙升了令人难以置信的 1,300%。

At the time of this writing, Bitcoin trades at about $103,000, with its market capitalization now above the $2 trillion mark. If you're thinking that you've missed out on Bitcoin's incredible run, think again. It's still not too late.

截至撰写本文时，比特币交易价格约为 103,000 美元，其市值目前已超过 2 万亿美元大关。如果您认为自己错过了比特币令人难以置信的发展，请再想一想。现在还不算太晚。

Here's the ultimate guide to investing in Bitcoin for maximum returns.

这是投资比特币以获得最大回报的终极指南。

Don't try to time the market Any investor, whether their focus is on stocks or cryptocurrencies, certainly understands the concept of buying low and selling high. This strategy of boosting portfolio returns makes sense.

不要试图把握市场时机任何投资者，无论他们关注的是股票还是加密货币，都肯定了解低买高卖的概念。这种提高投资组合回报的策略是有意义的。

However, it's nearly impossible to pull this off with any level of consistent accuracy. In other words, trying to time the market in an effort to avoid the down days and instead only capture the best days is a waste of time and energy. Excessive trading like this can do more harm than good to your portfolio. Not only that, but taxes and transaction costs will eat away at any gains.

然而，以任何程度的一致精度来实现这一目标几乎是不可能的。换句话说，试图把握市场时机以避免下跌的日子，而只抓住最好的日子是浪费时间和精力。像这样的过度交易对您的投资组合弊大于利。不仅如此，税收和交易成本也会侵蚀任何收益。

Bitcoin has had multiple declines of more than 50%. Just imagine if you were able to buy at the lows in March 2020 or in November 2022, for instance. The returns since those two points in time have been incredible.

比特币曾多次跌幅超过50%。例如，试想一下，如果您能够在 2020 年 3 月或 2022 年 11 月的低点买入。自这两个时间点以来的回报令人难以置信。

The top crypto has ripped higher this year, and the natural thinking among investors who have been on the sidelines is that Bitcoin is due for a correction in the near future. I can understand that perspective, especially given the digital asset's previous price cycles.

顶级加密货币今年已经大幅上涨，一直在场外的投资者的自然想法是，比特币将在不久的将来进行调整。我可以理解这种观点，特别是考虑到数字资产之前的价格周期。

But while you continue to wait on the sidelines, there's a very real possibility that Bitcoin's price continues marching higher. Holding cash when this happens results in a huge opportunity cost.

但是，当您继续观望时，比特币的价格很有可能继续走高。当这种情况发生时持有现金会导致巨大的机会成本。

Keep it simple Instead of timing the market, investors should instead prioritize time in the market. This shift in perspective reveals that having a long-term mindset is really the best approach when it comes to Bitcoin.

保持简单 投资者不应该选择市场时机，而应该优先考虑市场时间。这种观点的转变表明，对于比特币而言，拥有长期的心态确实是最好的方法。

But before you invest in the crypto, it's critical to understand what makes it special. The fact that there will only ever be 21 million coins highlights its scarcity. In a world in which governments constantly debase fiat currencies by running the printing presses, something with a fixed supply is very appealing.

但在投资加密货币之前，了解它的特别之处至关重要。硬币的发行量只有 2100 万枚，这一事实凸显了其稀缺性。在一个政府通过印钞机不断压低法定货币的世界里，固定供应的东西非常有吸引力。

Bitcoin is also decentralized and global. And compared to gold, which is viewed as a popular store of value, Bitcoin is more divisible, easier to use in transactions, portable, and verifiable. I don't think it's a stretch to believe that Bitcoin's market cap will not only reach the $17.8 trillion value of all above-ground gold, but that it can also cross this figure in the future.

比特币也是去中心化的、全球性的。与被视为流行的价值储存手段的黄金相比，比特币更具可分割性、更易于在交易中使用、可携带且可验证。我认为，相信比特币的市值不仅会达到所有地上黄金的 17.8 万亿美元价值，而且在未来也能超越这个数字，这一点并不夸张。

After you've established that you're bullish on Bitcoin for the next five to 10 years, I believe that adopting a dollar-cost averaging strategy is ideal. This eliminates the guesswork needed to correctly time the market. Moreover, it ensures that investors take advantage of multiple price points when using cash to add Bitcoin to their portfolios. This approach turns the digital asset's volatility into an advantage you can exploit.

当你确定你在未来五到十年看好比特币之后，我相信采用美元成本平均策略是理想的。这消除了正确把握市场时机所需的猜测。此外，它确保投资者在使用现金将比特币添加到其投资组合时能够利用多个价格点。这种方法将数字资产的波动性转化为您可以利用的优势。

Once you've learned more about Bitcoin, built up conviction that it still has major upside, and decided that you want to own it in your portfolio, the next step is to start making small purchases on a recurring basis. It's also important that you keep up with developments happening that relate to Bitcoin. Over time, this strategy should lead to a satisfactory result.

一旦您对比特币有了更多了解，确信它仍然具有巨大的上涨空间，并决定将其纳入您的投资组合中，下一步就是开始定期进行小额购买。跟上与比特币相关的发展也很重要。随着时间的推移，这一策略应该会带来令人满意的结果。