特朗普政府的加密货币议程：平衡创新和网络安全问题

随着特朗普政府上任，华盛顿特区的权力发生转移，加密货币行业即将面临重大的监管变化。支持加密货币的立法，包括《21 世纪金融创新和技术法案》(FIT21) 预计将向前推进，承诺建立旨在支持该行业增长的监管框架。然而，网络安全担忧可能会对数字资产的更广泛采用构成严峻挑战，特别是在美国公众对其安全性持续持怀疑态度的情况下。

The cryptocurrency industry is bracing for major regulatory shifts as power in Washington, D.C. changes hands with the incoming Trump administration. Pro-crypto legislation, such as the Financial Innovation and Technology for the 21st Century Act (FIT21), is set to advance, promising a regulatory framework designed to support the sector's growth. However, cybersecurity concerns could pose a significant hurdle to the broader adoption of digital assets, especially given the persistent skepticism among the American public regarding their safety.

随着华盛顿特区的权力由即将上任的特朗普政府易手，加密货币行业正准备迎接重大监管转变。支持加密货币的立法，例如《21 世纪金融创新和技术法案》(FIT21)，即将推进，承诺建立旨在支持该行业增长的监管框架。然而，网络安全担忧可能会对数字资产的更广泛采用构成重大障碍，特别是考虑到美国公众对其安全性一直持怀疑态度。

Cryptocurrency, which includes popular assets like Bitcoin, Ethereum, and Dogecoin, has a dedicated following in the U.S. According to the Pew Research Center, 17% of American adults have traded in crypto, though this market penetration has remained largely unchanged since 2021. On the other hand, a Pew poll conducted just prior to the 2024 election showed that 63% of adults have little to no confidence in crypto investing, expressing concerns about the reliability and safety of digital assets.

加密货币（包括比特币、以太坊和狗狗币等流行资产）在美国拥有一批忠实的追随者。根据皮尤研究中心的数据，17% 的美国成年人进行过加密货币交易，尽管这一市场渗透率自 2021 年以来基本保持不变。另一方面，皮尤研究中心在 2024 年大选前进行的一项民意调查显示，63% 的成年人对加密货币投资几乎没有信心，对数字资产的可靠性和安全性表示担忧。

Despite these concerns, the incoming Trump administration has highlighted its support for the cryptocurrency industry. Republican lawmakers, such as Dusty Johnson (R-South Dakota), co-author of FIT21, have voiced strong backing for establishing a clear regulatory framework to enable businesses to operate in the digital asset space. Johnson, in a recent statement, emphasized the need for regulations that facilitate crypto's role in traditional finance.

尽管存在这些担忧，即将上任的特朗普政府还是强调了对加密货币行业的支持。 FIT21 的合著者达斯蒂·约翰逊（南达科他州共和党人）等共和党议员强烈支持建立明确的监管框架，使企业能够在数字资产领域运营。约翰逊在最近的一份声明中强调，需要制定促进加密货币在传统金融中发挥作用的法规。

FIT21, which passed in the House with bipartisan support, includes provisions aimed at addressing the treatment of digital assets under U.S. law. Notably, the bill also incorporates cybersecurity measures, mandating that financial intermediaries engaging with digital assets take steps to protect both their services and the assets they handle. Glenn "GT" Thompson (R-Pennsylvania), Chairman of the House Committee on Agriculture, highlighted these cybersecurity safeguards as essential for ensuring the stability and security of digital asset markets.

FIT21 在两党支持下在众议院获得通过，其中包括旨在解决美国法律下数字资产处理问题的条款。值得注意的是，该法案还纳入了网络安全措施，要求涉及数字资产的金融中介机构采取措施保护其服务和所处理的资产。众议院农业委员会主席格伦·“GT”·汤普森（宾夕法尼亚州共和党人）强调，这些网络安全保障措施对于确保数字资产市场的稳定和安全至关重要。

However, some experts remain skeptical about the effectiveness of the Trump administration's approach to cybersecurity in the crypto space. Jeff Le, vice president of global government affairs and public policy at Security Scorecard, noted that key economic figures in the incoming administration have been strong crypto advocates, which could lead to less focus on robust cybersecurity measures. Le pointed out that cryptocurrency's decentralized and anonymous nature often makes regulation difficult and that advocates for crypto are typically reluctant to push for stricter rules.

然而，一些专家仍然对特朗普政府在加密领域网络安全方法的有效性表示怀疑。 Security Scorecard 全球政府事务和公共政策副总裁 Jeff Le 指出，即将上任的政府中的关键经济人物一直是加密货币的坚定拥护者，这可能会导致人们不太关注强有力的网络安全措施。 Le 指出，加密货币的去中心化和匿名性往往使监管变得困难，加密货币的倡导者通常不愿意推动更严格的规则。

Jason Baker, senior threat intelligence consultant at GuidePoint Security, expressed concerns that a pro-crypto agenda might inadvertently heighten risks in the cybersecurity realm. Cybercrime, such as ransomware attacks, often utilizes cryptocurrencies like Bitcoin for ransom payments. As cryptocurrency values rise, so too does the potential for financial gain for cybercriminals, making cybersecurity a pressing issue.

GuidePoint Security 的高级威胁情报顾问 Jason Baker 表示担心，支持加密货币的议程可能会无意中增加网络安全领域的风险。勒索软件攻击等网络犯罪通常利用比特币等加密货币支付赎金。随着加密货币价值的上升，网络犯罪分子获取经济利益的潜力也随之增加，使网络安全成为一个紧迫的问题。

The cryptocurrency industry has emerged as a major political player, contributing heavily to the 2024 election cycle. While these donations have spanned both political parties, the industry's influence is particularly strong within the GOP. Super PACs like Fairshake, backed by crypto giants like Coinbase and Andreessen Horowitz, have already raised over $100 million for the 2026 midterm elections, further solidifying the crypto sector's political clout.

加密货币行业已成为主要的政治参与者，为 2024 年的选举周期做出了重大贡献。虽然这些捐款跨越了两个政党，但该行业在共和党内部的影响力尤其强大。 Fairshake 等超级政治行动委员会在 Coinbase 和 Andreessen Horowitz 等加密巨头的支持下，已经为 2026 年中期选举筹集了超过 1 亿美元，进一步巩固了加密行业的政治影响力。

Despite the push for a more favorable regulatory environment, experts like Baker believe that significant regulation on cryptocurrency is unlikely in the near future. With the Trump administration focused more on facilitating the growth of the crypto industry than on imposing stringent regulations, Baker suggests that cybersecurity concerns will continue to be a secondary issue in policy discussions.

尽管推动了更有利的监管环境，但贝克等专家认为，在不久的将来不太可能对加密货币进行重大监管。由于特朗普政府更多地关注促进加密货币行业的发展而不是实施严格的监管，贝克表示，网络安全问题将继续成为政策讨论中的次要问题。