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Tech Report 是互联网上最古老的硬件、新闻和技术评论网站之一。我们撰写有用的技术指南、公正的产品评论,并报告最新的技术和加密新闻。
Tech Report is a well-established hardware, news, and tech review site. We maintain editorial independence and prioritize content quality and factual accuracy.
Tech Report 是一个成熟的硬件、新闻和技术评论网站。我们保持编辑独立性,并优先考虑内容质量和事实准确性。
Tether, the company behind the world’s largest stablecoin $USDT, has quietly built a $120 billion stablecoin empire. But what’s even more interesting is how $USDT is being used in the real world, offering valuable lessons about crypto adoption.
全球最大稳定币 USDT 背后的公司 Tether 已经悄然打造了一个价值 1200 亿美元的稳定币帝国。但更有趣的是 $USDT 在现实世界中的使用方式,为加密货币采用提供了宝贵的经验教训。
Here are three key takeaways:
以下是三个要点:
1. Crypto is More than an Investment Vehicle
1. 加密货币不仅仅是一种投资工具
We often think of cryptocurrencies as high-risk investment vehicles, with volatile assets like Bitcoin dominating headlines.
我们通常将加密货币视为高风险投资工具,比特币等波动性资产占据头条新闻。
However, stablecoins like $USDT are demonstrating that crypto has practical applications far beyond speculative trading.
然而,像 $USDT 这样的稳定币正在证明加密货币的实际应用远远超出了投机交易。
Unlike most cryptocurrencies, stablecoins are pegged to stable assets, typically fiat currencies like the US dollar.
与大多数加密货币不同,稳定币与稳定资产挂钩,通常是美元等法定货币。
In countries like Argentina and Turkey, where inflation is rampant, $USDT has become a digital dollar, helping residents preserve their wealth without resorting to black markets.
在阿根廷和土耳其等通胀猖獗的国家,USDT 已成为数字美元,帮助居民在不诉诸黑市的情况下保存财富。
This allows individuals to avoid the risks associated with local currency depreciation while maintaining easy access to global financial systems.
这使得个人能够避免与本币贬值相关的风险,同时保持轻松进入全球金融体系的能力。
With over 300 million users globally, Tether has become one of the most significant forces in the digital financial world. It can not only enhance money transfers but is also a lifeline for the unbanked, especially in developing regions where traditional banking services often fail.
Tether 在全球拥有超过 3 亿用户,已成为数字金融世界最重要的力量之一。它不仅可以增强资金转移,而且还是无银行账户人群的生命线,特别是在传统银行服务经常失效的发展中地区。
As Tether’s CEO Paolo Ardoino clarified in a recent interview with Coindesk, this utility is no accident but a core part of $USDT’s business model.
正如 Tether 首席执行官 Paolo Ardoino 在最近接受 Coindesk 采访时澄清的那样,这种实用程序并非偶然,而是 $USDT 商业模式的核心部分。
“We are not trying to sell our stablecoin to bankers or to the financial elite. Our main focus is the last mile—the people in the street, those five billion users.”
“我们并不是想把我们的稳定币卖给银行家或金融精英。我们的主要关注点是最后一英里——街上的人们,即 50 亿用户。”
But how does Tether target the man on the street? By looking outside the US and positioning $USDT as a fiat currency transport layer.
但 Tether 如何瞄准街上的人呢?通过放眼美国以外的地区,将 USDT 定位为法定货币传输层。
2. Stablecoins as a Key Transport Layer for Fiat Currencies
2. 稳定币作为法定货币的关键传输层
Cash is the traditional king of transport layers—it’s physical, simple, and easy to understand. But it’s also hard to transport in large quantities, difficult to secure, and hard to get across international borders.
现金是传统的传输层之王——它是物理的、简单的、易于理解的。但它也很难大量运输、难以保证安全、难以跨越国际边界。
Within the US, there are several USD transport layers, including PayPal, bank-to-bank transfers, credit cards, debit cards, and Venmo.
在美国,有多个美元传输层,包括 PayPal、银行间转账、信用卡、借记卡和 Venmo。
However, once you move outside the country, many of these transport layers vanish.
然而,一旦你搬到国外,许多这些运输层就会消失。
That’s where Tether shines.
这就是 Tether 的闪光点。
Tether facilitates fast, secure, and cost-effective transfers of fiat currencies across borders, especially the US dollar.
Tether 促进法定货币(尤其是美元)的快速、安全且经济高效的跨境转移。
Users can send $USDT (or other stablecoins) almost instantly across the globe. Since $USDT is pegged to the US dollar, it acts as a digital proxy for dollars in transit.
用户几乎可以立即在全球范围内发送 USDT(或其他稳定币)。由于 $USDT 与美元挂钩,因此它充当流通中美元的数字代理。
In this way, stablecoins like $USDT are effectively modernizing the infrastructure that supports the global flow of money.
通过这种方式,像 $USDT 这样的稳定币正在有效地实现支持全球资金流动的基础设施的现代化。
3. Tron + Tether Form A Template for Crypto Adoption
3. Tron + Tether 形成加密货币采用的模板
While $USDT has found worldwide success, its use on the Tron network is particularly noteworthy.
虽然 $USDT 在全球范围内取得了成功,但它在 Tron 网络上的使用尤其值得注意。
There are at least two reasons for this:
至少有两个原因:
Tron’s transaction fees are low, roughly $0.13 currently, and a fraction of the fees on Ethereum, the second-largest network for $USDT. As Ardoino puts it, $USDT “works much better outside of the US,” where low transaction costs are critical for adoption.
Tron 的交易费用很低,目前约为 0.13 美元,只是第二大 USDT 网络以太坊费用的一小部分。正如 Ardoino 所说,$USDT“在美国以外的地区效果更好”,低交易成本对于美国采用至关重要。
Without the competition from banks and well-established, reliable financial networks, $USDT excels in places that trust USD but need a better way to access it.
由于没有银行和完善、可靠的金融网络的竞争,$USDT 在信任美元但需要更好的访问方式的地方表现出色。
And with the Tron network, they can access $USDT with minimal transaction costs.
通过 Tron 网络,他们可以以最低的交易成本访问 $USDT。
This is why $USDT dominates transactions on the Tron network, far outstripping TRX, the native Tron token.
这就是为什么 $USDT 在 Tron 网络上的交易中占据主导地位,远远超过 Tron 原生代币 TRX。
Conclusion: $USDT’s $120B Case Study Proves Crypto’s Utility
结论:$USDT 的 $120B 案例研究证明了加密货币的实用性
They’re already becoming vital tools in the global financial system, often outperforming traditional financial services in terms of stability, efficiency, and inclusivity.
它们已经成为全球金融体系的重要工具,在稳定性、效率和包容性方面往往优于传统金融服务。
Perhaps more importantly, $USDT proves that crypto works outside the hallowed halls of financial institutions.
也许更重要的是,$USDT 证明加密货币在金融机构的神圣殿堂之外也能发挥作用。
As the crypto economy grows, we’ll see even more practical applications emerge (like $USDT on the Lightning Network) and cement the role of stablecoins in everyday life.
随着加密经济的发展,我们将看到更多实际应用的出现(例如闪电网络上的 USDT),并巩固稳定币在日常生活中的作用。
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