Stellar（XLM）和XRP：深入了解最新的发展和市场预测

出现了Stellar（XLM）和XRP，成为最容易被说明的数字资产。这两个项目都在区块链生态系统中雕刻了独特的空间

Cryptocurrencies Stellar (XLM) and XRP (XRP) have emerged as two of the most talked-about digital assets in the world. Both projects offer innovative solutions for cross-border payments, financial inclusion, and decentralized finance.

加密货币恒星（XLM）和XRP（XRP）已成为世界上最容易受到关注的数字资产。这两个项目都为跨境支付，金融包容性和分散财务提供创新的解决方案。

In recent weeks, Stellar's Q4 2024 report has generated considerable buzz, as analysts speculate that the network’s performance could lead to significant price appreciation—perhaps as high as 120%. XRP’s price has also surged past the $2.50 mark, raising questions about its long-term potential and how it stacks up against Stellar.

最近几周，Stellar的第四季度2024年报告引起了巨大的嗡嗡声，因为分析师推测该网络的性能可能会导致价格明显的升值 - 也许高达120％。 XRP的价格也超过了2.50美元，这引起了人们对其长期潜力及其如何与Stellar相抵触的问题。

This article provides an in-depth analysis of Stellar’s latest financial and technological developments, the factors driving XRP’s price growth, and the implications for the broader crypto market. We will also examine expert predictions, potential risks, and future opportunities for both cryptocurrencies.

本文对Stellar最新的财务和技术发展，推动XRP价格增长的因素以及对更广泛的加密市场的影响提供了深入的分析。我们还将研究两种加密货币的专家预测，潜在风险和未来的机会。

Stellar’s Q4 2024 Report: A Game Changer?

Stellar的Q4 2024报告：改变游戏规则？

The Stellar Development Foundation (SDF) recently released its Q4 2024 report, detailing the network's progress and future plans. The report showcases several key metrics that demonstrate Stellar’s growing influence in the blockchain industry.

Stellar Development Foundation（SDF）最近发布了第四季度2024年报告，详细介绍了该网络的进度和未来计划。该报告展示了几个关键指标，这些指标表明了Stellar在区块链行业中的影响力日益增长。

According to the report, Stellar processed over 10 billion transactions in Q4 2024, a 250% increase year-over-year. This surge in transaction volume highlights the increasing demand for Stellar's fast, low-cost, and energy-efficient payment network.

根据该报告，在第4季度2024年第4季度的交易中，恒星处理了超过100亿美元的交易，同比增长250％。交易量的激增突出了对Stellar快速，低成本和节能支付网络的需求不断增长。

Furthermore, SDF reported a 150% year-over-year increase in the number of active wallets on the Stellar network, reaching over 7 million in Q4 2024. This growth in the user base indicates that Stellar is becoming more widely adopted and used for a variety of applications, including cross-border payments, decentralized finance (DeFi), and non-fungible tokens (NFTs).

此外，SDF报告说，恒星网络上的活动钱包的数量同比增加150％，在第4季度2024年达到700万。用户群的增长表明，恒星正在广泛采用，并用于用于各种应用程序，包括跨境支付，分散的金融（DEFI）和无牙代币（NFTS）。

In terms of revenue, SDF generated a total of $120 million in Q4 2024, primarily from transaction fees and sales of XLM tokens. This revenue will be used to fund SDF's ongoing operations, including development, marketing, and legal expenses.

在收入方面，SDF在第4季度2024年产生了1.2亿美元，主要来自XLM令牌的交易费用和销售。该收入将用于资助SDF正在进行的运营，包括开发，营销和法律支出。

Overall, the report paints a picture of a Stellar network that is experiencing strong growth across multiple metrics, including transaction volume, active wallets, revenue, and SDF reserves. These developments suggest that Stellar is positioning itself as a serious contender in the cryptocurrency space. If its adoption continues at this pace, the projected 120% price increase for XLM may not be far-fetched.

总体而言，该报告描绘了一个恒星网络的图片，该网络正在经历多个指标的强劲增长，包括交易量，主动钱包，收入和SDF储量。这些发展表明，在加密货币空间中，恒星将自己定位为严重的竞争者。如果以这种速度继续采用，则预计XLM的价格上涨可能不会牵强。

XRP Surpasses $2.50: What’s Fueling the Rally?

XRP超过$ 2.50：什么在加油？

While Stellar continues to gain momentum, XRP has also experienced a significant price surge, recently topping $2.50. Several factors contribute to this impressive growth.

尽管Stellar继续获得动力，但XRP也经历了巨大的价格上涨，最近高涨2.50美元。几个因素导致了这种令人印象深刻的增长。

Firstly, XRP is widely used by payment providers and financial institutions for cross-border transactions. Its speed, low cost, and high liquidity make it an attractive option for moving funds quickly and efficiently across different countries.

首先，XRP由付款提供商和金融机构进行跨境交易广泛使用。它的速度，低成本和高流动性使其成为快速有效地在不同国家 /地区迅速迁移资金的诱人选择。

Secondly, XRP is also used as a bridge currency for trading other cryptocurrencies on exchanges. This demand for XRP as an intermediary asset helps to drive up its price, especially during periods of high trading activity.

其次，XRP还用作交易交易中其他加密货币的桥梁货币。对XRP作为中介资产的需求有助于提高其价格，尤其是在高贸易活动期间。

Thirdly, recent regulatory developments in the US have created a more favorable environment for XRP and other cryptocurrencies. The recent settlement between Ripple and the Securities and Exchange Commission (SEC) has removed some of the uncertainty that plagued XRP in the past.

第三，美国最近的监管发展为XRP和其他加密货币创造了一个更有利的环境。 Ripple与证券交易委员会（SEC）之间最近的解决方案消除了过去困扰XRP的一些不确定性。

However, it's important to note that XRP still faces challenges, including regulatory uncertainty in other jurisdictions and competition from emerging blockchain technologies. Despite these hurdles, XRP’s recent price performance and strong fundamentals indicate that it remains a top contender in the crypto market.

但是，重要的是要注意，XRP仍然面临挑战，包括其他司法管辖区的监管不确定性以及新兴区块链技术的竞争。尽管有这些障碍，但XRP最近的价格表现和强劲的基本面表明，它仍然是加密货币市场中的最大竞争者。

Comparing Stellar (XLM) and XRP: Key Differences and Similarities

比较恒星（XLM）和XRP：关键差异和相似性

Although Stellar and XRP share similarities—both are designed to facilitate cross-border payments efficiently—they have distinct approaches and target audiences.

尽管恒星和XRP共享相似之处 - 旨在有效地促进跨境支付 - 但他们采用了不同的方法和目标受众。

Stellar is a decentralized, open-source network that aims to provide financial solutions for everyone, especially those who are unbanked or underbanked. It achieves this goal through its native token, XLM, which serves as a bridge currency for transferring any asset, including fiat currencies, commodities, and other cryptocurrencies.

Stellar是一个分散的开源网络，旨在为每个人，尤其是那些没有账户或账户不足的人提供财务解决方案。它通过其原始令牌XLM实现了这一目标，该目标是转移任何资产的桥梁货币，包括法定货币，商品和其他加密货币。

XRP, on the other hand, is a centralized digital asset created by Ripple specifically for banks and financial institutions. It is designed to be used as a common intermediary currency for cross-border payments, aiming to reduce transaction times and costs.

另一方面，XRP是由Ripple专门针对银行和金融机构创建的集中数字资产。它旨在用作跨境支付的通用中间货币，旨在减少交易时间和成本。

While XRP is focused on partnering with banks and financial institutions, Stellar aims to provide financial solutions for underbanked populations. These different strategies allow both networks to coexist without directly competing.

尽管XRP专注于与银行和金融机构合作，但Stellar的目标是为未银行的人口提供金融解决方案。这些不同的策略允许两个网络在没有直接竞争的情况下共存。

Market Analysis & Predictions

市场分析和预测

Crypto analysts have made various predictions regarding XLM and XRP’s future price movements. Here are some projections:

加密分析师对XLM和XRP的未来价格变动做出了各种预测。这是一些预测：

According to CoinPriceForecast, XLM could reach an average price of $0.42 in 2025 and $0.68 by 2

根据CoinPriceForecast的数据，XLM在2025年的平均价格可能达到0.42美元，0.68美元乘以2美元