SafePal 和 Telegram：CeDeFi 新时代正在开始

SafePal 是一个以其安全钱包而闻名的平台，它迈出了重要的一步，推出了与世界上最受欢迎的消息服务之一 Telegram 集成的应用程序。

Recognized for its secure wallets, SafePal takes a major step by launching an application integrated with Telegram, one of the most popular messaging services in the world. This launch responds to a growing demand for accessible crypto payment solutions that meet international security standards. With this new offering, SafePal enables the use of a crypto wallet, but also opens access to a Swiss crypto-friendly bank account, directly integrated into Telegram.

SafePal 以其安全钱包而闻名，推出了与世界上最受欢迎的消息服务之一 Telegram 集成的应用程序，迈出了重要的一步。此次推出是为了满足人们对符合国际安全标准的无障碍加密支付解决方案日益增长的需求。通过这一新产品，SafePal 不仅可以使用加密钱包，还可以访问直接集成到 Telegram 中的瑞士加密友好银行账户。

SafePal and Telegram: an innovative partnership for crypto adoption

SafePal 和 Telegram：加密货币采用的创新合作伙伴关系

SafePal partners with Telegram to offer a unique service: a Swiss crypto-friendly bank account, directly integrated into the messaging app. Indeed, SafePal announced this launch with a clear ambition: “to make decentralized finance more accessible, safer, and simpler for everyone.” This strategic partnership with Telegram relies on collaboration with Fiat24, a regulated Swiss provider, which ensures that the opening and management of accounts comply with the security standards established by the FINMA. Thus, this initiative primarily targets Telegram users and offers an identity verification (KYC) service that meets regulatory requirements, aiming to enable a secure and transparent experience for the user.

SafePal 与 Telegram 合作提供独特的服务：瑞士加密货币友好的银行账户，直接集成到消息应用程序中。事实上，SafePal 宣布推出这一产品有一个明确的目标：“让去中心化金融对每个人来说都更容易获得、更安全、更简单。”与 Telegram 的战略合作伙伴关系依赖于与受监管的瑞士提供商 Fiat24 的合作，确保账户的开立和管理符合 FINMA 制定的安全标准。因此，该举措主要针对 Telegram 用户，提供符合监管要求的身份验证（KYC）服务，旨在为用户提供安全、透明的体验。

This wallet integrated into Telegram also meets the demand for smooth crypto transactions, enhanced by the option of a crypto Visa card. Users can now transfer, exchange, and spend their cryptos as they would with traditional currencies, thus eliminating barriers between crypto and fiat. By combining these features with a Swiss bank account, SafePal and Telegram facilitate crypto adoption, making these decentralized financial tools more accessible to the general public.

这款集成到 Telegram 中的钱包还满足了平滑加密交易的需求，并通过加密 Visa 卡选项增强了这一需求。用户现在可以像使用传统货币一样转移、交换和使用他们的加密货币，从而消除了加密货币和法定货币之间的障碍。通过将这些功能与瑞士银行账户相结合，SafePal 和 Telegram 促进了加密货币的采用，使这些去中心化的金融工具更容易为公众所使用。

The impact of the integration of CeDeFi and the prospects of SafePal

CeDeFi整合的影响和SafePal的前景

SafePal does not only offer a simple wallet, but introduces a CeDeFi (Centralized-Decentralized Finance) model, a hybrid concept that mixes centralized and decentralized finance. This model allows SafePal to guarantee reliable management and ensure accessibility and decentralization inherent to cryptos. Thanks to this approach, SafePal enables users to perform secure transactions without giving up their autonomy. SafePal stated: “we are committed to building a bridge between the traditional financial world and the decentralized universe of cryptos.” This CeDeFi integration thus offers a balance that meets compliance requirements while granting users a certain degree of freedom, aiming to bridge the gap between these two worlds.

SafePal不仅提供简单的钱包，还引入了CeDeFi（中心化-去中心化金融）模型，这是一种混合中心化和去中心化金融的混合概念。该模型使 SafePal 能够保证可靠的管理并确保加密货币固有的可访问性和去中心化。通过这种方法，SafePal 使用户能够在不放弃自主权的情况下执行安全交易。 SafePal 表示：“我们致力于在传统金融世界和去中心化的加密世界之间架起一座桥梁。”因此，这种 CeDeFi 集成提供了一种平衡，既满足合规性要求，又赋予用户一定程度的自由，旨在弥合这两个世界之间的差距。

Looking ahead, SafePal plans to extend its wallet to over 100 blockchains and intends to expand its services in Europe and the Asia-Pacific region. This expansion could attract more users to Telegram, making this app an essential reference for managing cryptos. Through the use of cryptos via a Visa card, SafePal and Telegram are transforming the landscape of digital finance and paving the way for daily use of cryptos in practical contexts. This evolution suggests a future where decentralized finance could become as common as traditional banking services.

展望未来，SafePal 计划将其钱包扩展到 100 多个区块链，并打算将其服务扩展到欧洲和亚太地区。这种扩展可以吸引更多用户使用 Telegram，使该应用程序成为管理加密货币的重要参考。通过 Visa 卡使用加密货币，SafePal 和 Telegram 正在改变数字金融的格局，并为在实际环境中日常使用加密货币铺平道路。这种演变预示着未来去中心化金融可能会像传统银行服务一样普遍。

The launch of the SafePal application on Telegram symbolizes a key step in the integration of cryptos into mainstream messaging platforms. By combining the strengths of centralized and decentralized finance with the CeDeFi model, SafePal offers an innovative solution that could redefine how users interact with their cryptos. This project opens new perspectives for digital finance and allows Telegram users, without being the new paradise for crypto fraudsters, to more easily access secure and compliant crypto services. As this collaboration unfolds and features continue to evolve, it will be interesting to see whether this model can truly meet users’ expectations and establish itself as a standard in the financial ecosystem of tomorrow.

SafePal 应用程序在 Telegram 上的推出标志着加密货币融入主流消息平台的关键一步。通过将中心化和去中心化金融的优势与 CeDeFi 模型相结合，SafePal 提供了一种创新的解决方案，可以重新定义用户与其加密货币的交互方式。该项目为数字金融开辟了新的视角，并允许 Telegram 用户在不成为加密欺诈者新天堂的情况下，更轻松地访问安全且合规的加密服务。随着这种合作的展开和功能的不断发展，这种模式是否能够真正满足用户的期望并成为未来金融生态系统的标准，将会很有趣。

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