Ripple 公布稳定币路线图，旨在主导新兴市场

Ripple 首席执行官 Brad Garlinghouse 在接受采访时透露了该公司的战略路线图，即通过即将推出的美元支持的稳定币来占领不断增长的稳定币市场。该公司的目标是为现有稳定币提供合规且透明的替代方案，解决非美国实体的监管问题，并利用市场预计到 2028 年增长至 2.8 万亿美元的机会。

In a strategic move that promises to reshape the crypto payments landscape, Ripple, the blockchain solutions provider, has unveiled an ambitious roadmap to capture a significant portion of the burgeoning stablecoin market. Led by CEO Brad Garlinghouse, the company is preparing to launch its US dollar-backed stablecoin, poised to make waves in the rapidly expanding digital currency ecosystem.

区块链解决方案提供商 Ripple 推出了一项雄心勃勃的路线图，旨在重塑加密支付格局，以占领新兴稳定币市场的很大一部分。在首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 的领导下，该公司正准备推出美元支持的稳定币，准备在快速扩张的数字货币生态系统中掀起波澜。

With the stablecoin market currently valued at $150 billion and projected to soar to over $2.8 trillion by 2028, Ripple aims to capitalize on this explosive growth by offering a compliant and transparent alternative to existing players.

目前稳定币市场价值 1500 亿美元，预计到 2028 年将飙升至 2.8 万亿美元以上，Ripple 旨在通过为现有参与者提供合规且透明的替代方案来利用这一爆炸性增长。

"We believe there is a huge market opportunity for a regulated, transparent, and widely accessible stablecoin," said Garlinghouse in a recent interview with Fox Business. "We are confident that our stablecoin will meet the needs of financial institutions and consumers alike."

加林豪斯最近在接受福克斯商业频道采访时表示：“我们相信，受监管、透明且可广泛使用的稳定币存在巨大的市场机会。” “我们相信我们的稳定币将满足金融机构和消费者的需求。”

Despite regulatory hurdles in the United States, Ripple's stablecoin will initially target the international market, where the company has a strong foothold with 95% of its clientele comprised of non-US financial institutions. This global presence positions Ripple as a formidable contender in the stablecoin arena, even amidst regulatory uncertainties.

尽管在美国存在监管障碍，Ripple 的稳定币最初将瞄准国际市场，该公司在国际市场拥有强大的立足点，其 95% 的客户来自非美国金融机构。即使在监管不确定的情况下，Ripple 的全球影响力也使 Ripple 成为稳定币领域的强大竞争者。

"We have a long history of working with regulators around the world, and we are confident that we can meet the regulatory requirements in any jurisdiction," Garlinghouse added.

加林豪斯补充道：“我们与世界各地的监管机构合作有着悠久的历史，我们有信心能够满足任何司法管辖区的监管要求。”

Ripple's stablecoin boasts a host of benefits designed to set it apart from its competitors. Transparency lies at the core of its design, with the stablecoin backed by a reserve of USD and other highly liquid assets, subject to regular audits by a third-party accounting firm. This commitment to transparency instills confidence among users and regulators alike, mitigating concerns regarding asset backing.

Ripple 的稳定币拥有一系列优势，旨在使其与竞争对手区分开来。透明度是其设计的核心，稳定币由美元储备和其他高流动性资产支持，并接受第三方会计师事务所的定期审计。这种对透明度的承诺增强了用户和监管机构的信心，减轻了对资产支持的担忧。

"We believe that transparency is essential for building trust in stablecoins," said Garlinghouse. "Our stablecoin will be fully backed by real assets, and we will be transparent about our reserves."

加林豪斯表示：“我们相信透明度对于建立对稳定币的信任至关重要。” “我们的稳定币将得到实物资产的充分支持，我们的储备将保持透明。”

Moreover, Ripple's stablecoin embodies enterprise-grade security features, a hallmark of the company's blockchain solutions. With a compliance-first mindset, the firm proactively seeks regulatory approval in key jurisdictions, fostering trust and legitimacy within the crypto ecosystem. Garlinghouse's mention of regulatory approval in Singapore and Ireland underscores the firm's commitment to operating within regulatory frameworks.

此外，Ripple 的稳定币体现了企业级安全功能，这是该公司区块链解决方案的标志。秉承合规第一的理念，该公司积极寻求关键司法管辖区的监管批准，从而在加密生态系统中培养信任和合法性。加林豪斯提到新加坡和爱尔兰的监管批准，强调了该公司在监管框架内运营的承诺。

"We believe that stablecoins can play a major role in the future of finance," said Garlinghouse. "However, it is essential that stablecoins are regulated and operate in a transparent and compliant manner."

加林豪斯表示：“我们相信稳定币可以在未来的金融领域发挥重要作用。” “然而，稳定币必须受到监管并以透明和合规的方式运营。”

In addition to its robust security and compliance measures, the firm's stablecoin offers enhanced liquidity on decentralized exchanges (DEX) and multi-chain compatibility. Leveraging XRPL's native DEX, users can seamlessly trade the stablecoin alongside other assets, bolstering liquidity and accessibility. Furthermore, the stablecoin's integration with XRPL and Ethereum networks caters to a diverse user base, with plans for future expansion onto other prominent blockchains.

除了强大的安全和合规措施之外，该公司的稳定币还增强了去中心化交易所（DEX）的流动性和多链兼容性。利用 XRPL 的原生 DEX，用户可以无缝地与其他资产一起交易稳定币，从而增强流动性和可访问性。此外，该稳定币与 XRPL 和以太坊网络的集成迎合了多样化的用户群，并计划未来扩展到其他著名的区块链。

Ripple's ambitious foray into the stablecoin market represents a pivotal moment for the company and the broader crypto ecosystem. With a clear focus on compliance, transparency, and innovation, Ripple is poised to disrupt the status quo and emerge as a frontrunner in the rapidly evolving world of digital payments. As the ripple effect of their stablecoin reverberates throughout the industry, the firm's vision for a more inclusive and efficient financial landscape inches closer to fruition.

Ripple 雄心勃勃地进军稳定币市场对于该公司和更广泛的加密生态系统来说是一个关键时刻。 Ripple 明确关注合规性、透明度和创新，准备打破现状，成为快速发展的数字支付世界的领跑者。随着稳定币的连锁反应在整个行业产生反响，该公司打造更具包容性和高效的金融格局的愿景即将实现。