监管机构与加密货币：FDIC发出大量文件转储的新方法

联邦存款保险公司（FDIC）于2月5日发布了175个文件，详细介绍了其从事加密相关活动的银行的监督

The Federal Deposit Insurance Corporation (FDIC) released 175 documents on Monday, detailing its oversight of banks that are interested in engaging in crypto-related activities, a move that Acting Chairman Travis Hill said is part of a broader effort to increase transparency.

联邦存款保险公司（FDIC）周一发布了175个文件，详细介绍了其对参与加密相关活动感兴趣的银行的监督，这一举动表示代理主席特拉维斯·希尔（Travis Hill）表示，这是提高透明度的更广泛努力的一部分。

The FDIC’s move comes amid broader scrutiny of financial regulators limiting market access, an issue that was highlighted during a Senate Banking Committee hearing on debanking on Monday.

FDIC的举动是在对金融监管机构限制市场访问的更广泛审查的情况下进行的，这是参议院银行业委员会在周一撤销的情况下强调的问题。

After assuming his role, Hill initiated a review of all supervisory communications regarding crypto banking and explained the timing of the document release.

在担任角色之后，希尔发起了有关加密银行的所有监督通信的审查，并解释了文件发布的时机。

Previously, the FDIC released 25 so-called “pause” letters that were sent to 24 institutions interested in pursuing crypto- or blockchain-related activities.

此前，FDIC发布了25封所谓的“暂停”信件，这些信已发送给有24个有兴趣从事加密或区块链相关活动的机构。

The FDIC’s actions align with broader concerns about financial regulators limiting market access, an issue that was highlighted during a Senate Banking Committee hearing on debanking on Monday.

FDIC的行动符合对金融监管机构限制市场访问的更广泛的担忧，这一问题在参议院银行委员会委员会听证会上在周一撤销中得到了强调。

He stressed that access to financial services is a fundamental right, adding that “the message is crystal clear: no regulator, and no bank, is above the principles of fairness and market access.”

他强调说，获得金融服务是一项基本权利，并补充说：“信息清晰：没有监管机构，没有银行，超出了公平和市场通道的原则。”

Looking forward, Hill stated that the FDIC is reevaluating its regulatory framework for crypto banking, including replacing Financial Institution Letter (FIL) 16-2022 and creating a structured pathway for banks to engage in blockchain-related activities while maintaining safety and soundness.

展望未来，希尔表示，FDIC正在重新评估其用于加密银行业务的监管框架，包括更换金融机构的信（FIL）16-2022，并为银行创建了一个结构化的途径，以便在维持安全性和合理性的同时从事与区块链相关的活动。