Mutuum Finance（MUTM）悄悄地获得了吸引力，目前在预售期间仅以0.025美元的价格交易。

尽管它可能还没有前10名加密货币的可见性，但Mutuum正在稳步建立其案例，成为在分散融资领域中具有长期价值潜力的最被忽视的令牌之一。

In a market that's slowly shifting from hype to utility, many investors are beginning to look beyond the familiar names. The spotlight is rolling toward smaller, underexposed tokens with actual use cases — especially those still early in their lifecycle.

在一个逐渐从炒作转变为公用事业的市场中，许多投资者开始超越熟悉的名称。聚光灯朝着实际用例的较小，不充实的令牌滚动，尤其是那些仍在其生命周期的早期。

One project quietly gaining traction is Mutuum Finance (MUTM), currently trading at just $0.025 during its presale. While it may not have the visibility of top 10 cryptos yet, Mutuum is steadily building its case as one of the most overlooked tokens with long-term value potential in the decentralized finance space.

一个悄悄吸引人的项目是Mutuum Finance（MUTM），目前在其预售期间仅以0.025美元的价格交易。尽管它可能还没有前10名加密货币的可见性，但Mutuum正在稳步建立其案例，成为在分散融资领域中具有长期价值潜力的最被忽视的令牌之一。

Mutuum Finance (MUTM)

死亡金融（MUTM）

At $0.025, the token remains at its lowest presale price point — making Phase 4 particularly interesting for those wanting to get in early before the project garners broader exposure.

该令牌售价为0.025美元，仍然处于其最低的预售点 - 对于那些想在该项目提早获得更广泛曝光率的人来说，第4阶段特别有趣。

So far, Mutuum has raised nearly $6 million and attracted more than 7,600 early participants.

到目前为止，Mutuum筹集了近600万美元，吸引了7,600多名早期参与者。

Compared to presales that rely heavily on marketing to drive demand, Mutuum's growth is being fueled by functionality and transparent mechanics.

与主要依赖营销来推动需求的预售相比，功能和透明的机制助长了Mutuum的增长。

Mutuum Finance is a non-custodial lending and borrowing protocol designed to give users more control over their digital assets. Whether someone wants to supply assets and earn passive income, or access capital without selling their holdings, the protocol is built to serve both use cases.

Mutuum Finance是一种非监护贷款和借贷协议，旨在使用户更多地控制其数字资产。无论有人想供应资产并赚取被动收入，还是在不出售其股份的情况下获得资本，该协议都是为了服务两种用例而构建的。

There are two participation options within the system. Users can choose to interact with shared liquidity pools (peer-to-contract lending), or forge direct loan agreements (peer-to-peer lending) for more tailored terms. This dual-model setup provides flexibility not often seen in early-stage DeFi projects.

系统中有两个参与选项。用户可以选择与共享的流动性池（同意贷款）进行互动，或以更量身定制的条款进行直接贷款协议（PEER-PEER-PEER贷款）。这种双模型设置提供了在早期Fefi项目中经常看不到的灵活性。

Each asset supplied into the protocol is represented by what’s called an mtToken — a tokenized reflection of the original deposit. These mtTokens accrue value over time through interest, and can later be redeemed for the original asset plus the earned yield. Users who hold mtTokens also benefit from the platform’s internal revenue distribution model.

提供在协议中的每个资产都由称为Mttoken的东西表示原始存款的标记反射。这些mttokens会随着时间的流逝而积累的价值，然后可以兑换原始资产加上赚取的收益率。持有mttokens的用户也从平台的内部收入分销模型中受益。

As part of its structure, Mutuum Finance plans to allocate a portion of its protocol revenue to buy MUTM tokens from the market and distribute them to mtToken holders. This introduces consistent buy pressure while rewarding actual participants.

作为其结构的一部分，Mutuum Finance计划分配部分协议收入，以从市场上购买MutM令牌并将其分发给Mttoken持有人。这引入了一致的购买压力，同时奖励了实际参与者。

Mutuum's strategy isn't built on hype; it's structured for results. With the platform preparing to launch a working beta and utility already integrated into the token model, analysts are now projecting a strong breakout shortly after launch. Based on current momentum and the platform's growing presale adoption, MUTM is expected to surge to $0.45 within days after going live. This forecast is driven by a combination of increasing buy pressure, the upcoming protocol rollout, and a limited initial token supply.

Mutuum的策略不是建立在炒作上的。它的结构为结果。随着平台准备启动已经集成到代币模型中的工作beta和实用程序，分析师现在在发布后不久就投射出强大的突破。根据目前的势头和该平台不断增长的预采用，MUTM预计在上线后的几天内将上涨至0.45美元。该预测是由增加的购买压力，即将到来的协议推出以及有限的初始令牌供应的组合驱动的。

To put this into perspective: a $700 investment at the current $0.025 price would return $12,600 when the token reaches $0.45. That's a 1,700% increase, backed not by wishful thinking, but by the project's practical value, rising demand, and structured mechanisms that reward early investors.

将其置于视角上：当代币达到0.45美元时，以目前0.025美元的价格进行了700美元的投资，将返回12,600美元。这是1,700％的增长，不是以一厢情愿的思维来支持，而是基于项目的实际价值，需求的上升以及奖励早期投资者的结构化机制。

The team behind Mutuum plans to launch a beta version of the platform around the same time as the token goes live. This gives new users an immediate way to engage with the protocol rather than waiting months for basic features to roll out.

Mutuum背后的团队计划在令牌上线的同时启动该平台的Beta版本。这为新用户提供了一种参与协议的即时方法，而不是等待几个月的基本功能推出。

Additionally, Mutuum is also developing its own decentralized stablecoin, set to be backed by overcollateralized assets within the platform. Unlike centralized alternatives, this stablecoin will be transparently managed and algorithmically pegged — giving the ecosystem a reliable on-chain unit for borrowing, payments, and DeFi integrations.

此外，Mutuum还正在开发自己的分散式Stablecoin，该稳定剂将由平台内的过度补偿资产提供支持。与集中式替代方案不同，这种稳定的稳定性将得到透明的管理和算法固定 - 为生态系统提供了可靠的借贷，付款，付款和Defi集成的可靠链单元。

Mutuum Finance doesn't need hype to stand out. It's a project rooted in mechanics, long-term thinking, and practical use. While its $0.025 tag might suggest it's just another early-stage altcoin, the structure and momentum behind it say otherwise.

Mutuum Finance不需要炒作即可脱颖而出。这是一个源于机械，长期思维和实际用途的项目。尽管其0.025美元的标签可能表明它只是另一个早期山寨币，但背后的结构和动力也是如此。

With community interest growing, real-world utility in place, and a model that encourages long-term holding, Mutuum might be the low-cap DeFi play that ends up delivering far more than expected — and for those paying attention now, the timing couldn't be better.

随着社区兴趣的增长，现实世界中的实用性，并鼓励长期持有的模型，Mutuum可能是低帽般的赛道，最终会提供远远超过预期的范围 - 对于那些现在引起关注的人来说，时机再好不过了。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：