Mutuum Finance（MUTM）收集动力，准备超过Cardano（ADA）和TRON（TRX）

随着加密货币市场的发展，投资者正在寻找诸如Cardano（ADA）和TRON（TRX）等既定项目之外的高增长机会。

The crypto market is heating up, and investors are on the hunt for high-growth opportunities. While established projects like Cardano (ADA) and Tron (TRX) have gained attention, a new altcoin is rapidly gaining traction for its unique offering.

加密市场正在加热，投资者正在寻找高增长的机会。尽管诸如Cardano（ADA）和TRON（TRX）之类的已建立项目引起了人们的关注，但新的Altcoin因其独特的产品而迅速获得了吸引力。

Introducing Mutuum Finance (MUTM): A Decentralized Lending Platform

引入Mutuum Finance（MUTM）：一个分散的贷款平台

Mutuum Finance is a decentralized lending platform that is changing the way people think about passive income and liquidity access. Operating without intermediaries, Mutuum Finance provides a seamless experience for users to earn yield on their crypto or access liquidity without selling their preferred assets.

Mutuum Finance是一个分散的贷款平台，正在改变人们对被动收入和流动性获得的方式。 Mutuum Finance在没有中介机构的情况下运营，为用户提供了无缝的体验，可以在不出售其首选资产的情况下赚取其加密货币或获得流动性。

This makes a crucial difference in an industry where many altcoins rely on speculation for price appreciation. In contrast, MUTM is backed by a functional DeFi ecosystem that generates continuous demand for the token.

这在许多山寨币依赖于猜测以获得价格赞赏的行业中产生了至关重要的差异。相比之下，MUTM得到了一个功能性偏见生态系统的支持，该系统对令牌产生了持续需求。

How Does Mutuum Finance Work?

Mutuum Finance如何运作？

At the heart of Mutuum Finance is a simple yet powerful concept: liquidity providers deposit their tokens into designated pools. For example, a supplier who deposits ETH into Mutuum Finance’s lending pool will receive mtETH in return. These mtTokens denote their share of the liquidity pool and accrue interest over time.

Mutuum Finance的核心是一个简单而强大的概念：流动性提供者将其令牌存放到指定的池中。例如，将ETH存放到Mutuum Finance的贷款池中的供应商将获得MTETH。这些mttokens表示他们在流动性池中的份额，并随着时间的推移产生了兴趣。

If the APY for ETH lending is 6%, the supplier’s mtETH balance will increase at a rate that reflects this yield. This ensures that liquidity providers are continuously rewarded with passive income, and there’s no need for manual reinvestment. The interest is seamlessly credited to their mtETH, which becomes more valuable as the liquidity in the ETH pool increases.

如果ETH贷款的APY为6％，则供应商的MTETH余额将以反映该收益率的速度增加。这样可以确保流动性提供者不断获得被动收入的奖励，并且不需要手动再投资。兴趣无缝地归功于其MTETH，随着ETH池中的流动性的增加，这变得更加有价值。

On the other hand, a user who needs liquidity but doesn’t want to sell their Bitcoin (BTC) can use it as collateral to borrow stablecoins or other assets. If the Loan-to-Value (LTV) ratio for BTC is set at 75%, depositing $10,000 worth of BTC would allow them to borrow up to $7,500.

另一方面，需要流动性但不想出售其比特币（BTC）的用户可以将其用作借用Stablecoins或其他资产的抵押品。如果BTC的贷款与价值（LTV）比率设定为75％，则将价值10,000美元的BTC存入将使他们借入高达7,500美元。

As long as the collateral value remains sufficient to cover the outstanding loan and accrued interest, the borrower can retain exposure to BTC’s price movements while having access to the funds they need.

只要抵押价值仍然足以支付未偿还的贷款和应计利息，借款人就可以在获得所需的资金的同时保留对BTC价格变动的敞口。

Token Allocation and Growth Strategy

令牌分配和增长策略

Mutuum Finance’s token supply is strategically allocated to ensure sustainable growth. A portion of the tokens is allocated to the presale, which is crucial for building initial liquidity and investor interest.

Mutuum Finance的代币供应在战略上分配了，以确保可持续增长。一部分令牌分配给了预售，这对于建立初始流动性和投资者的权益至关重要。

Another portion of the tokens is used to provide liquidity incentives to lenders and borrowers. This is essential for kickstarting activity on the lending platform and encouraging early adoption.

代币的另一部分用于向贷方和借款人提供流动性激励措施。这对于在贷款平台上启动活动并鼓励早期采用至关重要。

Furthermore, tokens are allocated to ecosystem development, which includes expanding the platform’s capabilities, forging partnerships, and integrating new technologies. This ensures that Mutuum Finance can adapt to the evolving DeFi landscape and maintain its competitiveness.

此外，代币分配给生态系统开发，其中包括扩大平台的功能，锻造合作伙伴关系和集成新技术。这确保了Mutuum Finance可以适应不断发展的Defi景观并保持其竞争力。

Finally, a portion of the tokens is reserved for community initiatives, such as social programs, educational content, and community engagement activities. This fosters a sense of belonging and community ownership in the Mutuum Finance ecosystem.

最后，一部分代币保留用于社区倡议，例如社会计划，教育内容和社区参与活动。这促进了Mutuum金融生态系统中一种归属感和社区所有权的感觉。

The Importance of Early Recognition

早期认可的重要性

Cardano and Tron have been in the market for years, and although they have their own strengths, their price growth has been slower due to the time required for network upgrades, adoption, and broader market trends.

Cardano和Tron在市场上已经有多年了，尽管它们具有自己的优势，但由于网络升级，采用和更广泛的市场趋势所需的时间，其价格上涨速度较慢。

However, Mutuum Finance is launching with a fully developed use case that generates immediate demand from both lenders and borrowers. This leg-up could propel MUTM to reach $2 before ADA and TRX, especially with the strong start of the presale.

但是，Mutuum Finance启动了一个完全开发的用例，从而产生了贷方和借款人的立即需求。这种腿可以推动Mutm在ADA和TRX之前达到2美元，尤其是在预售的强劲开始。

The First Phase of Mutuum Finance’s Presale Sold Out Quickly

Mutuum Finance的预售的第一阶段很快就卖光了

The first phase of Mutuum Finance’s presale has already sold out completely, with over 110 million tokens sold and more than $2 million raised. This is a testament to the strong interest in the project and its potential.

Mutuum Finance的预售的第一阶段已经完全售罄，超过1.1亿个令牌售出，筹集了超过200万美元。这证明了对项目及其潜力的强烈兴趣。

The token is now priced at $0.015 for the second phase, and it is expected to increase to $0.02 in the next phase. This will likely create a sense of FOMO among investors who are keen to secure their positions early.

现在，第二阶段的代币定价为0.015美元，预计下一阶段将增加到0.02美元。这可能会在渴望尽早确保自己的立场的投资者中产生一种FOMO感。

In comparison, ADA and TRX did not experience such early-stage momentum. They started at low prices and experienced slow, gradual increases over time. However, as more investors are rushing to buy MUTM before the next price jump, the token’s trajectory is becoming steeper, setting it apart from ADA and TRX.

相比之下，ADA和TRX没有经历过这样的早期势头。他们以低价开始，随着时间的流逝，他们的逐渐增加。但是，随着越来越多的投资者急于在下一次价格上涨之前购买MUTM，令牌的轨迹变得越来越陡峭，将其与ADA和TRX区分开来。

This places MUTM in a unique position for rapid value appreciation, especially in the current market climate, where investors are searching for high-growth opportunities.

这使MUTM处于快速价值升值的独特位置，尤其是在当前的市场氛围中，投资者正在寻找高增长机会。

This makes Mutuum Finance a project to watch in the coming months as it continues to capitalize on the growing adoption of DeFi. With its innovative lending solutions, expanding ecosystem, and engaged community, Mutuum Finance is well-positioned to become a leading force in the decentralized finance revolution.

这使得Mutuum Finance成为未来几个月内观看的项目，因为它继续利用了Defi的日益增长的利用。凭借其创新的贷款解决方案，扩展生态系统和敬业的社区，Mutuum Finance凭位置良好，成为分散金融革命的主要力量。