共同基金行业统计数据2025：增长，趋势和预测

长期以来，共同基金行业一直是投资策略的基石，为个人和机构提供多样化的投资组合提供了可靠的方式。

The mutual fund industry has been a cornerstone of investment strategies for decades, offering a reliable way for individuals and institutions to diversify their portfolios. As we step into 2025, the industry continues to evolve, responding to global economic shifts, regulatory changes, and technological innovations. This article will explore the latest statistics, trends, and insights into the mutual fund market, ensuring you have a clear understanding of its current and future trajectory.

数十年来，共同基金行业一直是投资策略的基石，为个人和机构提供多样化的投资组合提供了可靠的方式。随着我们进入2025年，该行业继续发展，响应全球经济转变，监管变化和技术创新。本文将探讨对共同基金市场的最新统计，趋势和见解，以确保您对其当前和未来轨迹有清晰的了解。

Global Assets Under Management

管理中的全球资产

The mutual fund industry's global assets under management (AUM) are a clear indicator of its health and growth. Here’s how the landscape looks in 2024:

共同基金行业正在管理的全球资产（AUM）清楚地表明了其健康和增长。这是2024年的景观外观：

The global mutual fund industry AUM reached $74.3 trillion.

全球共同基金行业AUM达到74.3万亿美元。

North America had the highest AUM at $48.3 trillion, followed by Europe at $16.3 trillion and Asia-Pacific at $9.7 trillion.

北美的AUM最高，为48.3万亿美元，其次是欧洲，为16.3万亿美元，亚太地区为9.7万亿美元。

The U.S. mutual fund market alone was valued at $38.9 trillion.

仅美国共同基金市场的价值为38.9万亿美元。

Regional Market Distribution

区域市场分布

Regional distribution of mutual fund assets highlights varying investment patterns:

共同基金资产的区域分布突出显示不同的投资模式：

In the U.S., mutual funds accounted for 43% of total household financial assets.

在美国，共同基金占家庭金融总资产的43％。

In Europe, mutual funds made up 27% of household financial assets, while in Asia-Pacific, they comprised 18%.

在欧洲，共同基金占家庭金融资产的27％，而在亚太地区，它们占18％。

Mutual Funds in the U.S. and Global Trends

美国和全球趋势的共同基金

The U.S. mutual fund market sets the tone for global trends:

美国共同基金市场为全球趋势定下了基调：

The U.S. had the largest mutual fund industry, accounting for over half of global AUM.

美国拥有最大的共同基金行业，占全球AUM的一半以上。

ETFs experienced a surge in popularity, with AUM reaching $7.3 trillion, a 12.8% increase from 2023.

ETF经历了流行的激增，AUM达到7.3万亿美元，比2023年增长了12.8％。

Estimated Long-Term Mutual Fund Flows

估计的长期共同基金流量

Forecasts for long-term mutual fund flows reveal optimistic trends:

长期共同基金流量的预测揭示了乐观的趋势：

Over the next decade, mutual fund flows are expected to reach $3.3 trillion annually.

在接下来的十年中，共同基金流量预计每年将达到3.3万亿美元。

This growth is attributed to increasing retirement savings, favorable market conditions, and a shift towards passive investment strategies.

这种增长归因于增加退休储蓄，有利的市场状况以及向被动投资策略的转变。

Mutual Fund Assets Market Size

共同基金资产市场规模

The mutual fund market size reflects its integral role in the financial ecosystem:

共同基金的市场规模反映了其在金融生态系统中不可或缺的作用：

The global mutual fund assets market was valued at $82.2 trillion in 2024.

2024年，全球共同基金资产市场的价值为82.2万亿美元。

This market is expected to expand at a CAGR of 6.2% from 2025 to 2032.

从2025年到2032年，该市场预计将以6.2％的复合年增长率扩大。

Mutual Fund Assets Market Trends

共同基金资产市场趋势

The mutual fund market continues to reflect evolving investor preferences and macroeconomic shifts. Key trends in 2024 include:

共同基金市场继续反映不断发展的投资者偏好和宏观经济转变。 2024年的主要趋势包括：

A rise in sustainable and ESG-focused mutual funds, driven by increasing investor demand for socially responsible investments.

在投资者对社会责任投资的需求增加的推动下，可持续和以ESG为中心的共同基金的增加。

Growing popularity of low-cost ETFs, catering to investors seeking lower fees and broader market exposure.

低成本ETF的越来越受欢迎，迎合了寻求较低费用和更广泛市场敞口的投资者。

Mutual Fund Assets Market Share

共同基金资产市场份额

Market share dynamics provide insights into leadership and regional dominance:

市场份额动态提供了对领导力和区域优势的见解：

Vanguard remained the top mutual fund company globally with a 14.9% market share.

Vanguard仍然是全球最高的共同基金公司，市场份额为14.9％。

BlackRock followed closely with 13.8%, while State Street Global Advisors had 9.3%.

贝莱德紧随其后的是13.8％，而州街全球顾问的占9.3％。

Fund Categories and Asset Allocation

基金类别和资产分配

Fund categories continue to adapt to investor needs, with notable shifts in asset allocation strategies:

基金类别继续适应投资者的需求，并有显着的资产分配策略转变：

Equity funds remained dominant, accounting for 53% of total mutual fund assets.

股票基金仍然占主导地位，占共同基金总资产的53％。

Fixed income funds followed with 27%, while money market funds and balanced funds had 11% and 9%, respectively.

固定收益基金之后为27％，而货币市场基金和平衡基金分别为11％和9％。

Investor Demographics

投资者人口统计

The demographics of mutual fund investors are evolving as younger generations enter the market:

随着年轻一代进入市场，共同基金投资者的人口统计正在不断发展：

Millennials and Gen Z investors drove a surge in ETF adoption, seeking lower-cost and more accessible investment options.

千禧一代和Z世代的投资者推动了ETF采用的激增，寻求低成本和更容易获得的投资选择。

Women and minority investors also showed increasing participation in mutual fund ownership.

妇女和少数派投资者还表现出越来越多的参与共同基金所有权。

Investment Strategy Insights

投资策略见解

Investment strategies in the mutual fund industry are shifting in response to market dynamics and investor preferences:

共同基金行业的投资策略正在响应市场动态和投资者的偏好而变化：

Value and growth investment styles remained popular among mutual funds, catering to varying risk appetites and market conditions.

价值和增长投资方式在共同基金中仍然很受欢迎，可满足不同风险的食欲和市场状况。

Type Insights

类型的见解

Mutual fund types showcase diverse offerings tailored to varying investment goals:

共同基金类型展示了针对不同投资目标量身定制的多种产品：

ETFs continued to dominate the U.S. mutual fund market, accounting for 72% of total flows.

ETF继续主导美国共同基金市场，占总流量的72％。

Index funds also remained a preferred choice, offering low-cost and diversified exposure to broad market segments.

指数基金仍然是首选的选择，可提供低成本和多样化的广泛市场领域。

Distribution Channel Insights

分销渠道的见解

How mutual funds reach investors is critical to their growth:

共同基金如何到达投资者对他们的增长至关重要：

Direct-to-consumer channels gained momentum, driven by online investment platforms and mobile applications.

由在线投资平台和移动应用程序驱动的动力，直接面向消费者的渠道获得了动力。

Investment Style Insights

投资风格的见解

Investment styles in mutual funds are diversifying to meet changing market conditions and investor preferences:

共同基金的投资方式正在多元化，以满足不断变化的市场状况和投资者的偏好：

Value, growth, blend, and momentum investment styles continued to be offered by a majority of mutual funds.

大多数共同基金继续提供价值，增长，混合和动力投资风格。

Investor Type Insights

投资者类型的见解

The composition of mutual fund investors continues to evolve:

共同基金投资者的组成不断发展：

Retail investors remained the primary mutual fund investors, accounting for 78% of total flows.

散户投资者仍然是主要基金投资者，占总流量的78％。

Institutions, including pension funds and insurance companies, also played a significant role, driving 22% of flows.

包括养老基金和保险公司在内的机构也发挥了重要作用，驱动了22％的流动。

Fee Structures and Expense Ratios

费用结构和费用比率

The mutual fund industry continues to prioritize affordability and transparency in fees:

共同基金行业继续优先考虑费用的负担能力和透明度：

Expense ratios for actively managed

积极管理的费用比率