在最后几个月停滞在加密市场

自1月20日以来，在加密货币市场停滞的最后几个月，投资者一直在寻找替代方案

Over the last months of stagnation in the crypto market since January 20, investors have been looking for alternatives, but AI models such as ChatGPT have now put the spotlight on Mutuum Finance (MUTM) as a potential lifeline.

自1月20日以来，在加密货币市场停滞的最后几个月中，投资者一直在寻找替代方案，但是诸如Chatgpt之类的AI模型现在已将Mutuum Finance（MUTM）的关注点视为潜在的生命线。

Against wider trends, however, Mutuum Finance’s (MUTM) presale has now exceeded $6.65 million, with 405 million tokens bought by 8,200 holders. Now in Phase 4, tokens go for $0.025 — a number that will jump 20% to $0.03 as soon as Phase 5 opens. At its exchange debut at $0.06, early birds can ride 140% returns, with post-launch forecasts leaning towards over $1.50.

然而，针对更广泛的趋势，Mutuum Finance（MUTM）的预售现已超过665万美元，其中8,200个持有人购买了4.05亿个令牌。现在，在第4阶段，令牌的价格为0.025美元，这一数字将在第5阶段开放后立即跃升20％至0.03美元。在售价为0.06美元的Exchange首次亮相时，早鸟可以乘车140％的回报，后启动后的预测倾向于超过1.50美元。

As battered traders deal with the trauma of recent volatility, Mutuum Finance’s structured tokenomics and real-world utility is fast emerging as a freak of optimism.

随着受虐贸易商应对最近波动率的创伤，Mutuum Finance的结构化令牌学和现实世界实用程序正在迅速出现，这是一种乐观的怪胎。

As the presale proceeds, it’s gathering attention. Its model, focusing on real-world financial applications over speculation, sets it apart from competitors like Cardano (ADA). Phase 4 is advancing fast with a lending ecosystem, which enables users to borrow funds, lend funds, and earn returns with mtTokens, interest-accruing assets used to represent deposits like ETH and DAI.

随着预售的进行，它引起了人们的关注。它的模型侧重于现实世界中的财务应用，而不是猜测，它使其与Cardano（ADA）等竞争对手区分开来。第4阶段正在通过贷款生态系统快速前进，该系统使用户能够借入资金，贷款资金并通过mttokens赚取回报，并用于代表ETH和DAI等存款的利息资产。

While ADA focuses on decentralised applications and smart contracts, Mutuum Finance is designed with an internal buy-and-distribute mechanic that drives platform revenue into token buybacks to reward long-term stakers. This feedback loop is part of what has already driven the presale through its first three phases, and analysts believe that it has the potential to counteract the stagnation of the market from the Trump trade tariffs. New investors get tokens at $0.025—step up from here before the next hike, potentially netting a 2.4x run at launch.

尽管ADA专注于分散的应用程序和智能合约，但Mutuum Finance却采用内部购买和分发机械师设计，该机械师将平台收入推向了代币回购，以奖励长期的Stakers。此反馈循环是已经通过其前三个阶段推动了预售的一部分，分析师认为，它有可能抵消特朗普贸易关税市场的停滞。新的投资者的代币为0.025美元 - 在下一次远足之前从这里开始，可能会在发射时获得2.4倍的运行。

At the core of Mutuum Finance’s appeal is its engineered scarcity. By distributing a percentage of platform fees to buy back MUTM tokens, the protocol incentivizes buy pressure while distributing rewards to mtToken holders. This approach sharply contrasts ADA’s dependence on network updates to create value. At the same time, Mutuum Finance’s overcollateralized lending approach helps mitigate default risk, appealing to risk-averse investors looking for stability in the volatile crypto market. To take out loans, borrowers have to lock up assets greater than the value of their loans—a $7,000 ETH collateral for a $5,000 USDT loan, for example—creating a buffer that protects lenders and stabilizes the ecosystem. The combination of features has led to expectations of a 2,400% return on investment following launch, while some estimates are targeting $1.50 as adoption grows.

Mutuum Finance吸引力的核心是其工程稀缺。通过分配一定比例的平台费来回购MUTM令牌，该协议在向Mttoken持有人分发奖励的同时激发了购买压力。这种方法将ADA对网络更新的依赖性形成鲜明对比以创建值。同时，Mutuum Finance的过度贷款方法有助于降低违约风险，从而吸引了寻求易变的加密货币市场稳定性的投资者。要获得贷款，借款人必须锁定高于其贷款价值的资产（例如，7,000美元的ETH抵押品的价值5,000美元的贷款）创造了一个保护贷方并稳定生态系统的缓冲区。功能的结合使推出后的投资回报率有2400％，而随着收养的增长，一些估计目标为1.50美元。

A dashboard has been launched to keep track of the top 50 token holders, with bonus rewards activated for those who manage to stay within the leaderboard, as part of an initiative to increase FOMO and engagement as Phase 4 continues to unfold. At the same time, the team is finalizing a Certik audit of its smart contracts, a move that will add an indisputable layer of credibility once complete. These moves are part of a plan to launch an overcollateralized stablecoin, which would increase utility in its lending ecosystem. If ADA is still battling to carve a niche within a competitive space, Mutuum Finance’s roadmap is keeping a clear focus on real-life DeFi applications — from loans, to market-driven rates.

已经推出了仪表板，以跟踪前50名代币持有人，并为那些设法留在排行榜内的人而激活了奖励，这是随着第4阶段继续展开的倡议的一部分。同时，该团队正在敲定对其智能合约的证书审核，此举将在完成后增加无可争议的信誉层。这些举动是推出过度侧面稳定的计划的一部分，这将增加其贷款生态系统的效用。如果ADA仍在战斗以在竞争空间内雕刻一个利基市场，那么Mutuum Finance的路线图将明确关注现实生活中的Defi应用程序 - 从贷款到市场驱动的利率。

Mutuum Finance is more than just a recovery play for investors sitting on the sidelines in the wake of the recent crash. It’s a bridge to millionaire status in 2027. Phase 4 has special bonuses such as access to presale prices and automatic entry to a $100,000 giveaway for early token buyers, creating incentives to act quickly. Pending Certik verification and poised for exchange listings, Mutuum Finance’s cocktail of innovation and practices renders it the most promising upstart challenger to Cardano. As ChatGPT’s analysis indicates, the opportunity for ground-floor access is closing.

对于最近发生的坠机事件，Mutuum Finance不仅仅是坐在场外的投资者的恢复作用。这是2027年达到百万富翁身份的桥梁。第4阶段具有特殊的奖金，例如获得预售价格和自动进入100,000美元的早期赠品，从而为快速采取行动而产生了激励措施。在Certik验证并准备进行交流清单的待遇，Mutuum Finance的创新鸡尾酒和练习使其成为Cardano最有前途的新贵挑战者。正如Chatgpt的分析所表明的那样，底层访问的机会正在关闭。

Build Your Team Before Phase 5

在第5阶段之前建立您的团队

Mutuum Finance presale investors better hurry up. The clock is ticking. Phase 4’s $0.025 price level is one of the last opportunities to strike before the next phase, with tokens likely to go off while majors like ADA cool. Stay up to date on the Certik audit, and stake your claim in a project that is redefining DeFi’s future by checking out Mutuum Finance’s official channels.

Mutuum Finance Presale Investors最好快点。时钟在滴答作响。第4阶段的$ 0.025价格水平是下一阶段之前进行罢工的最后机会之一，而代币可能会脱离，而像Ada Cool这样的专业。在Certik审计中保持最新状态，并通过查看Mutuum Finance的官方渠道来重新定义Defi的未来项目中的索赔。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance