Michael Saylor 推出全面的加密框架，将比特币和数字资产融入美国经济

塞勒的提议于周五通过社交媒体分享，正值机构对加密货币的兴趣日益浓厚之际，其目的是将美国定位为 21 世纪数字经济的领导者。

Michael Saylor, co-founder and chairman of business intelligence firm MicroStrategy, has proposed a comprehensive crypto framework designed to integrate Bitcoin and other digital assets into the US economy.

商业情报公司 MicroStrategy 的联合创始人兼董事长 Michael Saylor 提出了一个全面的加密框架，旨在将比特币和其他数字资产整合到美国经济中。

Shared on Friday via social media, Saylor’s proposal arrives amid increasing institutional interest in cryptocurrencies and aims to position the United States as a leader in the 21st-century digital economy.

塞勒的提议于周五通过社交媒体分享，是在机构对加密货币的兴趣日益浓厚之际提出的，旨在将美国定位为 21 世纪数字经济的领导者。

Bitcoin And Crypto Framework To Strengthen US Dollar

比特币和加密货币框架将强化美元

According to Saylor, a well-structured digital asset policy could strengthen the US dollar, mitigate national debt, and empower millions of businesses. He believes that by establishing a clear and universally understood taxonomy of digital assets, the US can foster innovation and create trillions in value.

塞勒表示，结构良好的数字资产政策可以增强美元汇率，减轻国家债务，并为数百万企业提供支持。他认为，通过建立清晰且普遍理解的数字资产分类法，美国可以促进创新并创造数万亿美元的价值。

Saylor’s framework categorizes digital assets into several key classes, including digital commodities (e.g., Bitcoin), which are backed by their own digital power, and digital securities that represent ownership in equities and derivatives.

Saylor 的框架将数字资产分为几个关键类别，包括由自身数字力量支持的数字商品（例如比特币），以及代表股票和衍生品所有权的数字证券。

Other categories include digital currencies pegged to fiat money, fungible digital tokens that offer specific utilities, unique non-fungible tokens (NFTs), and digital assets tied to physical commodities (e.g., gold or oil).

其他类别包括与法定货币挂钩的数字货币、提供特定效用的可替代数字代币、独特的不可替代代币（NFT）以及与实物商品（例如黄金或石油）相关的数字资产。

To ensure the legitimacy of these assets, Saylor emphasizes the need for a robust framework that defines the rights and responsibilities of all market participants.

为了确保这些资产的合法性，塞勒强调需要一个强有力的框架来定义所有市场参与者的权利和责任。

This system aims to establish a trustworthy environment where issuers have the right to create assets while ensuring fair disclosure, exchanges are responsible for safeguarding client assets and maintaining transparency, and owners are empowered to manage their assets in compliance with local laws.

该系统旨在建立一个值得信赖的环境，发行人有权创建资产并确保公平披露，交易所负责保护客户资产并保持透明度，所有者有权按照当地法律管理其资产。

At the core of this framework is the principle that all participants must act ethically, with both civil and criminal accountability for their actions.

该框架的核心原则是所有参与者的行为都必须符合道德规范，并对其行为承担民事和刑事责任。

Transform Digital Markets And Offset National Debt

转变数字市场并抵消国家债务

Saylor also advocates for a regulatory approach that prioritizes efficiency and innovation over “bureaucratic hurdles.” He proposes standardized disclosures and industry-led compliance measures that enable exchanges to assist in data collection and publication.

塞勒还主张采取一种监管方法，将效率和创新置于“官僚障碍”之上。他提出标准化披露和行业主导的合规措施，使交易所能够协助数据收集和发布。

By limiting compliance costs and streamlining the issuance process, he envisions rapid asset creation, potentially reducing timelines from months to mere days.

通过限制合规成本和简化发行流程，他设想快速资产创建，可能将时间从几个月缩短到几天。

This empowerment of exchanges to facilitate integrated services for all market participants aims to enhance the overall efficiency of digital asset transactions, fostering a competitive and innovative marketplace.

这种赋予交易所权力，为所有市场参与者提供综合服务，旨在提高数字资产交易的整体效率，培育竞争和创新的市场。

Looking ahead, Saylor sees a transformative opportunity for US capital markets, projecting that a strategic digital asset policy could unleash trillions in value creation.

展望未来，塞勒看到了美国资本市场的变革机遇，预计战略性数字资产政策可能会释放数万亿美元的价值创造。

The potential benefits include the rapid issuance of digital assets, which would drastically reduce the time and cost involved, and the expansion of access to capital markets for millions of businesses, democratizing investment opportunities.

潜在的好处包括数字资产的快速发行，这将大大减少所涉及的时间和成本，以及扩大数百万企业进入资本市场的机会，使投资机会民主化。

Saylor also argues that by establishing the US dollar as the global reserve digital currency, the nation could catalyze a massive expansion in digital currency markets, growing from $25 billion to an estimated $10 trillion.

Saylor 还认为，通过将美元确立为全球储备数字货币，美国可以促进数字货币市场的大规模扩张，从 250 亿美元增长到约 10 万亿美元。

Moreover, Michael Saylor predicts that the global digital capital market could swell from $2 trillion to $280 trillion, with US investors capturing a significant portion of this wealth.

此外，Michael Saylor 预测，全球数字资本市场可能会从 2 万亿美元膨胀至 280 万亿美元，其中美国投资者将获得其中的很大一部分财富。

By establishing a strategic Bitcoin reserve, Saylor believes the US Treasury could generate between $16 trillion to $81 trillion in wealth, presenting a possible avenue to offset national debt.

塞勒认为，通过建立战略性比特币储备，美国财政部可以创造 16 万亿至 81 万亿美元的财富，为抵消国家债务提供了可能的途径。

At the time of writing, Bitcoin is trading at $97,360, down 4% on the weekly time frame.

截至撰写本文时，比特币交易价格为 97,360 美元，较每周时间框架下跌 4%。

Featured image from DALL-E, chart from TradingView.com

精选图片来自 DALL-E，图表来自 TradingView.com