经过长时间的合法拔河后，Ripple终于陷入了休息

报道表明，唐纳德·特朗普总统的团队将XRP视为建立强大比特币（BTC）储备的关键参与者。

After a lengthy legal battle that finally saw some progress under President Biden's administration, President Donald Trump's team is reportedly considering a unique proposal to utilize XRP in a massive Bitcoin (BTC) reserve initiative.

经过一项漫长的法律斗争，最终在拜登（Biden）政府的政府领导下取得了一些进展，据报道，唐纳德·特朗普（Donald Trump）总统的团队正在考虑一项独特的提议，以在大规模的比特币（BTC）储备金计划中利用XRP。

According to a new proposal submitted to the US SEC, including XRP in the US financial system could unlock $1.5 trillion in liquidity, which could then be used to buy Bitcoin. However, this idea faces major regulatory hurdles and it remains to be seen if the government will show any interest in it.

根据提交给美国SEC的一项新提案，包括美国金融系统的XRP可能会释放1.5万亿美元的流动性，然后可以用来购买比特币。但是，这个想法面临着主要的监管障碍，政府是否会对它表现出任何兴趣还有待观察。

How XRP Could Free Up Trapped Funds

XRP如何释放被困的资金

In a five-page proposal, Maximilian Staudinger suggests that the US should use XRP to free up capital currently trapped in Nostro accounts. These accounts, used for cross-border transactions, hold about $27 trillion globally, with around $5 trillion belonging to US banks. By using XRP, Staudinger believes that $1.5 trillion could be released each year and redirected toward Bitcoin purchases.

在一份五页的提案中，马克西米利安·斯图格（Maximilian Staudinger）建议美国应该使用XRP释放当前被困在鼻台帐户中的资本。这些帐户用于跨境交易，全球约有27万亿美元，约有5万亿美元属于美国银行。通过使用XRP，Staudinger认为每年可以释放1.5万亿美元，并将其重定向到比特币购买。

He also proposes a structured crypto reserve system for the US, with Bitcoin at the center and Solana and Cardano for government applications. However, he insists that XRP is the most important asset for handling financial transactions.

他还为美国提出了一个结构化的加密保护储备系统，中心的比特币，索拉纳（Solana）和卡尔达诺（Cardano）用于政府申请。但是，他坚持认为XRP是处理金融交易的最重要资产。

Bold Bitcoin Claims Raise Questions

大胆的比特币要求提出问题

One of the more questionable parts of the proposal is the claim that the US could buy 25 million Bitcoin at $60,000 per coin. This is impossible since Bitcoin’s total supply is only 21 million. Still, the proposal argues that using XRP could save the US up to $7.5 billion in transaction fees annually and make government payments, like Social Security and tax refunds, faster and cheaper.

提案中最有问题的部分之一是，美国可以以每枚硬币60,000美元的价格购买2500万比特币。这是不可能的，因为比特币的总供应只有2100万。尽管如此，该提案仍认为，使用XRP可以每年节省美国75亿美元的交易费用，并进行政府付款，例如社会保障和退税，更快，更便宜。

Regulatory Challenges Stand in the Way

监管挑战阻碍

Despite its ambition, the proposal faces a big setback—XRP’s unclear regulatory status. Staudinger urges the SEC to classify XRP as a payment asset instead of a security. He also calls on the Department of Justice to lift restrictions preventing banks from using XRP.

尽管有野心，该提案仍面临巨大的挫折 - XRP的监管状况不清楚。 Staudinger敦促SEC将XRP分类为付款资产，而不是安全性。他还呼吁司法部提高限制，以防止银行使用XRP。

To speed things up, he suggests a presidential executive order to bypass regulatory delays. His plan includes two timelines: a standard 24-month rollout with standard regulatory approval, government payments, and bank adoption, or opting for a fast-track 6-12 month timeline using executive orders and Fed mandates for quick XRP integration. While ambitious, the fast-track approach could work given Ripple’s existing global liquidity network.

为了加快事情的速度，他建议总统行政命令绕过监管延误。他的计划包括两个时间表：标准的24个月推出，并获得标准的监管机构批准，政府付款和银行采用，或者使用执行订单和快速XRP集成的授权命令选择快速的6-12个月时间表。虽然雄心勃勃，但鉴于Ripple现有的全球流动性网络，快速轨道的方法可以起作用。

While the idea itself is interesting, independent proposals like this usually don’t gain much traction unless backed by major financial institutions or government officials. Without strong support, this remains a bold idea rather than a plan that the US is likely to adopt anytime soon.

尽管这个想法本身很有趣，但除非由主要的金融机构或政府官员支持，否则这样的独立建议通常不会获得太多关注。没有强大的支持，这仍然是一个大胆的想法，而不是美国很快就会采用的计划。