美国众议院委员会启动调查加密货币索赔

在共和党议员的控制下，美国众议院监督和政府改革委员会写信给加密公司的首席执行官和宣布调查的协会。

The US House Committee on Oversight and Government Reform announced an investigation into claims that individuals or entities had been debanked based on their ties to the digital asset industry on Jan. 24.

美国监督和政府改革委员会宣布对1月24日与数字资产行业的联系进行了调查，即个人或实体已被撤销。

In a letter to six crypto industry leaders, Chair James Comer said the oversight committee would explore claims that either financial institutions or representatives of the US government attempted to debank certain individuals. The investigation — based in part on public statements from Uniswap Labs founder and CEO Hayden Adams, Coinbase CEO Brian Armstrong, Kraken founder Jesse Powell, and Lightspark co-founder and CEO David Marcus — will seek information from the Blockchain Association and other industry leaders over the claims.

主席詹姆斯·科默（James Comer）在给六位加密行业领导人的信中说，监督委员会将探讨说，美国政府的金融机构或代表试图撤销某些人。调查部分基于Uniswap Labs创始人兼首席执行官Hayden Adams，Coinbase首席执行官Brian Armstrong，Kraken创始人Jesse Powell以及LightSpark的联合创始人兼首席执行官David Marcus，将寻求区块链协会和其他行业领导者的信息主张。

“The Committee seeks to ensure that entrepreneurs are not unfairly targeted and, by extension, that all Americans are able to participate in US markets without fear of retaliation through illicit measures undertaken by financial institutions or federal regulators,” wrote Representative Comer.

“委员会旨在确保企业家不是不公平的目标，并扩展到所有美国人都能够参与美国市场，而不必担心通过金融机构或联邦监管机构采取的非法措施进行报复，”代表性委员会写道。

The claim that US government officials, through the Federal Deposit Insurance Corporation (FDIC) or other agencies, were responsible for financial institutions debanking individuals and companies with ties to the crypto industry has been colloquially referred to as “Operation Chokepoint 2.0.” The name is a reference to an initiative under former US President Barack Obama, “Operation Choke Point,” which focused on banks dealing with payday lenders and other high-risk activities.

声称，通过联邦存款保险公司（FDIC）或其他机构，美国政府官员负责与加密货币行业有联系的个人和公司的金融机构，被称为“ Chokepoint 2.0行动”。该名称是对美国前总统巴拉克·奥巴马（Barack Obama）的一项倡议的提及，该倡议是“扼流圈行动”，该倡议的重点是与发薪日贷方和其他高风险活动打交道的银行。

Coinbase helped launch a Freedom of Information Act lawsuit against the FDIC in 2024, requesting the government department provide communication records with financial institutions dealing with crypto-related activities. According to letters made available by the exchange, the FDIC in 2022 requested certain banks “pause” digital asset activities in response to regulatory uncertainty.

Coinbase于2024年帮助对FDIC发起了《信息自由法》诉讼，要求政府部门向有关与加密相关活动的金融机构提供通信记录。根据交易所提供的信件，FDIC在2022年要求某些银行“暂停”数字资产活动，以应对监管不确定性。

Marc Andreessen, co-founder of venture capital firm Andreessen Horowitz, claimed in November that the debanking efforts targeted “disfavored tech startups.” An a16z representative said on Jan. 24 that the company intended to close its UK offices and focus its efforts on the US market, citing the newly inaugurated Trump administration’s approach to crypto.

风险投资公司Andreessen Horowitz的联合创始人马克·安德森（Marc Andreessen）在11月声称，撤销措施的努力针对“不利的科技创业公司”。一位A16Z代表在1月24日表示，该公司打算关闭英国办事处并将其努力集中在美国市场上，理由是新近开幕的特朗普政府对加密货币的方法。

Democratic lawmakers on the oversight committee — the party is in the minority in the House of Representatives — called for an investigation into President Donald Trump’s potential conflicts of interest following the launch of his memecoin on Jan. 17. Ranking member Gerald Connolly said the token could raise “serious national security concerns” over potential foreign financial entanglements.

监督委员会的民主党议员 - 该党是众议院的少数群体 - 呼吁调查唐纳德·特朗普总统于1月17日成立他的成员后的潜在利益冲突。等级成员杰拉尔德·康诺利说，代币可能可以对潜在的外国金融纠缠提出“严重的国家安全问题”。

Republicans’ debanking investigation, which will also explore potentially politically-motivated actions, could be one of the Republican lawmakers’ first policy agendas since the 119th session of the US Congress started on Jan. 3. At the time of publication, no related hearings appeared on the oversight committee’s calendar.

自美国国会第119届会议于1月3日开始时，共和党的撤销调查也将是共和党议员的第一个政策议程之一。在监督委员会的日历上。