富兰克林邓普顿通过代币化革新国库券获取方式，推出 3.8 亿美元的“BENJI”基金

富兰克林邓普顿在代币化美国国债领域拥有 32% 的市场份额，推出了价值 3.8 亿美元的代币化美国政府货币基金 (FOBXX)，名为 BENJI 代币。这些代币最初在 Polygon 和 Stellar 区块链上提供，旨在通过直接 P2P 交易所简化交易、增强流动性并实现资产管理民主化。

Franklin Templeton Revolutionizes Treasury Bill Access with Tokenization

富兰克林邓普顿通过代币化彻底改变国库券访问方式

In a groundbreaking move, financial behemoth Franklin Templeton has unveiled a $380 million United States Government Money Fund (FOBXX) in a tokenized format dubbed "BENJI." These tokens, representing shares of the fund, will now be traded on both the Polygon and Stellar blockchains.

金融巨头富兰克林邓普顿 (Franklin Templeton) 推出了一项突破性举措，推出了价值 3.8 亿美元的美国政府货币基金 (FOBXX)，其代币化形式被称为“BENJI”。这些代表基金份额的代币现在将在 Polygon 和 Stellar 区块链上进行交易。

Disrupting the Status Quo

打破现状

Franklin Templeton's bold innovation not only streamlines transactions and enhances liquidity but also democratizes asset management. Investors now have unprecedented flexibility to manage their assets through direct, peer-to-peer (P2P) exchanges.

富兰克林邓普顿的大胆创新不仅简化了交易并增强了流动性，而且还实现了资产管理的民主化。投资者现在拥有前所未有的灵活性，可以通过直接的点对点 (P2P) 交易来管理其资产。

The BENJI Token: A Gateway to 21st-Century Investing

BENJI 代币：21 世纪投资的门户

For Franklin Templeton, the BENJI token is more than just a digital representation of a share; it symbolizes the transformative shift in how investors engage with traditional financial structures. It empowers investors with the ability to seamlessly exchange fund units without intermediaries or time-consuming delays. The elimination of middlemen significantly reduces administrative costs, benefiting both Franklin Templeton and its investors.

对于富兰克林邓普顿来说，BENJI 代币不仅仅是股票的数字表示；它象征着投资者参与传统金融结构方式的变革。它使投资者能够无缝地交换基金单位，无需中介机构或耗时的延迟。消除中间商大大降低了管理成本，使富兰克林邓普顿及其投资者受益。

Enhancing Liquidity: A Global Marketplace

增强流动性：全球市场

The tokenization of BENJI also enhances liquidity, allowing investors to effortlessly buy, sell, or transfer shares regardless of geographical boundaries. The inherent transparency of blockchain technology provides investors with real-time updates on their holdings, ensuring unparalleled visibility.

BENJI 的代币化还增强了流动性，使投资者能够不受地域限制轻松购买、出售或转让股票。区块链技术固有的透明度为投资者提供了其持仓的实时更新，确保了无与伦比的可见性。

Competition Heats Up: Franklin Templeton vs. BlackRock

竞争白热化：富兰克林邓普顿 vs. 贝莱德

Franklin Templeton's latest move places it in direct competition with BlackRock, another investment giant. BlackRock, in a similar tokenization initiative, partnered with Securitize to launch the BUIDL fund on the Ethereum blockchain. However, Franklin Templeton differentiates itself by offering multi-blockchain compatibility. Investors can now choose between Polygon and Stellar, expanding their options and maximizing flexibility.

富兰克林邓普顿的最新举措使其与另一家投资巨头贝莱德展开直接竞争。 BlackRock 在一项类似的代币化计划中与 Securitize 合作，在以太坊区块链上推出了 BUIDL 基金。然而，富兰克林邓普顿通过提供多区块链兼容性而脱颖而出。投资者现在可以在 Polygon 和 Stellar 之间进行选择，扩大他们的选择并最大限度地提高灵活性。

Market Leadership in Tokenized Treasuries

代币化国库券的市场领导地位

Franklin Templeton maintains a commanding position in the tokenized US Treasuries sector, boasting a remarkable 32% market share. This leadership underscores the firm's commitment to innovation and its unwavering ability to adapt to the rapidly evolving financial landscape.

富兰克林邓普顿在代币化美国国债领域保持着主导地位，拥有高达 32% 的市场份额。这种领导地位凸显了该公司对创新的承诺及其适应快速发展的金融格局的坚定不移的能力。

Conclusion

结论

As blockchain technology continues to disrupt traditional finance, asset managers like Franklin Templeton are at the forefront of its transformative potential. Through the tokenization of the BENJI fund, Franklin Templeton has demonstrated its commitment to democratizing access to asset management, enhancing liquidity, and driving financial innovation into the 21st century.

随着区块链技术继续颠覆传统金融，像富兰克林邓普顿这样的资产管理公司正处于其变革潜力的最前沿。通过 BENJI 基金的代币化，富兰克林邓普顿展现了其对资产管理民主化、增强流动性和推动 21 世纪金融创新的承诺。