美联储正式采用BFT，巩固XRP，XLM和HBAR在安全付款中的作用

美联储正式承认拜占庭容忍度（BFT）共识模型的效率和可扩展性在讨论安全付款的研究论文中……

A recent statement by crypto researcher SMQKE has highlighted a significant milestone for digital assets utilizing Byzantine Fault Tolerant (BFT) consensus mechanisms. The Federal Reserve has officially recognized the efficiency, security, and scalability of BFT in a research paper discussing secure payment systems. This acknowledgment reinforces the relevance of digital assets such as XRP, Stellar Lumens (XLM), and Hedera Hashgraph (HBAR), which utilize variations of BFT-based consensus mechanisms.

加密研究员SMQKE的最新声明强调了使用拜占庭式容错（BFT）共识机制的数字资产的重要里程碑。美联储在讨论安全支付系统的研究论文中正式认识到BFT的效率，安全性和可扩展性。这种认可加强了数字资产（例如XRP，恒星流明（XLM）和Hedera Hashgraph（HBAR））的相关性，该资产利用了基于BFT的共识机制的变化。

The Federal Reserve has officially acknowledged the efficiency and scalability of Byzantine Fault Tolerant (BFT) consensus models in a research paper discussing a secure payment… pic.twitter.com/2pJ0j2Nx8U

美联储正式承认拜占庭式容错（BFT）共识模型的效率和可扩展性在讨论安全付款的研究论文中……pic.twitter.com/2pj0j2nx8u

— SMQKE (@SMQKEDQG) February 21, 2025

- smqke（@smqkedqg）2025年2月21日

Understanding Byzantine Fault Tolerance (BFT) and Its Importance

了解拜占庭的容忍度（BFT）及其重要性

Byzantine Fault Tolerance (BFT) is a consensus mechanism that ensures a distributed network can function correctly even if some nodes act maliciously or fail to communicate properly. BFT provides high security and reliability, making it an optimal choice for financial transactions that demand efficiency and resilience against attacks or failures.

拜占庭式容错（BFT）是一种共识机制，即使某些节点恶意起作用或无法正确沟通，分布式网络也可以正常运行。 BFT提供了高度的安全性和可靠性，使其成为需要效率和弹性能力的财务交易的最佳选择。

The Federal Reserve’s recognition of BFT as a preferred model for secure payments is a major validation of its effectiveness over alternative consensus mechanisms like Proof of Work (PoW) and Proof of Stake (PoS). Unlike PoW, which relies on high energy consumption and computational work, or PoS, which bases security on token ownership, BFT achieves consensus through mathematically verified fault tolerance, ensuring faster and more secure transactions.

美联储对BFT作为安全付款的首选模型的认可是对其对替代共识机制（如工作证明（POW）和股份证明（POS）等替代共识机制的有效性的主要验证（POS）。与POW不同，POW依赖于高能消耗和计算工作或POS（在代币所有权上的安全性）上，BFT通过数学验证的容错耐受性来达成共识，从而确保更快，更安全的交易。

XRP, XLM, and HBAR: Leading with BFT Consensus

XRP，XLM和HBAR：以BFT共识领先

The research further underscores the importance of BFT-based digital assets in future payment infrastructures. XRP, XLM, and HBAR all employ variations of Byzantine Fault Tolerance:

该研究进一步强调了基于BFT的数字资产在未来支付基础架构中的重要性。 XRP，XLM和HBAR均采用拜占庭容错的变化：

XRP Ledger (XRPL) utilizes the Federated Consensus Model, a form of BFT that allows validators to agree on transactions without requiring mining or extensive computational power. This ensures high-speed, low-cost cross-border payments.

XRP Ledger（XRPL）利用联合共识模型，这是BFT的一种形式，允许验证者就交易达成协议而无需采矿或广泛的计算能力。这样可以确保高速，低成本的跨境支付。

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- 时间赛车（@timestabloid1）2023年7月15日

Stellar (XLM) operates on the Stellar Consensus Protocol (SCP), a Federated Byzantine Agreement (FBA) model that prioritizes security and efficiency in financial transactions.

Stellar（XLM）以恒星共识协议（SCP）为基础，该协议是一个联合的拜占庭协议（FBA）模型，优先考虑金融交易的安全性和效率。

Hedera Hashgraph (HBAR) employs the Hashgraph consensus algorithm, which combines gossip protocol with asynchronous Byzantine Fault Tolerance (aBFT), ensuring high scalability and low latency.

HEDERA HASHGRAPH（HBAR）采用了哈希图共识算法，该算法将八卦协议与异步拜占庭式偏离容忍度（ABFT）结合在一起，确保高延迟性和低延迟。

The images provided by SMQKE further illustrate the technical distinctions between blockchain-based and Hashgraph-based consensus models. In particular, the Hedera Hashgraph diagram emphasizes how aBFT produces the highest level of security for distributed networks while maintaining efficiency.

SMQKE提供的图像进一步说明了基于区块链和基于哈希图的共识模型之间的技术区别。特别是，Hedera Hashgraph图强调了ABFT如何在保持效率的同时为分布式网络产生最高的安全性。

Implications for the Future of Digital Payments

对数字付款未来的影响

One of the most critical takeaways from the Federal Reserve’s research is the implication for the future adoption of these assets in global financial systems. XRP, XLM, and HBAR are not only highly scalable and secure, but they also adhere to the ISO 20022 standard, which is a global messaging format for financial transactions. This compliance positions these assets as ideal candidates for integration into banking and payment networks.

美联储研究中最关键的收获之一是对全球金融体系中这些资产的未来采用的影响。 XRP，XLM和HBAR不仅具有高度可扩展性和安全性，而且还遵守ISO 20022标准，这是金融交易的全球消息传递格式。这种合规性将这些资产定位为将其集成到银行和支付网络中的理想候选人。

Given that the Federal Reserve has identified BFT as the most robust model for securing distributed payments, the potential use of XRP, XLM, and HBAR in institutional and central bank digital currency (CBDC) frameworks becomes increasingly likely. As regulatory clarity improves and financial institutions seek efficient, secure, and interoperable payment solutions, these digital assets could see further institutional adoption.

鉴于美联储已将BFT确定为确保分布式付款的最强大模型，因此在机构和中央银行数字货币（CBDC）框架中，XRP，XLM和HBAR的潜在使用越来越可能。随着法规清晰度的改善，金融机构寻求高效，安全和可互操作的支付解决方案，这些数字资产可以进一步采用机构。

Note: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

注意：此内容旨在告知，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不代表小报的观点。在做出任何投资决策之前，敦促读者进行深入研究。读者采取的任何行动都严格符合他们自身的风险。时代小报对任何财务损失概不负责。

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