dTRINITY 在 Fraxtal L2 上推出补贴稳定币借贷协议

新加坡，2024 年 12 月 18 日，下一代稳定币流动性协议 Chainwire dTRINITY 宣布主网上线

A new subsidized stablecoin lending protocol has just hit mainnet on Fraxtal L2. Named dTRINITY, the protocol aims to lower interest expenses and improve yields for stablecoin users, addressing a key challenge in DeFi today.

一项新的补贴稳定币借贷协议刚刚在 Fraxtal L2 上登陆主网。该协议名为 dTRINITY，旨在降低稳定币用户的利息支出并提高收益，解决当今 DeFi 的一个关键挑战。

At its core, dTRINITY features a protocol-native stablecoin (dUSD) that acts as the unified liquidity layer between its money markets (dLEND, an Aave v3 fork) and external liquidity pools (e.g., Curve). dUSD is backed 1:1 by an on-chain collateral reserve consisting of stablecoins like USDC, FRAX, and DAI, as well as yieldcoins such as sFRAX and sDAI. Exogenous yields from the reserve are redirected to fund ongoing interest rebates for dUSD borrowers on dLEND, based on their outstanding debts, which reduces the effective borrowing cost. This mechanism not only stimulates borrowing demand but also drives more sustainable utilization and yields for dUSD lenders.

dTRINITY 的核心是协议原生稳定币 (dUSD)，充当其货币市场（dLEND，Aave v3 分叉）和外部流动性池（例如 Curve）之间的统一流动性层。 dUSD 由链上抵押储备以 1:1 的比例提供支持，其中包括 USDC、FRAX 和 DAI 等稳定币以及 sFRAX 和 sDAI 等收益币。储备金的外生收益率被重新定向，根据 dLEND 上 dUSD 借款人的未偿债务，为他们提供持续的利息回扣，从而降低了有效借款成本。这一机制不仅刺激了借贷需求，还推动了 dUSD 贷方更可持续的利用和收益率。

dTRINITY is launching on Fraxtal as its genesis network in a strategic collaboration with Frax to optimize ecosystem liquidity and user incentives. Fraxtal is an EVM-equivalent rollup with a scalable smart contract platform and efficient execution environment powered by the OP stack. Users can take advantage of Fraxtal’s fast transaction speed, low gas fees, robust network security, and unique blockspace rewards, further enhancing their benefits.

dTRINITY 与 Frax 进行战略合作，以 Fraxtal 作为其创世网络，以优化生态系统流动性和用户激励。 Fraxtal 是一个 EVM 等效的汇总，具有可扩展的智能合约平台和由 OP 堆栈支持的高效执行环境。用户可以利用 Fraxtal 快速的交易速度、低廉的 Gas 费用、强大的网络安全性和独特的区块空间奖励，进一步增强其收益。

In the near future, dTRINITY plans to expand to Ethereum and other emerging blockchains, strengthening cross-chain liquidity and interoperability with Fraxtal as the network scales.

在不久的将来，dTRINITY 计划扩展到以太坊和其他新兴区块链，随着网络规模的扩大，加强跨链流动性以及与 Fraxtal 的互操作性。

Key Features of dTRINITY:

dTRINITY 的主要特点：

dTRINITY’s core contributors include the co-founders of Stably. The project has been in development since Q2 2024 and secured 1st place at both the ETHVietnam and Fraxtal Hackathons earlier this year. Strategically, dTRINITY is advised by the co-founders of Frax, Convex, Sky (formerly MakerDAO), Coin98, and Promontory Partners, bringing a wealth of experience from leading stablecoin and DeFi pioneers to the protocol’s development.

dTRINITY 的核心贡献者包括 Stable 的联合创始人。该项目自 2024 年第二季度开始开发，并在今年早些时候的 ETHVietnam 和 Fraxtal 黑客马拉松上获得第一名。从战略上讲，dTRINITY 由 Frax、Convex、Sky（以前称为 MakerDAO）、Coin98 和 Promontory Partners 的联合创始人提供建议，为协议的开发带来了领先的稳定币和 DeFi 先驱的丰富经验。

For more information, users can visit dtrinity.org and follow @dTRINITY_DeFi on X.

欲了解更多信息，用户可以访问 dtrinity.org 并关注 X 上的@dTRINITY_DeFi。

About dTRINITY

关于 dTRINITY

dTRINITY is the world’s first subsidized lending protocol, designed to reduce borrowing costs and enhance yields for stablecoin users in DeFi. The protocol is powered by dUSD, a decentralized stablecoin backed 1:1 by an on-chain yieldcoin reserve. Exogenous yields from the reserve are used to fund ongoing interest rebates for dUSD borrowers, lowering their effective borrowing rates. dTRINITY is now live on the Fraxtal L2, and it will be expanding to Ethereum plus other networks in the future.

dTRINITY 是世界上第一个补贴借贷协议，旨在降低 DeFi 稳定币用户的借贷成本并提高收益。该协议由 dUSD 提供支持，dUSD 是一种去中心化稳定币，由链上 Yieldcoin 储备按 1:1 比例支持。储备金的外生收益率用于为 dUSD 借款人提供持续的利息回扣，从而降低其有效借款利率。 dTRINITY 现已在 Fraxtal L2 上运行，未来将扩展到以太坊和其他网络。