Deenar (DEEN)：一种由实物黄金支持的符合伊斯兰教法的新型稳定币

稳定币以其独特的“稳定”特征而闻名，这将其与其他类型的高度波动且容易受市场情绪影响的数字资产区分开来，但一种新的稳定币正在打破更多障碍，因为它不仅符合伊斯兰教法，而且也是由“非政治”资产支持的代币。

A new stablecoin, known as Deenar (DEEN), has recently entered the cryptocurrency market, aiming to stand out with its unique characteristics. Unlike most stablecoins that are pegged to fiat currencies, DEEN is backed by a "non-political" asset—one gram of gold.

一种名为 Deenar (DEEN) 的新型稳定币最近进入了加密货币市场，旨在以其独特的特性脱颖而出。与大多数与法定货币挂钩的稳定币不同，DEEN 由“非政治”资产——一克黄金支持。

The stable token is issued by fiduciary standard and registered in Switzerland, ensuring compliance and security. It is also built on ERC-20 protocols and is compatible with HAQQ and Ethereum wallets.

稳定通证按照信托标准发行，并在瑞士注册，确保合规性和安全性。它还基于 ERC-20 协议构建，并与 HAQQ 和以太坊钱包兼容。

DEEN tokens are redeemable to high-purity physical gold, and are 100% halal digital coins. A very significant feature of the Deenar is that 1% of sales goes to charity, paving the way for a more purposeful way of using crypto.

DEEN 代币可兑换为高纯度实物黄金，并且是 100% 清真数字硬币。 Deenar 的一个非常重要的特点是 1% 的销售额捐给慈善机构，为更有目的的使用加密货币铺平了道路。

In an exclusive with International Business Times, Maruf Yusupov, the co-founder of Deenar, talked about the journey toward launching the token, what makes it special, and why it could be a better investment than physical gold.

在《国际商业时报》的独家报道中，Deenar 联合创始人 Maruf Yusupov 谈到了推出该代币的历程、它的特别之处以及为什么它可能是比实物黄金更好的投资。

The goal in the journey to creating Deenar was to develop a stablecoin that "genuinely stands out." To achieve the said goal, the team prioritized determining which reserve should back the token to ensure its stability. Most stablecoins are pegged to fiat currencies, but the Deenar team opted for a completely different route forward.

创建 Deenar 的目标是开发一种“真正脱颖而出”的稳定币。为了实现上述目标，团队优先确定哪个储备金应该支持代币以确保其稳定性。大多数稳定币都与法定货币挂钩，但 Deenar 团队选择了完全不同的前进路线。

"Gold provides a tangible and reliable asset base, making Deenar a stable hedge against inflation and economic uncertainty," he said. He noted how the value of major fiat currencies such as the U.S. dollar and the euro has largely been affected by inflation in the last decade.

他表示：“黄金提供了有形且可靠的资产基础，使 Deenar 成为抵御通胀和经济不确定性的稳定对冲工具。”他指出，过去十年，美元和欧元等主要法定货币的价值在很大程度上受到通货膨胀的影响。

The Deenar provides a host of benefits for its users – stability and purposeful transactions – but there are three top qualities that make it stand out in the stablecoin market.

Deenar 为其用户提供了一系列好处——稳定性和有目的的交易——但它具有三个顶级品质，使其在稳定币市场中脱颖而出。

First, the digital coin is backed by gold, which Yusupov notes is a "non-political" asset. "It's not tied to any one country's economic policies. It's a global asset that remains valuable regardless of the actions of individual governments," he explained.

首先，数字货币由黄金支持，尤苏波夫指出黄金是一种“非政治”资产。 “它与任何一个国家的经济政策无关。它是一项全球资产，无论个别政府的行动如何，它仍然有价值，”他解释道。

Yusupov's comments are backed by data. Tether (USDT), a U.S. dollar-backed stablecoin, has been on a rocky path in the past 24 hours, as per data from CoinGecko. The same can be said about the USD Coin (USDC), another stablecoin pegged to the U.S. dollar.

尤苏波夫的评论有数据支持。根据 CoinGecko 的数据，以美元支持的稳定币 Tether (USDT) 在过去 24 小时内一直处于不稳定状态。另一种与美元挂钩的稳定币美​​元硬币（USDC）也是如此。

Another top distinctive feature of the DEEN is Shariah compliance. "Our stablecoin is potentially the only halal option in the industry. We've ensured that Deenar is fully compliant with Shariah law, avoiding practices like interest (riba) and maintaining ethical financial dealings," Yusupov said. The token has also received a fatwa to reflect its Shariah compliance.

DEEN 的另一个显着特点是符合伊斯兰教法。 “我们的稳定币可能是业内唯一的清真选择。我们确保 Deenar 完全符合伊斯兰教法，避免利息 (riba) 等做法，并保持道德的金融交易，”尤苏波夫说。该代币还收到了追杀令，以反映其符合伊斯兰教法。

Finally, the Deenar is a digital asset championing inclusion. For the DEEN team, it is crucial to reach unbanked and underbanked populations, especially in Muslim-majority regions. "By leveraging blockchain, this stablecoin offers secure, low-cost financial transactions, making it an accessible tool for those who have traditionally been excluded from the financial system," Yusupov said.

最后，Deenar 是一种倡导包容性的数字资产。对于 DEEN 团队来说，覆盖无银行账户和银行服务不足的人群至关重要，尤其是在穆斯林占多数的地区。尤苏波夫说：“通过利用区块链，这种稳定币提供安全、低成本的金融交易，使其成为那些传统上被排除在金融体系之外的人的可用工具。”

In an age where people are in search of assets that will give them the best gains from their investments, the Deenar offers an alternative to the hassle of physically managing gold.

在人们寻求能够从投资中获得最佳收益的资产的时代，Deenar 为人们提供了一种替代实物管理黄金的方法。

For one, storing physical gold is very complex and can be very expensive. DEEN, the first gold-backed token on Cosmos, either eliminates or significantly reduces the costs that come with physical gold storage. "You're basically investing in a digital version of gold, which is a far more cost-effective option for investors who want to avoid the overhead associated with physical storage," Yusupov said.

其一，存储实物黄金非常复杂，而且可能非常昂贵。 DEEN 是 Cosmos 上第一个黄金支持的代币，它可以消除或显着降低实物黄金存储的成本。尤苏波夫说：“你基本上是在投资数字版的黄金，对于想要避免与物理存储相关的开销的投资者来说，这是一个更具成本效益的选择。”