Custodia Bank冒险进入Stablecoin业务

3月25日，星期二，Custodia Bank透露，它已与Vantage Bank合作，以将美元的需求存款用于以太坊

Custodia Bank has become the first bank in the U.S. to issue a stablecoin on a permissionless blockchain, tokenizing U.S. dollar demand deposits on Ethereum as Avit, the bank's token, according to an announcement by the bank on Tuesday, March 25.

根据该银行的一项公告，Custodia Bank已成为美国第一家对无许可区块链发行稳定的银行的银行，将银行代币的AVIT作为Avit上的美元需求存款付诸实践。

The stablecoin is compliant with all relevant anti-money laundering and sanctions regulations, and it is said to open the door for legacy finance to benefit from blockchain technology's global, permissionless, low-cost, and programmable nature within the banking system.

该稳定币符合所有相关的反洗钱和制裁法规，据说这为传统融资打开了大门，以便在银行系统中受益于区块链技术的全球，无允许的，低成本和可编程性质。

“We took territory today, issuing the first bank-issued #stablecoin on a permissionless blockchain & it's not what you think. 🧵 below. The real impact is on #tradfi—yes, #crypto took regulatory territory, but #tradfi is the real story in what @custodiabank did w/ @Vantage_Bank,” Caitlin Long, founder and CEO of Custodia Bank, said on Twitter.

“We took territory today, issuing the first bank-issued #stablecoin on a permissionless blockchain & it's not what you think. 🧵 below. The real impact is on #tradfi—yes, #crypto took regulatory territory, but #tradfi is the real story in what @custodiabank did w/ @Vantage_Bank,” Caitlin Long, founder and CEO of Custodia Bank, said on Twitter.

This distinguishes Avit from other stablecoins, which the Federal Reserve classifies as synthetic dollars. Avit is said to be “real dollars” as it is issued by a bank authorized to take demand deposits. This distinction will likely lower the barriers to entry for traditional finance (TradFi).

这将AVIT与其他稳定币区分开，美联储将其归类为合成美元。据说Avit是“真正的美元”，因为该银行被授权拿走需求存款的银行发行。这种区别可能会降低传统金融（TradFI）的进入障碍。

However, Avit's blockchain adoption potential is not what has caught the attention of crypto natives. Rather, it is the fact that Custodia, Long's bank, is known for being a Bitcoin (BTC) supporter.

但是，Avit的区块链采用潜力并不是引起加密本地人的注意。相反，事实是，Long's Bank Custodia以比特币（BTC）支持者而闻名。

For many observers, the shock is the decision of Custodia, which is run by Long, a notorious Bitcoin maximalist, to launch on Ethereum. The situation was made even more ironical as Custodia seemed to shy away from mentioning Ethereum in their announcement, with some poking the crypto bank to "say Ethereum."

对于许多观察者来说，震惊是由臭名昭著的比特币最大化主义者朗运行的Custodia的决定。由于Custodia似乎回避了他们在宣布这一消息中提及以太坊的情况，因此这种情况变得更加讽刺，其中一些人将加密货币银行戳戳为“说以太坊”。

Say Ethereum https://t.co/EyUljDud3w

说以太坊https://t.co/eyuljdud3w

— Alex.eth 🇺🇸 🛡️ (@AlexanderFisher) March 25, 2025

- Alex.eth🇺🇸🛡️（@AlexanderFisher）2025年3月25日

Even VanEck's Head of Digital Assets Research, Matt Sigel, joined in on the jabs, humorously "fixing" the Custodia announcement headline to: "Bitcoin Maxi Issues Stablecoin on Ethereum."

甚至Vaneck的数字资产研究负责人Matt Sigel也加入了JABS，幽默地“修复” Custodia公告的标题：“比特币Maxi Maxi在以太坊上发出Stablecoin。”

Bitcoin Maxi Issues Stablecoin on Ethereum https://t.co/2zah0EGXOg pic.twitter.com/2MjLS54fDt

比特币Maxi问题以太坊上的stablecoin https://t.co/2zah0egxog pic.twitter.com/2MJLS54FDT

— matthew sigel, recovering CFA (@matthew_sigel) March 25, 2025

- Matthew Sigel，恢复CFA（@matthew_sigel）2025年3月25日

Whatever the case, Custodia's recent venture comes as the Trump administration is pushing for stablecoin regulations before the end of the year.

无论如何，由于特朗普政府在年底之前推动了稳定法规，Custodia最近的冒险是出现的。

In line with this push, the Senate Banking Committee recently passed the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act to a full Senate vote.

根据这一推动，参议院银行委员会最近通过了指导和建立国家创新，为美国稳定法（Genius）法案进行了全面的参议院投票。

DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.

Disclamier：此内容是信息的，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不反映加密基本意见。鼓励读者在做出任何投资决策之前进行彻底的研究。加密基础对任何财务损失概不负责。