Custodia Bank and Vantage银行团队在以太坊上发行美国第一款银行稳定

该合作伙伴关系旨在向美国第一个关于区块链技术的银行Stablecoin发行。 Stablecoin的宣布“ Avit”

Crypto industry stepped into a new revolution phase with the Custodia Bank and Vantage Bank partnership to issue America’s first bank stablecoin on blockchain technology. The announcement of stablecoin ‘Avit’ issued on Ethereum opens doors for future financial innovation.

Crypto行业进入了Custodia Bank和Vantage Bank Partnership的新革命阶段，以发布美国首个关于区块链技术的银行Stablecoin。以太坊发布的Stablecoin'Avit'宣布为未来的金融创新打开了大门。

Announced on March 25, Custodia Bank successfully tokenized US dollar demand deposits for the issuance, transfer, and redemption of Avit stablecoin using the widely used ERC-20 token standard on Ethereum. Essentially, this creates a new payment rail within the US banking system, enabling banks and their customers to transact on a blockchain network. It combines traditional banking with decentralized technology.

3月25日宣布，Custodia Bank成功地使用广泛使用的ERC-20代币标准来成功地将AVIT Stablecoin的发行，转让和赎回，以实现AVIT Stablecoin的发行，转让和赎回。从本质上讲，这在美国银行系统内创建了新的支付轨，使银行及其客户可以在区块链网络上进行交易。它结合了传统的银行业务与分散技术。

This initiative is successful not just from a technical standpoint but also marks a breakthrough on the legal and regulatory front.

该倡议不仅从技术角度取得成功，而且标志着法律和监管方面的突破。

Highlighting the significance of this move, Caitlin Long, CEO of Custodia Bank, stated that this demonstrates how US banks can work together to tokenize demand deposits on a permissionless blockchain in a fully compliant manner.

Custodia Bank的首席执行官Caitlin Long强调了这一举动的重要性，他指出，这表明了美国银行如何以完全合规的方式以无许可的区块链的方式共同努力，以将需求存款付诸实践。

“We are grateful to Vantage Bank for joining us in this historic endeavor,” added Long. “Together, we have taken the necessary steps to tokenize demand deposits in a manner that is consistent with all applicable U.S. banking and securities laws and regulations.”

朗补充说：“我们感谢Vantage银行加入我们的历史性努力。” “我们共同采取了必要的步骤，以与所有适用的美国银行业和证券法律和法规一致的方式将需求存款化。”

Jeff Sinnott, CEO and president of Vantage Bank, pointed out that this development is a pivotal moment in reshaping the financial landscape.

Vantage Bank的首席执行官兼总裁Jeff Sinnott指出，这一发展是重塑金融环境的关键时刻。

“This collaboration marks an exciting chapter in our journey to introduce innovative financial solutions,” said Sinnott. “We are proud to partner with Custodia Bank in this groundbreaking venture.”

Sinnott说：“这种合作标志着我们引入创新金融解决方案的旅程中令人兴奋的一章。” “我们为与Custodia Bank合作而感到自豪。”

This partnership showcases that blockchain and stablecoin are not futuristic concepts but practical solutions for real-world payments.

这种伙伴关系表明，区块链和Stablecoin不是未来派的概念，而是实用的现实付款解决方案。

Real Dollar in Token Form

token形式的真钱

One of the key takeaways from this development is that Avit is a Real Dollar.

这一发展的关键要点之一是Avit是真正的美元。

“There are no synthetic or shadow assets. Only the Federal Reserve and a few other entities in the U.S. are authorized to issue dollars, and we are one of them,” said Long.

朗说：“没有综合或影子资产。只有美联储和美国的其他一些实体被授权发行美元，我们是其中之一。”

In this case, Avit will be issued by Custodia Bank and represents tokenized demand deposits and actual funds held in checking accounts that customers can access at any time. This is an important distinction that makes Avit a true representation of a US dollar in token form, bringing more trust and stability to blockchain-based financial instruments.

在这种情况下，AVIT将由Custodia Bank发行，并代表令牌的需求存款和支票帐户中持有的实际资金，客户可以随时可以访问。这是一个重要的区别，它使AVIT以代币形式成为美元的真实代表，从而为基于区块链的金融工具带来了更多的信任和稳定性。

Why Ethereum?

为什么要以太坊？

While known for its support of Bitcoin, Custodia Bank opted for Ethereum for this groundbreaking project.

Custodia Bank以对比特币的支持而闻名，但选择了该开创性项目的以太坊。

This choice did not go unnoticed in the crypto community, with Ethereum advocate Evan Van Ness highlighting the decision with the statement, “ETH fixed this. Bitcoin couldn't.”

在加密社区中，这种选择并未引起人们的注意，以太坊倡导者埃文·范·内斯（Evan van Ness）以“ ETH修复了此问题。比特币”强调了这一决定。

Furthermore, Ethereum educator Anthony Sassano confirmed that the stablecoin was built on Ethereum and completed in February.

此外，以太坊教育家安东尼·萨萨诺（Anthony Sassano）证实，该稳定剂是基于以太坊建造的，并于2月完成。

With over $125.8 billion of stablecoins and $3.6 billion in tokenized US Treasury bills secured on its network, Ethereum is the optimal blockchain for this innovative stablecoin launch.

Ethereum拥有超过1,258亿美元的Stablecoins和36亿美元的美国财政部账单，是该创新的Stablecoin发布的最佳区块链。

This development signals a new model for US banking and blockchain technologies, showcasing traditional financial institutions' willingness to adopt decentralized approaches while remaining compliant with regulations.

这项发展标志着美国银行和区块链技术的新模型，展示了传统金融机构采用分散方法的意愿，同时又遵守法规。

As blockchain technology matures and becomes more accessible to the broader population, projects like this could be game changers in the way we perceive money, payments, and financial transactions. With Avit having already taken the leap, could we be on the threshold of the next generation of banking?

随着区块链技术的成熟并变得更加容易被更广泛的人口接触，这样的项目可能会像我们感知金钱，付款和金融交易一样改变游戏规则。随着Avit已经取得了飞跃，我们可以处于下一代银行业的门槛吗？