拉丁美洲的加密货币景观在2024年发生了重大变化

拉丁美洲的加密货币景观在2024年经历了重大变化，这是由通货膨胀，货币贬值和不断发展的用户偏好塑造的。

The cryptocurrency landscape in Latin America underwent significant changes in 2024, shaped by inflation, currency devaluation, and evolving user preferences, according to Bitso's latest report.

根据Bitso的最新报告，拉丁美洲的加密货币环境在2024年发生了重大变化，这是根据通货膨胀，货币贬值和不断发展的用户偏好塑造的。

The report, which provides insights into the activity of 9 million retail clients on the leading crypto platform in the region, highlights a 12% increase in users compared to last year. Breaking down the figures by country, Argentina saw an 11% rise in users, while Brazil and Colombia saw 6%, and Mexico saw a 13% surge in 2024.

该报告提供了对该地区领先的加密平台上900万零售客户活动的见解，与去年相比，用户增长了12％。阿根廷分解了数字，用户增加了11％，而巴西和哥伦比亚的使用量增加了6％，而墨西哥在2024年的增长幅度为13％。

The report underscores the role of economic conditions in shaping crypto adoption patterns. In countries facing high inflation and currency instability, cryptocurrencies—especially stablecoins—became increasingly attractive as alternatives to local currencies. This trend was particularly evident in Argentina, where stablecoins dominated purchases, accounting for 72% of trading volume.

该报告强调了经济状况在塑造加密采用模式中的作用。在面临高通货膨胀和货币不稳定的国家中，加密货币（尤其是稳定币）作为当地货币的替代品越来越有吸引力。在阿根廷，这种趋势尤为明显，在阿根廷，斯塔布雷金斯主导购买，占交易量的72％。

"This behavior indicates that a significant portion of users were engaging in arbitrage opportunities between the peso and dollar-linked stablecoins, highlighting the pressing economic issues influencing trading activity,"notes the report. Many experienced investors realized Bitcoin profits and reinvested in stablecoins or altcoins, showing growing market sophistication.

该报告指出：“这种行为表明，一大部分用户正在比索和与美元链接的稳定者之间套利机会，这突出了影响交易活动的紧迫​​经济问题。”许多经验丰富的投资者意识到比特币利润，并将其重新投资于Stablecoins或Altcoins，显示出不断增长的市场成熟。

Portfolio composition changed notably across the region. While Bitcoin remained the dominant cryptocurrency, its share decreased from 57% in 2023 to 49% by the end of 2024. Meanwhile, stablecoins and alternative cryptocurrencies gained ground, reflecting users’ diversification strategies and increased risk appetite.

投资组合组成在整个地区都发生了显着变化。尽管比特币仍然是主要的加密货币，但其份额从2023年的57％下降到到2024年底的49％。与此同时，稳定币和替代加密货币的依据取得了基础，反映了用户的多元化策略并增加了风险食欲。

User demographics reveal interesting patterns. The 25-34 age bracket remains the largest group at 38% of all users, while younger users (18-24) increased their participation from 22% to 23%. The gender gap remains pronounced, with men comprising 61% of cryptocurrency owners globally and an even higher percentage in Latin America.

用户人口统计数据揭示了有趣的模式。 25-34岁的年龄段仍然是所有用户38％的最大群体，而年轻用户（18-24）将参与从22％增加到23％。性别差距仍然很明显，男性在全球占有61％的加密货币所有者，而拉丁美洲的百分比更高。

Trading behavior became more sophisticated in 2024. The report found that 42% of customers held one asset in their portfolio, while 26% maintained four or more different cryptocurrencies. This diversification trend suggests growing understanding of risk management principles among Latin American crypto users.

贸易行为在2024年变得更加复杂。该报告发现，有42％的客户在其投资组合中持有一项资产，而26％的客户维持了四个或更多不同的加密货币。这种多元化趋势表明，对拉丁美洲加密使用者的风险管理原则的了解不断提高。

Global developments influenced regional adoption. The approval of Bitcoin ETFs in the United States, the introduction of Europe’s Markets in Crypto-Assets (MiCA) regulatory framework, and Bitcoin reaching all-time highs above $109,000 all contributed to increased confidence and investment in the sector.

全球发展影响了区域采用。在美国的比特币ETF的批准，欧洲在加密资产（MICA）监管框架中的推出以及比特币达到了109,000美元以上的历史最高点，所有这些都促进了对该行业的信心和投资的增加。

“After a decisive year for the industry, marked by growth and optimism, the crypto market in the Latin American region experienced consolidation, ”states the report. This maturation process included more project-specific use cases and greater diversification in user behavior.

报告说：“在该行业的决定性一年之后，以增长和乐观的态度为特征，拉丁美洲地区的加密市场经历了整合。”这个成熟过程包括更特定于项目的用例和用户行为的多元化。

Looking ahead, Bitso anticipates continued growth in crypto adoption across Latin America, with stablecoins playing an increasingly important role as hedges against local currency volatility. The region remains fertile ground for crypto innovation, driven by necessity and growing financial literacy.

展望未来，BITSO预计在拉丁美洲的加密采用率会持续增长，随着对冲反对当地货币的波动，Stablecoins发挥了越来越重要的作用。在必要性和不断增长的财务素养的推动下，该地区仍然是加密创新的沃土。