加密货币正在不仅仅是持有或交易的发展 - 越来越多地用作日常资金

加密货币正在不仅仅是持有或交易不仅仅是持有或交易，而且越来越多地用作日常资金，如Coinzoom的最新数据所示。

Salt Lake City, Utah, March 27th, 2025, Chainwire

犹他州盐湖城，2025年3月27日，Chainwire

Cryptocurrency is evolving beyond just holding or trading—it’s increasingly being used as everyday money, according to the latest data from CoinZoom, a Utah-based fintech with a “cash to crypto” platform that offers a crypto debit card, free instant international P2P, and crypto trading.

根据Coinzoom的最新数据，加密货币正在不仅仅是持有或交易，而是越来越多地用作日常货币，这是犹他州的金融科技，其基金技术具有“ Cash to Crypto”平台，提供了加密货币借记卡，免费的Instant Internation Internation International P2P和Crypto Trading。

With thousands of customers using the CoinZoom Visa debit card across 50 countries, the data from March 27th shows something remarkable: By the first quarter of 2025, an average of 0.55 cryptocurrency units were being used for various purchases daily.

由于成千上万的客户在50个国家 /地区使用Coinzoom Visa借记卡，因此3月27日的数据显示出了不起的东西：到2025年第一季度，平均每天都使用0.55个加密货币单位。

That’s a significant shift in consumer behavior — and a clear sign that crypto is breaking through as a true medium of exchange, not just a speculative asset.

这是消费者行为的重大转变，也是一个明显的迹象表明，加密货币正在作为一种真正的交换媒介而不仅仅是投机资产。

From Coffee to Cross-Border Payments: Crypto is Being Spent Everywhere

从咖啡到跨境付款：加密货币无处不在

CoinZoom users are putting their crypto to good use, making everyday purchases like coffee, transportation, and groceries. And it’s not just the big names. While USDT and BTC are heavily used, other top-spending cryptocurrencies this year include XRP and Litecoin (LTC) — showing just how broadly users are selecting what to spend.

Coinzoom用户正在将其加密货币充分利用，并进行咖啡，运输和杂货等日常购买。这不仅是大牌。尽管USDT和BTC大量使用，但今年其他顶级支出的加密货币包括XRP和Litecoin（LTC） - 显示了用户选择花费的多大。

Chart showing the top 20 cryptocurrencies spent by CoinZoom users in 2024.

图表显示了2024年CoInzoom用户花费的前20个加密货币。

Top Cryptocurrencies Spent:

花费的顶级加密货币：

BTC | ETH | USDT | XLM | LTC | PEPE | DOGE | HNT | XRP | USDC | SOL | HBAR | SHIB | UNI | AVAX | AAVE | TRX | TUSD | MATIC | LINK | ADA | TRUMP | XTZ | EOS

BTC | eth | USDT | XLM | LTC | Pepe | Doge | Hnt | XRP | USDC | SOL | HBAR | SHIB | uni | avax | Ave | trx | tusd | Matic |链接| Ada |特朗普| tej | EOS

This usage indicates that customers are making informed decisions about which currencies to spend, depending on transaction type, timing, or market conditions. In many cases, they’re even spending small “dust” balances — using every coin in their wallet to its advantage.

此用法表明，客户正在根据交易类型，时机或市场条件做出明智的决定。在许多情况下，他们甚至花费了小的“灰尘”平衡 - 利用钱包里的每枚硬币才能获得优势。

Whether it’s micro-transactions under $10 or major purchases like flights and electronics, crypto is being used globally as real spending power.

无论是10美元以下的微型交易，还是航班和电子产品等大型购买，加密货币都被用作真正的消费能力。

About CoinZoom

关于Coinzoom

CoinZoom is a U.S.-based financial platform enabling users worldwide to send, spend, save, and invest seamlessly. As a U.S.-registered Money Services Business and Money Transmitter, CoinZoom is available in 45 states and operates with a SOC2 Type II Certification, recognized for stringent security standards. With diverse funding options like Apple Pay, Google Pay, debit and credit cards, wire transfers, ACH, and instant cash deposits at multiple U.S. retail locations, CoinZoom bridges traditional and digital finance. Its global peer-to-peer payment system, ZoomMe, allows users in 169 countries to send cash or crypto instantly and fee-free, offering significant savings on remittance fees. The CoinZoom Crypto Debit Card provides unparalleled spending flexibility, permitting users to transact in USD or crypto at over 130 million merchants globally while earning up to 5% in crypto rewards. CoinZoom also has subsidiaries in Australia and Ireland and is pending registration as a Virtual Asset Service Provider (VASP) in Lithuania.

Coinzoom是一个总部位于美国的财务平台，使全球用户能够无缝发送，支出，节省和投资。作为美国注册的货币服务业务和货币发射机，Coinzoom在45个州可用，并具有SOC2 II型认证，以严格的安全标准认可。在美国多个零售地点，Coinzoom Bridges传统和数字融资等各种资金选项，例如Apple Pay，Google Pay，借记卡，电汇，ACH和即时现金存款。它的全球点对点支付系统Zoomme允许169个国家 /地区的用户立即发送现金或加密货币，从而节省大量费用。 Coinzoom Crypto借记卡提供了无与伦比的支出灵活性，允许用户以全球超过1.3亿美元的价格交易美元或加密货币，同时获得高达5％的加密货币奖励。 Coinzoom还在澳大利亚和爱尔兰设有子公司，并正在立陶宛的虚拟资产服务提供商（VASP）等待注册。

CoinZoom: www.coinzoom.com

Coinzoom：www.coinzoom.com

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