加密货币市场终于在 2024 年成长起来

市场终于成长起来，从纯粹的投机转向真正的金融产品。普通投资者现在通过银行账户购买加密货币，而机构每天交易数十亿美元。

The crypto market has finally matured, transitioning from pure speculation to tangible financial products. Regular investors can now purchase cryptocurrencies directly from their bank accounts, while institutions trade billions of dollars worth of crypto daily. This rapid transformation has resulted in a stronger and more stable market.

加密市场终于成熟，从纯粹的投机转向有形的金融产品。普通投资者现在可以直接从他们的银行账户购买加密货币，而机构每天交易价值数十亿美元的加密货币。这种快速转变带来了更强大、更稳定的市场。

Key Players and Market Dynamics

主要参与者和市场动态

Major banks now dominate the crypto trading landscape. BlackRock has launched a Bitcoin fund, Fidelity offers crypto to its regular customers, and Morgan Stanley advises its wealthy clients to invest in Bitcoin. Goldman Sachs also trades cryptocurrencies on a daily basis. These banks, which once denounced Bitcoin as a scam, are now profiting handsomely from its integration.

各大银行现在主导着加密货币交易领域。贝莱德（BlackRock）推出了比特币基金，富达（Fidelity）为其老客户提供加密货币，摩根士丹利（Morgan Stanley）建议其富裕客户投资比特币。高盛还每天交易加密货币。这些银行曾经谴责比特币是一个骗局，现在却从比特币的整合中获利丰厚。

Meanwhile, crypto exchanges have faced stringent new regulations. Binance has paid $8 billion in fines and its CEO has stepped down, while Coinbase continues to operate under close scrutiny from the SEC. As a result, many smaller exchanges have been forced to close their doors. However, this market consolidation was necessary for sustained growth.

与此同时，加密货币交易所面临着严格的新法规。 Binance 已支付 80 亿美元的罚款，其首席执行官已辞职，而 Coinbase 的运营仍受到 SEC 的严格审查。结果，许多规模较小的交易所被迫关门。然而，这种市场整合对于持续增长是必要的。

Traditional trading platforms have also added crypto sections to their services. Charles Schwab now offers crypto funds, E*Trade provides Bitcoin trading, and TD Ameritrade has developed crypto tools for its clients. As a result, every major broker is now vying for a piece of the crypto market.

传统交易平台也在其服务中添加了加密部分。 Charles Schwab 现在提供加密基金，E*Trade 提供比特币交易，TD Ameritrade 为其客户开发了加密工具。因此，各大经纪商现在都在争夺加密货币市场的份额。

New Projects and Opportunities

新项目和机会

The crypto presale market experienced significant growth in 2024. Numerous new cryptocurrencies launched presales, each promising unique innovations. Pullix combines aspects of regular trading with DeFi features, while Meme Kombat offers a novel approach to gaming tokens. Astute investors can identify promising projects amidst the copycats.

加密预售市场在 2024 年经历了显着增长。许多新的加密货币启动了预售，每种都承诺独特的创新。 Pullix 将常规交易的各个方面与 DeFi 功能相结合，而 Meme Kombat 则提供了一种新颖的游戏代币方法。精明的投资者可以在模仿者中识别出有前途的项目。

Networks like Arbitrum and Optimism have resolved the issue of high gas fees. In 2021, users paid hundreds of dollars for transactions, which now cost only cents. Technological advancements have made cryptocurrencies easier to use, and new scaling solutions are being introduced every month. These networks now operate faster and cheaper than ever before.

Arbitrum 和 Optimism 等网络已经解决了高天然气费的问题。 2021 年，用户需要支付数百美元进行交易，而现在仅需几美分。技术进步使加密货币更易于使用，并且每个月都会推出新的扩展解决方案。这些网络现在的运行速度比以往任何时候都更快、更便宜。

The crypto gaming landscape has also undergone a complete transformation. Following the failure of Axie Infinity, new gaming projects have emerged and taken over the space. Major companies like Ubisoft and Square Enix are now building blockchain games. These games prioritize entertainment over token earning mechanics. As the games improve, the gaming market continues to expand each quarter, attracting more players.

加密货币游戏格局也经历了彻底的转变。在 Axie Infinity 失败之后，新的游戏项目出现并占领了这一领域。育碧和史克威尔艾尼克斯等大公司现在正在开发区块链游戏。这些游戏将娱乐性置于代币赚​​取机制之上。随着游戏的改进，游戏市场每个季度都在持续扩大，吸引了更多玩家。

NFT markets have discovered practical use cases beyond digital art. Artists are selling music rights through NFTs, real estate transactions are utilizing NFT contracts, sports teams are offering fan tokens, and major brands are launching NFT products. The technology now serves a diverse range of industries.

NFT 市场已经发现了数字艺术之外的实际用例。艺术家通过 NFT 出售音乐版权，房地产交易利用 NFT 合约，运动队提供粉丝代币，各大品牌都推出 NFT 产品。该技术现在服务于多种行业。

Regulatory Changes and Impact

监管变化和影响

The SEC has cracked down heavily on crypto companies, with numerous lawsuits being filed. While Ripple managed to win its case, others faced substantial losses. The crashes of Celsius, FTX, and Luna resulted in billions of dollars being wiped out. These events have taught every company the importance of adhering to regulations.

美国证券交易委员会严厉打击加密货币公司，并提起了大量诉讼。尽管 Ripple 成功赢得了官司，但其他公司却面临着巨大损失。 Celeste、FTX 和 Luna 的崩溃导致数十亿美元的损失。这些事件教会了每家公司遵守法规的重要性。

Some countries are actively supporting the crypto business. Japan has established clear rules, Hong Kong is welcoming crypto companies, and Dubai is quickly issuing licenses. However, these authorities are keeping a close eye on these companies and will not hesitate to punish bad behavior. Stringent regulations have played a crucial role in the market's growth.

一些国家正在积极支持加密货币业务。日本制定了明确的规则，香港欢迎加密货币公司，迪拜正在迅速发放许可证。然而，有关当局正在密切关注这些公司，并将毫不犹豫地惩罚不良行为。严格的监管对市场的增长发挥了至关重要的作用。

The attitudes of banks toward cryptocurrencies have also undergone a remarkable shift. They initially offered basic services and then added trading desks. Now, they are advising their clients to invest in crypto. Even banks that despised Bitcoin in 2017 are now selling it to their customers. The banking system has fully accepted cryptocurrencies as a legitimate form of currency.

银行对加密货币的态度也发生了显着转变。他们最初提供基本服务，然后增加了交易柜台。现在，他们建议客户投资加密货币。即使是 2017 年鄙视比特币的银行现在也开始向客户出售比特币。银行系统已完全接受加密货币作为合法的货币形式。

Security has improved significantly across the board. People are using safer wallets, crypto holdings are being insured, and trading platforms are employing dedicated security experts. The entire industry has become more professionalized. As security measures continue to improve, hackers are finding fewer targets.

安全性全面显着改善。人们正在使用更安全的钱包，加密资产正在受到保险，交易平台正在聘请专门的安全专家。整个行业变得更加专业化。随着安全措施的不断改进，黑客发现的目标越来越少。

Market Growth and Integration

市场增长和整合

The media now covers cryptocurrencies differently. CNBC displays Bitcoin prices alongside stock market updates, and Bloomberg reports on DeFi developments. Articles about the imminent death of crypto have vanished, and mainstream news outlets are attempting to understand the technology. Reporters have gained valuable knowledge about cryptocurrencies.

现在媒体对加密货币的报道有所不同。 CNBC 在股市更新的同时显示比特币价格，彭博社则报道 DeFi 的发展。关于加密货币即将消亡的文章已经消失，主流新闻媒体正在试图了解这项技术。记者获得了有关加密货币的宝贵知识。

The crypto market functions more efficiently than ever before. Regular individuals can easily purchase crypto through their normal accounts, and even senior citizens are receiving Bitcoin in their retirement funds. Companies are constructing tangible products that address real-world issues. Traditional finance and crypto are merging seamlessly.

加密货币市场的运作比以往任何时候都更加高效。普通人可以通过普通账户轻松购买加密货币，甚至老年人也可以在退休基金中接收比特币。公司正在构建解决现实世界问题的有形产品。传统金融和加密货币正在无缝融合。

Investment funds hold crypto, pension funds are buying Bitcoin, university endowments trade altcoins, and private equity is investing in crypto companies. Large sums of money have entered the market and remained there. Now, they treat crypto like any other asset class.

投资基金持有加密货币，养老基金正在购买比特币，大学捐赠基金交易山寨币，私募股权正在投资加密货币公司。大量资金进入市场并留在那里。现在，他们像对待任何其他资产类别一样对待加密货币。

This market has evolved into something useful, not what crypto enthusiasts envisioned in 2013 but perhaps something better. A system that benefits everyone, combines old and new finance, and continues to improve.

这个市场已经发展成为有用的东西，虽然不是加密爱好者在 2013 年所设想的，但也许是更好的东西。一个让所有人受益、新旧金融结合、不断完善的体系。

Crypto has succeeded by becoming part of the system rather than destroying it. The revolution has triumphed through evolution instead of destruction. The future holds promise as more people join this new financial realm.

加密货币之所以成功，是因为它成为了系统的一部分，而不是破坏了它。革命通过进化而不是破坏取得了胜利。随着越来越多的人加入这个新的金融领域，未来充满希望。