美国加密货币公司和金融科技公司现在正在寻求确保国家银行或国家银行宪章

我们拆开这意味着什么，并查看一些最佳的模因硬币随着行业的扩展而购买。作者：Utkarsh.Output：美国加密货币公司和金融科技公司现在正在寻求确保国家或国家银行宪章，这将使他们能够在该国作为银行运营。据信，这一举动是由特朗普的激进亲联合经济方法推动的。我们拆开这意味着什么，并查看一些最佳的模因硬币随着行业的扩展而购买。

US crypto and fintech firms are now applying to secure national or state bank charters, which would allow them to operate as banks in the country.

美国加密货币公司和金融科技公司现在正在申请确保国家或国家银行宪章，这将使他们能够作为该国的银行运营。

This move is being driven by Trump’s aggressive pro-crypto economic approach, which has led to a sea change in administrative priorities.

这一举动是由特朗普（Trump）积极进取的Pro-Crypto经济方法推动的，这导致了行政优先事项的变化。

Bank Charter Benefits

银行宪章福利

According to a report by Reuters, more than half a dozen industry executives, fintech firms, and crypto companies are planning to expand their business by applying to become state or national banks.

根据路透社的一份报告，超过六个行业高管，金融科技公司和加密货币公司正计划通过申请成为州或国家银行来扩大业务。

Acquiring the status of a bank brings several advantages to crypto firms, enabling them to offer a wider range of financial products and services directly to consumers.

获得银行的地位为加密货币公司带来了一些优势，使他们能够直接向消费​​者提供更广泛的金融产品和服务。

On the other hand, banks are subject to stricter scrutiny and regulatory requirements compared to fintech firms. However, they also enjoy the benefit of deposit insurance, which can be particularly valuable in times of economic uncertainty.

另一方面，与金融科技公司相比，银行受到严格的审查和监管要求。但是，他们也享受存款保险的好处，在经济不确定性时期，这可能特别有价值。

Bank charters were handed out at a rate of 144 per year between 2000 and 2007. In contrast, an average of five bank charters were approved annually between 2010 and 2023 by the US banking regulator.

在2000年至2007年之间，银行宪章以每年144的比率分发。相比之下，美国银行监管机构在2010年至2023年之间平均每年批准了五本银行宪章。

Now, with a new administration in place and a focus on cryptocurrency, industry experts anticipate regulators may become more open to awarding bank charters.

现在，随着新的政府的关注，行业专家预计监管机构可能会更加开放授予银行宪章。

Fintech Firm Secures Bank Charter

金融科技公司确保银行宪章

Rumblings of this shift are already evident. Recently, SmartBiz, a small-business lender and fintech firm, secured a bank charter, marking the first instance of a fintech firm being granted such status since 2021.

这种转变的隆隆声已经很明显。最近，一家小型企业贷方和金融科技公司SmartBiz获得了银行宪章，标志着自2021年以来一家金融科技公司被授予这种地位的第一例。

This development is expected to pave the way for more fintech firms to apply and potentially gain approval for bank charters in the coming months.

预计这一发展将为更多的金融科技公司申请并有可能在未来几个月内申请银行宪章的批准。

The integration of crypto firms into the banking system could have significant implications for the industry and the broader financial landscape.

加密企业纳入银行系统可能会对该行业和更广泛的金融格局产生重大影响。

Best Meme Coin to Buy First-Time Investors

购买初次投资者的最佳模因硬币

With the crypto industry booming, the demand for a privacy-first crypto wallet is surging. Especially after recent malicious attacks like the Bybit hack, users are seeking a secure and trustworthy platform to manage their digital assets.

随着加密货币行业的蓬勃发展，对隐私优先的加密钱包的需求正在飙升。特别是在最近发生的恶意攻击之后，用户正在寻求一个安全且值得信赖的平台来管理其数字资产。

Introducing Best Wallet, a non-custodial crypto wallet that utilizes cutting-edge cryptographic techniques to provide maximum security and privacy for cryptocurrency holdings.

推出最佳钱包，这是一种非习惯加密钱包，利用尖端的加密技术为加密货币持有提供了最大的安全性和隐私性。

Best Wallet is also launching its proprietary token, $BEST, which has already raised an impressive $11M from over 60,000 contributors in just a few months.

最好的钱包还推出了其专有代币，$ Best，它在短短几个月内就已经从60,000多名贡献者那里筹集了令人印象深刻的$ 1100万美元。

The success of the presale is a testament to the interest and anticipation surrounding Best Wallet and its unique offerings.

预售的成功证明了对最佳钱包及其独特产品的兴趣和期望。

As the Best Wallet App is expected to capture over 40% of the crypto wallet market share by 2026, investing in $BEST could be a smart move for first-time investors.

由于预计到2026年，最好的钱包应用程序预计将占据加密钱包市场份额的40％以上，因此对$ BEST进行投资可能是首次投资者的明智之举。

Those who invest in $BEST will benefit from an increase in the crypto’s price when the wallet takes off, and they’ll get a bundle of unique perks within the Best Wallet ecosystem.

那些投资$最佳的人将在钱包起飞时从加密货币的价格上涨中受益，他们将在最佳钱包生态系统中获得一大堆独特的特权。

From a high 140% staking APY to the earliest access to top crypto presales, as well as lower transaction fees on the Best Wallet App, the advantages of owning $BEST are considerable.

从高140％的APY到最早获得顶级加密货币预售的访问，以及最佳钱包应用程序的较低交易费用，拥有$最佳的优势是相当大的。

Join the presale now for just $0.0244. If you need further help, here’s a guide on how to buy Best Wallet Token.

立即以0.0244美元的价格加入预售。如果您需要进一步的帮助，这里是有关如何购买最佳钱包令牌的指南。

2. Best New Crypto to Invest In Today: MIND of Pepe

2。今天最适合投资的新加密：佩佩的思想

The crypto market is expanding rapidly, with an influx of innovative projects and tokens. This rapid growth presents a unique challenge for investors who are trying to identify the best cryptocurrencies to invest in.

加密市场正在迅速扩展，随着创新项目和代币的涌入。这种快速增长给试图确定最佳加密货币投资的投资者带来了一个独特的挑战。

However, with a revolutionary AI agent coin like MIND of Pepe ($MIND), you can take the effort out of finding the best coins.

但是，有了像Pepe的Mind（$ Mind）这样的革命性AI代理硬币，您可以努力寻找最好的硬币。

$MIND is designed to be fully autonomous and self-evolving, capable of interacting with crypto influencers online and making sense of all the different opinions to finally recommend the best tokens.

$ Mind旨在完全自主和自我发展，能够在线与加密影响者进行互动，并了解所有不同的观点，以最终推荐最好的令牌。

Simply put, $MIND will identify the next cryptos to explode, becoming your personal trading buddy and helping you generate handsome profits.

简而言之，$思维将确定下一个要爆炸的加密货币，成为您的个人交易伙伴，并帮助您获得优惠的利润。

Moreover, $MIND will learn through every single interaction and become smarter with time. One day, it’ll be smart enough to launch its own tokens, which will be accessible only to $MIND holders.

此外，$思维将通过每一次互动学习，并随着时间的流逝而变得更加聪明。有一天，它可以启动自己的令牌足够聪明，这仅适用于$ Mind Holders。

As the token is still in presale, becoming a $MIND holder is currently very affordable. Visit the official MIND of Pepe website and grab each token for just $0.0035518.

由于令牌仍在预售中，因此成为$ Mind Holder目前非常负担得起。访问Pepe网站的官方思想，并以0.0035518美元的价格获取每个令牌。

The project has so far raised over $7.4M and is easily among the best new cryptos. Here’s how to buy $MIND.

到目前为止，该项目已筹集了超过740万美元，并且很容易成为最好的新加密货币之一。这是购买$ Mind的方法。

3. Tutorial ($TUT)

3。教程（$ do）

Another one of the best altcoins right now is Tutorial ($TUT), a unique initiative that aims to educate people about cryptocurrency, DeFi, blockchain technology, and especially the BNB network.

目前最好的AltCoins是教程（$ TUT），这是一项独特的计划，旨在教育人们有关加密货币，DEFI，区块链技术，尤其是BNB网络的倡议。

It was initially built as a demonstration token, showing users the entire process of launching a token on the BNB chain.

它最初是作为演示令牌构建的，向用户展示了在BNB链上启动令牌的整个过程。

Thanks to its one-of-a-kind proposition, $TUT exploded almost immediately after its launch towards the

多亏了其独一无二的主张，$ tut几乎在推出后立即爆炸