加密泡沫警告：识别市场峰并保护您的投资组合的3种方法

自从过去十年中，加密货币的价格自加入现场以来就一直在波动，但是在唐纳德·特朗普总统承诺采用加密货币友好的法规后，他们获得了重大的推动。

Cryptocurrency prices have been on a roller coaster ride since exploding onto the scene over the past decade, but they got a major boost following the reelection of President Donald Trump after he promised to adopt crypto-friendly regulations. The price of Bitcoin surged past $100,000, and Trump and First Lady Melania Trump launched memecoins around the time of the inauguration.

自从过去十年爆炸以来，加密货币的价格一直在过山车，但是在唐纳德·特朗普总统承诺采用加密货币友好的法规后，他们获得了重大的推动。比特币的价格飙升了100,000美元，特朗普和第一夫人梅拉尼亚·特朗普在就职典礼上发起了成员。

The level of excitement around crypto has caused some investors to question whether there is a bubble for cryptocurrencies. Here are three ways to identify a potential bubble and how to protect your portfolio from potential losses.

加密货币的兴奋程度使一些投资者质疑加密货币是否存在泡沫。这是确定潜在泡沫以及如何保护投资组合免受潜在损失的三种方法。

Investors issue warnings of a crypto bubble

投资者发布加密泡沫的警告

Just days before Trump took office for his second term, he announced on X (formerly Twitter) that he’d launched a cryptocurrency called $TRUMP. The memecoin quickly surged to a market cap of more than $9 billion as speculators gobbled up the digital coin. The $MELANIA memecoin launched on Jan. 19, and it reached a peak of more than $1 billion in market value. Both coins have since dropped by more than 75 percent from their highs.

在特朗普上任第二任期的前几天，他在X（以前是Twitter）上宣布，他发起了一种名为$ TRUMP的加密货币。由于投机者吞噬了数字硬币，这一纪念物迅速飙升至90亿美元的市值。 Melania Memecoin于1月19日推出，其市场价值超过10亿美元。此后，这两枚硬币从高高处下降了75％以上。

The rise of these memecoins and others like them, such as Fartcoin, has some investors concerned that there are signs of a crypto bubble.

这些模因和其他类似人的兴起，例如Fartcoin，有些投资者担心存在加密泡沫的迹象。

Hedge fund Elliott Management warned of a speculative frenzy in crypto markets in a recent investor letter, according to a report in the Financial Times. The letter said that the “inevitable collapse” of the crypto bubble “could wreak havoc in ways we cannot yet anticipate,” according to the report.

根据《金融时报》的一份报告，对冲基金Elliott Management在最近的投资者信中警告了加密货币市场的投机性疯狂。这封信说，加密泡沫的“不可避免的崩溃”“可能会以我们无法预料的方式造成严重破坏”。

Investor and hedge fund manager David Einhorn also recently highlighted memecoins in a quarterly investor letter.

投资者兼对冲基金经理戴维·埃因霍恩（David Einhorn）最近在季度投资者的信中强调了纪念品。

“We have reached the ‘Fartcoin’ stage of the market cycle,” Einhorn said. “Other than trading and speculation, it serves no other obvious purpose and fulfills no need that is not served elsewhere.”

Einhorn说：“我们已经达到了市场周期的'Fartcoin阶段。” “除了贸易和投机外，它没有其他明显的目的，也没有在其他地方没有服务的必需。”

“It’s anyone’s guess as to what will happen next, but it feels like it’s going to be wild,” Einhorn said.

Einhorn说：“有人猜到接下来会发生什么，但感觉就像是疯狂的。”

If you own cryptocurrencies and are concerned about the potential of a bubble, you may want to speak with a financial advisor, who can help you develop a strategy based on your individual needs, risk tolerance and time horizon.

如果您拥有加密货币并担心泡沫的潜力，您可能想与财务顾问交谈，他们可以帮助您根据个人需求，风险承受能力和时间范围来制定策略。

3 ways to identify a crypto bubble

识别加密泡沫的3种方法

Identifying a crypto bubble is easier said than done. Part of the challenge is that crypto has had bubble-like characteristics since its beginnings, such as having very few uses and lacking underlying cash flow that would support intrinsic value. But there’s no denying that prices have risen significantly.

确定加密泡沫容易说起来容易做起来难。挑战的一部分是，自加密以来就具有类似泡沫的特征，例如几乎没有用途，并且缺乏支持内在价值的基本现金流。但是，不可否认的是价格已经大幅上涨。

Here are three ways to spot a potential crypto bubble.

这是发现潜在加密泡沫的三种方法。

How to protect yourself from a crypto bubble

如何保护自己免受加密泡沫

If you’re concerned about a potential crypto bubble, there are a few things you can do to protect your portfolio.

如果您担心潜在的加密泡沫，那么您可以采取一些措施来保护您的投资组合。

If you aren’t sure about the best way to protect yourself from a possible crypto bubble, consider meeting with a financial advisor to discuss your situation. Bankrate’s financial advisor matching tool can help you find an advisor in your area.

如果您不确定保护自己免受可能的加密泡沫的最佳方法，请考虑与财务顾问会面以讨论您的情况。 Bankrate的财务顾问匹配工具可以帮助您在您所在地区找到顾问。