查尔斯·施瓦布（Charles Schwab）计划进入加密货币市场。

该公司的目标是在明年启动现货加密货币交易平台。

Charles Schwab is planning to enter the cryptocurrency market with a spot crypto trading platform, aiming for a launch within the next year, according to observations by InvestNews. This move showcases the expanding interest in digital assets among investors, particularly from younger demographic groups. The changes highlight the gradual acceptance of traditional financial institutions towards digital markets as they venture into this new domain.

根据Investnews的观察，查尔斯·施瓦布（Charles Schwab）计划通过一个现货加密货币交易平台进入加密货币市场，旨在在明年内发布。这一举动展示了投资者（尤其是年轻人口群体）对数字资产的不断增长。这些变化突出了传统金融机构在数字市场中逐步接受，他们冒险进入这个新领域。

During a recent earnings call, CEO Rick Wurster presented positive perspectives on the company's progress in navigating regulatory modifications. According to Mr. Wurster's statements, Schwab is poised to commence direct crypto trading services in the upcoming year.

在最近的收益电话中，首席执行官里克·沃斯特（Rick Wurster）对公司在监管修改方面的进展提出了积极的看法。根据Wurster先生的陈述，Schwab有望在下一年开始直接加密交易服务。

"We're planning to launch a U.S. spot crypto trading platform in the next 12 months, subject to final regulatory approval, which is a significant milestone for the company," he explained.

他解释说：“我们计划在未来12个月内启动一个美国现货加密货币交易平台，但要获得最终的监管机构批准，这对公司来说是一个重要的里程碑。”

This initiative follows a period of sustained interest in cryptocurrencies, which has led several major brokerages to introduce limited products or services. Nonetheless, they are now prepared to take a more substantial step into this market. Among these institutions, Fidelity has been a frontrunner in making a broader entry into crypto-based markets, while other companies, such as Vanguard, have displayed less commitment to this space.

该计划遵循对加密货币持续兴趣的时期，这导致了几家主要经纪人引入有限的产品或服务。尽管如此，他们现在准备迈出更实质性的一步。在这些机构中，Fidelity在更广泛地进入基于加密货币的市场方面一直是领先者，而其他公司（例如Vanguard）对这一领域的承诺较少。

Despite announcing plans for these products, there are no signs of complacency in the usual statement on Schwab's website regarding crypto service risks. The company cautions investors that prices undergo changes and emphasizes the possibility of losing part or all of the original investment.

尽管宣布了这些产品的计划，但在Schwab网站上关于加密服务风险的通常声明中没有自满的迹象。该公司要求投资者进行价格发生变化，并强调失去部分或全部投资的可能性。

"The value of cryptocurrencies can vary widely and rapidly, and they may decline to zero. Cryptocurrency investments are not suitable for all investors," warns the company in its risk statement.

该公司在其风险声明中警告说：“加密货币的价值可能会差异很快，并且可能降至零。加密货币投资并不适合所有投资者。”

This signals that Schwab is considerate of its users and shields them, yet it is also mindful of customer needs, contrasting with Vanguard's complete rejection of crypto ETFs and its sustained caution on this topic.

这表明施瓦布（Schwab）对用户有所考虑并屏蔽他们，但它也谨记客户需求，与Vanguard完全拒绝加密ETF及其对该主题的持续谨慎对比。

However, according to leadership at Charles Schwab, the company can attract users by offering trusted services.

但是，根据查尔斯·施瓦布（Charles Schwab）的领导力，该公司可以通过提供可信赖的服务来吸引用户。

"I think what people are interested in is being able to invest in crypto through a company that they know and trust," said Mr. Wurster, highlighting the company's confidence in its platform.

沃斯特先生说：“我认为人们感兴趣的是能够通过一家他们知道和信任的公司投资加密货币。”

When the platform launches, it should make Schwab more easily recognizable compared to its competitors.

当平台启动时，与竞争对手相比，它应该使Schwab更容易识别。

Meanwhile, industry experts predict that spot crypto trading will become a standard service offered by major brokerages in the near future.

同时，行业专家预测，现货加密货币交易将在不久的将来成为主要经纪人提供的标准服务。

"I suspect we'll see more and more move into offering crypto products and services," said Nate Geraci, president of ETFStore, in a post on the X account.

“我怀疑我们会看到越来越多地提供加密产品和服务，” Etfstore总裁Nate Geraci在X帐户上的帖子中说。

The regulatory framework will determine how quickly Schwab can proceed, but the firm anticipates launching its platform in the next year.

监管框架将确定施瓦布（Schwab）的发展速度，但该公司预计将在明年推出其平台。

Schwab is also exploring other avenues for growth in the fintech and crypto domains. Earlier this year, the company formed a partnership with Trump Media and Technology Group to create a new company called Truth.Fi.

Schwab还正在探索金融科技和加密型领域增长的其他途径。今年早些时候，该公司与特朗普媒体和技术集团建立了合作伙伴关系，创建了一家名为Truth.fi的新公司。

This venture aims to collect funds and make investments that support American businesses and endeavors. The platform will present its users with a diverse range of investment options, including both ETFs and crypto-related instruments.

该冒险旨在收集资金并进行支持美国业务和努力的投资。该平台将向其用户提供各种各样的投资选择，包括ETF和与加密相关的仪器。

Among the services offered by Truth.Fi, users will have access to both traditional and digital asset classes. The partnership will see Schwab taking charge of asset custody and providing investment advice to clients.

在truth.fi提供的服务中，用户将可以同时访问传统和数字资产类别。该合作伙伴关系将使Schwab负责资产监护权并向客户提供投资建议。

Earlier this year, Schwab created a new division to allocate funds ranging from $250 million to $300 million for strategic partnerships and emerging technologies, showcasing its dedication to developing its services beyond standard brokerage operations.

今年早些时候，施瓦布（Schwab）创建了一个新的部门，用于分配资金，从2.5亿美元到3亿美元，用于战略合作伙伴关系和新兴技术，展示了其对在标准经纪业务之外开发其服务的奉献精神。

By entering into the Truth.Fi partnership, Schwab is securing stronger and more loyal relationships with patriotic investors who are seeking alternative financial solutions.

通过建立真相。FI合作伙伴关系，Schwab正在与寻求替代金融解决方案的爱国投资者建立更牢固，更忠诚的关系。

Through this division, Schwab remains diligent in monitoring and adapting to the changing regulatory landscape within the financial market.

通过这个部门，Schwab在监视和适应金融市场内不断变化的监管格局方面仍然勤奋。

During the Trump administration, Paul Atkins obtained a position as Chair of the Securities and Exchange Commission (SEC), which could facilitate brokers offering crypto services more readily.

在特朗普政府期间，保罗·阿特金斯（Paul Atkins）担任证券交易委员会（SEC）的主席，这可以促进提供加密服务的经纪人。

This move towards facilitating crypto offerings contrasts with the actions of the Obama administration, which saw the SEC take a less favorable view of brokers engaging in crypto-related activities.

这一举动促进加密产品与奥巴马政府的行动形成鲜明对比，奥巴马政府对经纪人从事与加密相关的活动的看法不太好。

The administration's actions had a direct impact on the types of products and services that financial institutions could provide to their clients.

政府的行动直接影响金融机构可以向客户提供的产品和服务类型。

With the administration's focus on fostering innovation and economic growth, it is no surprise that they took steps to integrate emerging technologies and markets, such as cryptocurrencies, into the existing legal and regulatory frameworks.

政府专注于促进创新和经济增长，他们采取了措施将新兴技术和市场（例如加密货币）整合到现有的法律和监管框架中也就不足为奇了。

This shift in administrative priorities had significant implications for institutions like Charles Schwab, granting them greater flexibility to expand into new domains and serve the evolving needs of their investors.

行政优先事项的这种转变对查尔斯·施瓦布（Charles Schwab）等机构产生了重大影响，使他们更加灵活地扩展到新领域并满足投资者不断发展的需求。

As the company continues to make detailed preparations for its entry into the crypto market, it awaits the final approval to launch its crypto trading platform.

随着该公司继续为进入加密货币市场的详细准备工作，它等待着最终批准来启动其加密货币交易平台。

Overall, changes in the financial world have prompted Charles Schwab to prepare for its forthcoming introduction of crypto-related services. The company maintains caution but continues its preparations to serve the increasing customer demand for these products and technologies. When Schwab receives the proper timing and approval, the firm has the potential to make a significant impact on crypto trading operations with its planned launch.

总体而言，金融界的变化促使查尔斯·施瓦布（Charles Schwab）为即将推出加密相关服务的推出做准备。该公司保持谨慎，但继续准备满足对这些产品和技术的客户需求不断增长的准备。当Schwab获得适当的时机和批准时，该公司有可能通过计划推出对加密货币交易运营产生重大影响。