免费兑现硬币的最佳地点

您可以在 Coinstar 售货亭、银行、信用合作社等处免费兑换硬币。请继续阅读有关如何以及在哪里可以存入硬币并免费获取现金的更多信息。

People have used clay pots, metal boxes, piggy banks and more to stash their cash and coins for years. Whether it’s found between couch cushions, stuffed in jeans pockets or gathered at the bottom of a purse, change adds up over time. In fact, saving it may be the easiest part. Finding a place to change loose coins for cash can be a bit trickier.

多年来，人们一直使用陶罐、金属盒、存钱罐等来存放现金和硬币。无论是放在沙发垫之间、塞在牛仔裤口袋里还是放在钱包底部，随着时间的推移，变化会不断增加。事实上，保存它可能是最简单的部分。寻找一个将散装硬币兑换成现金的地方可能有点棘手。

Best Places To Cash Coins for Free

免费兑现硬币的最佳地点

You can cash coins in for free at Coinstar kiosks, banks, credit unions and more. Read on for more on how and where you can deposit coins and get cash for free.

您可以在 Coinstar 售货亭、银行、信用合作社等处免费兑换硬币。请继续阅读有关如何以及在哪里可以存入硬币并免费获取现金的更多信息。

Some banks and credit unions offer free coin-counting services. Most limit this service to customers, and you’ll find some variations in how the services work. Some have self-service coin counters on site. Others restrict the amount of change you can convert in a single visit.

一些银行和信用合作社提供免费的硬币点算服务。大多数服务仅限于客户，并且您会发现服务的工作方式存在一些差异。部分酒店内设有自助硬币柜台。其他人则限制您在单次访问中可以兑换的找零金额。

The following list includes a sample of some of the places where you can cash in your coins for free:

以下列表包含一些可以免费兑换硬币的地方示例：

PNC Bank accepts rolled coins for deposit into your PNC account. Just visit a branch and make your deposit with a teller. Tellers can also provide coin wrappers.

PNC 银行接受滚动硬币存入您的 PNC 账户。只需前往分行并向柜员存款即可。出纳员还可以提供硬币包装纸。

Bank of America, Member FDIC, accepts U.S. coins, but they must be presented in full rolls at any of the bank’s local financial centers. Find your nearest one by entering your address in Bank of America’s branch locator.

作为 FDIC 成员的美国银行接受美国硬币，但必须在该银行的任何当地金融中心出示整卷硬币。在美国银行分行定位器中输入您的地址即可找到离您最近的分行。

If you have a Chase account, you can deposit your coins there. In fact, Chase has recommended that customers deposit coins to help alleviate the coin shortage. Not all branches accept them, however. To see if yours does, use the branch locator on the Chase website to search your local branches. Branches that don’t accept coins have a “No coin transactions” notation in their listing.

如果您有大通账户，您可以在那里存入您的硬币。事实上，大通银行已建议客户存入硬币，以帮助缓解硬币短缺的情况。然而，并非所有分支机构都接受它们。要查看您的分支机构是否这样做，请使用大通网站上的分支机构定位器搜索您当地的分支机构。不接受硬币的分行在其列表中会有“禁止硬币交易”的注释。

Citizens Bank accepts loose change in amounts below $20 and rolled coins amounting to $20 or more. Some branch locations provide wrappers. Citizens gives you a choice between depositing the coins and exchanging them for cash, but you’ll need to have a valid photo ID and your account information handy when you go.

公民银行接受金额低于 20 美元的零钱和金额为 20 美元或以上的硬币。一些分店提供包装纸。 Citizens 允许您选择存入硬币还是兑换现金，但您去时需要携带有效的带照片的身份证件和帐户信息。

JBT offers self-serve coin-counting machines at each of its branches. Customers can count change for free. Noncustomers pay a fee, which JBT donates to charity through its Make Change Count program.

JBT 在其每个分行都提供自助硬币计数机。顾客可以免费找零。非客户需支付一定费用，JBT 通过其 Make Change Count 计划将这笔费用捐赠给慈善机构。

New Jersey’s Manasquan Bank has coin machines at many, if not all, branches. Bank clients can bring their coins in for free. Non-clients pay a 15% redemption fee. Check the bank’s location finder to see if your branch offers this service.

新泽西州的马纳斯泉银行在许多（如果不是全部）分行都设有投币机。银行客户可以免费携带硬币。非客户需支付15%的赎回费。检查银行的​​位置查找器，看看您的分行是否提供此服务。

Republic Bank’s branches feature Magic Money coin-counting machines for customers only. You can even win a prize for using one.

共和银行的分行设有仅供客户使用的 Magic Money 点钞机。您甚至可以通过使用它来赢得奖品。

Coin counters are available for bank customers only at least at some U.S. Bank branches.

至少在美国银行的一些分行，硬币柜台可供银行客户使用。

State Employees’ Credit Union accepts coins and has a Coinstar coin counter to do the work for you. However, the service is for members only. You can deposit the coins into your primary SECU checking or CPG account and access it immediately using your SECU debit card. Or take the voucher to a teller to receive cash, deposit the money or make a loan or credit card payment.

州雇员信用合作社接受硬币，并设有 Coinstar 硬币计数器来为您完成这项工作。不过，该服务仅供会员使用。您可以将硬币存入您的主要 SECU 支票或 CPG 账户，并使用您的 SECU 借记卡立即访问该账户。或者将凭证带到柜员处领取现金、存入资金或进行贷款或信用卡付款。

Members of Penn East Federal Credit Union have access to complimentary coin-counting services. Nonmembers pay a 2% fee. The service is available at every branch, and you can either deposit the proceeds or keep the cash.

宾夕法尼亚东联邦信用合作社的会员可以享受免费的硬币计数服务。非会员需缴纳2%的费用。每个分行都提供这项服务，您可以存入收益或保留现金。

Suncoast Credit Union has self-service coin-counting machines in each branch lobby, but while they’re cheaper than machines in retail stores, they’re not free. Members pay a 5% fee on the coin total. Nonmembers pay 10%. Note that coins must be loose — Suncoast doesn’t accept rolled coins.

Suncoast Credit Union 在每个分行大厅都设有自助硬币点算机，但虽然它们比零售商店的机器便宜，但它们不是免费的。会员需支付代币总额 5% 的费用。非会员支付10%。请注意，硬币必须是散装的 - Suncoast 不接受滚动的硬币。

Coin collecting kiosks from Coinstar are located in over 24,000 banks, Walmart stores, supermarkets, gas stations and many other retailers. Pour your loose change into the receiver and let the machine do the work of sorting and counting the coins.

Coinstar 的硬币收集亭遍布 24,000 多家银行、沃尔玛商店、超市、加油站和许多其他零售商。将零钱倒入接收器，让机器进行硬币分类和计数工作。

Coinstar offers a few ways to cash out, some of which are free:

Coinstar 提供了几种提现方式，其中一些是免费的：

Cash: You’ll get a voucher to take to the cashier to exchange for cash.

现金：您将获得一张优惠券，可以带到收银台兑换现金。

E-gift card: You receive a code instead of a physical card. The code works like cash when you make a purchase at the store or restaurant.

电子礼品卡：您收到的是代码而不是实体卡。当您在商店或餐厅购物时，该代码的作用就像现金一样。

Charitable donation: You’ll receive a receipt for tax purposes.

慈善捐赠：您将收到用于税务目的的收据。

Coinstar’s fees, which may vary by location, include a service fee of up to 12.5% and a 50-cent transaction fee if you want to receive your money as cash. However, the e-gift card option is free. Choose an e-gift card from a Coinstar partner merchant, including Apple, Outback Steakhouse, Nike and Southwest Airlines, and you won’t pay a penny to convert your change.

Coinstar 的费用可能因地点而异，包括高达 12.5% 的服务费和 50 美分的交易费（如果您想以现金方式接收资金）。但是，电子礼品卡选项是免费的。从 Coinstar 合作商家（包括 Apple、Outback Steakhouse、Nike 和 Southwest Airlines）选择电子礼品卡，您无需支付一分钱即可兑换零钱。

Charitable donations are also free, but

慈善捐款也是免费的，但是