巴西悄悄地为未来的财务上的占主导地位奠定了基础

通过Fintech Innovator Liqi与区块链基础设施提供商XDC网络之间的新战略伙伴关系，该国有望在实现现实世界中的资产（RWAS）中发挥领导作用。

Brazil is quietly laying the groundwork to become a dominant player in the future of finance. And with a new strategic partnership between fintech innovator LIQI and blockchain infrastructure provider XDC Network, the country is poised to take a leadership role in tokenizing real-world assets (RWAs).

巴西正在悄悄地奠定基础，以成为未来金融的主导者。通过金融科技创新者LIQI与区块链基础设施提供商XDC网络之间的新战略伙伴关系，该国有望在实现现实世界中的资产（RWAS）中发挥领导作用。

This isn’t a speculative move. LIQI and XDC plan to issue up to $500 million in tokenized real-world assets over the XDC Network. The implications are massive for Brazil’s financial ecosystem and the global evolution of capital markets.

这不是投机性的举动。 Liqi和XDC计划在XDC网络上发放多达5亿美元的令牌现实世界资产。这对巴西的金融生态系统和资本市场的全球演变具有巨大的影响。

But first, let’s break down the partnership and its significance.

但是首先，让我们分解伙伴关系及其意义。

An Overview of LIQI

Liqi的概述

LIQI is a Brazilian fintech startup founded in 2021 with a clear focus: building regulated infrastructure to tokenize and trade digital financial instruments.

Liqi是一家巴西金融科技初创公司，成立于2021年，其重点明确：建立受监管的基础设施，用于代币和交易数字金融工具。

The startup has already secured investments from Kinea Ventures (Itaú Unibanco’s VC arm), Oliveira Trust, and Honey Island by 4UM, showcasing interest from both venture capital and private equity firms.

该初创公司已经从4UM获得了Kinea Ventures（ItaúUnibanco的VC机构），Oliveira Trust和Honey Island的投资，从而展示了风险投资和私募股权公司的兴趣。

Importantly, LIQI also has a track record. It has already led multiple institutional tokenization efforts in Brazil, such as launching the country’s first tokenized investment in credit rights.

重要的是，Liqi也有记录。它已经领导了巴西的多次机构令牌化工作，例如启动该国首次对信贷权利投资。

The startup has structured tokenized assets backed by receivables and private financial instruments, working with both large, established banks like Banco BV and smaller, mid-tier banks and financial institutions for optimal legal structuring in accordance with Central Bank regulations. It has also engaged in structuring operations with investment funds, highlighting its versatility.

该初创公司已经结构了由应收账款和私人金融工具支持的令牌化资产，与大型银行（如Banco BV）以及规模较小的中型银行和金融机构合作，根据中央银行法规，以实现最佳法律结构。它还通过投资基金进行结构运营，突出了其多功能性。

In short, LIQI isn’t just talking about tokenization. It’s doing it at scale and within existing regulatory frameworks.

简而言之，Liqi不仅在谈论令牌化。它在大规模和现有的监管框架内进行。

Why the XDC Network Matters

为什么XDC网络很重要

On the blockchain side of the equation, the XDC Network provides the technical foundation to support large-scale, institutional-grade tokenization.

在方程式的区块链侧，XDC网络为支持大规模的机构令牌化提供了技术基础。

As a public Layer 1 blockchain, XDC stands out by combining the benefits of decentralization with enterprise-level performance. It uses a delegated proof-of-stake (dPoS) consensus model that enables fast, low-cost, and energy-efficient transactions.

作为公共第1层区块链，XDC通过将权力下放的好处与企业级绩效相结合来脱颖而出。它使用授权证明（DPO）共识模型，该模型可以实现快速，低成本和节能的交易。

XDC offers settlement times of a few seconds and transaction fees that are nearly zero—critical factors when handling high-volume asset transfers.

XDC提供几秒钟的结算时间和交易费用几乎为零，即处理高量资产传输时的关键因素。

The network also complies with ISO 20022 and MLETR standards, aligning it with global financial systems’ messaging and legal requirements. XDC is actively involved in industry initiatives such as the Trade Finance Distribution (TFD) Initiative and is a member of the International Trade and Forfaiting Association (ITFA).

该网络还符合ISO 20022和MLETR标准，使其与全球金融系统的消息传递和法律要求保持一致。 XDC积极参与行业倡议，例如贸易融资分配（TFD）倡议，并且是国际贸易和Forfaiting Association（ITFA）的成员。

This mix of speed, compliance, and interoperability makes XDC a natural fit for institutional use cases and a logical partner for LIQI.

速度，合规性和互操作性的混合使XDC非常适合机构用例，并且是LIQI的逻辑合作伙伴。

Brazil: From Emerging Market to RWA Tokenization Leader

巴西：从新兴市场到RWA代币化领导者

On the surface, Brazil might seem like an emerging market still developing the systems needed for advanced financial instruments. But in recent years, its fintech sector has blossomed thanks to a proactive regulatory environment and a tech-savvy population.

从表面上看，巴西似乎似乎仍在开发高级金融工具所需的系统。但是近年来，由于积极主动的监管环境和精通技术的人口，其金融科技行业蓬勃发展。

With initiatives like open banking and the central bank’s digital real (DREX), Brazil has shown it can be both innovative and compliant, setting it up well for tokenization to take hold.

通过开放银行和中央银行的数字皇家（DREX）等倡议，巴西表明它既可以创新又合规，从而使令牌化良好。

The LIQI-XDC partnership plans to tokenize a wide range of tangible assets, such as private credit, receivables, corporate debt, agribusiness instruments, and real estate, through already validated structures in accordance with Brazilian legislation.

LIQI-XDC合作伙伴计划通过根据巴西立法已经验证的结构来使各种有形资产（例如私人信贷，应收账款，公司债务，农业综合企业工具和房地产）等各种有形资产。

The result will be a modern alternative to traditional vehicles like FIDC (Credit Rights Investment Funds), offering greater liquidity, transparency, and on-chain traceability. These tokens will be easily traded, audited in real-time, and accessible by a broader range of investors.

结果将是传统车辆（例如FIDC（信贷权投资基金））的现代替代品，提供了更高的流动性，透明度和链上可追溯性。这些代币将很容易被实时交易，实时审核，并且可以由更广泛的投资者访问。

This initiative will also be one of the largest-scale RWA tokenization efforts in Latin America, with plans to issue up to $500 million in tokenized assets.

该计划还将是拉丁美洲最大规模的RWA令牌化工作之一，并计划发行高达5亿美元的令牌资产。

“We are structuring half a billion dollars in real-world assets directly on XDC. This is one of the largest institutional operations ever conducted in Latin America,” said Daniel Coquieri, CEO of LIQI.

Liqi首席执行官Daniel Coquieri说：“我们正在直接在XDC上构建50亿美元的现实资产。这是拉丁美洲有史以来最大的机构运营之一。”

The first few issuances will begin within 90 days, and there are already expansion plans in motion. Issuers will span various industries and sizes, reflecting the broad applicability of RWA tokenization.

前几次发行将在90天内开始，并且已经有了扩展计划。发行人将跨越各种行业和规模，以反映RWA令牌化的广泛适用性。

The Bottom Line

底线

The LIQI-XDC partnership is more than a regional story. It represents a blueprint for how fintech firms and blockchain networks can work together to build scalable, compliant, and efficient financial ecosystems.

Liqi-XDC合作伙伴关系不仅仅是一个区域故事。它代表着金融科技公司和区块链网络如何共同构建可扩展，合规和有效的金融生态系统的蓝图。

For institutional investors, it signals that tokenization is moving beyond theory into practice. For regulators, it demonstrates how blockchain-based financial instruments can operate within existing legal frameworks. And for developing markets, it offers a path toward greater financial inclusion and participation in global capital flows.

对于机构投资者而言，它表明象征化已超越理论化。对于监管机构，它演示了基于区块链的金融工具如何在现有法律框架内运作。对于发展中的市场，它为更大的财务包容性和参与全球资本流程提供了途径。