今天的比特币和 XRP 新闻，比特币和 XRP 的价格准备创下历史新高

比特币价格重回每比特币 105,000 美元以上，在过去一年中增长了一倍多，推动了整个加密货币市场的发展

Bitcoin price today soared 5% overnight to $105,456, according to the Bitcoin Liquid Index. The rally comes as traders grow optimistic about Donald Trump’s proposed U.S. Strategic Bitcoin reserve, now seen as a near certainty. This is reflected in the rising odds on the betting site Polymarket. The odds that the U.S. will create a National Bitcoin Reserve have climbed to 62%, up 20% this week.

根据比特币流动性指数，今天比特币价格隔夜飙升 5% 至 105,456 美元。此次上涨之际，交易员对唐纳德·特朗普提出的美国战略比特币储备感到乐观，该储备现在被视为几乎确定无疑。这反映在博彩网站 Polymarket 不断上升的赔率上。美国创建国家比特币储备的可能性已攀升至 62%，本周上升了 20%。

Related: Bitcoin Price Analysis: BTC/USD Set to Test $110K Resistance as Trump Pro-Crypto Agenda Commences

相关：比特币价格分析：随着特朗普支持加密货币议程的开始，比特币/美元将测试 11 万美元阻力位

The odds that the U.S. will create a National Bitcoin Reserve are climbing fast. Source: Polymarket

美国建立国家比特币储备的可能性正在迅速攀升。资料来源：Polymarket

XRP to Lead America-First Crypto Strategic Reserve?

XRP 将领导美国第一加密货币战略储备？

Leaked reports this week also suggest that the Trump administration may expand its crypto reserve plans, emphasizing U.S.-developed cryptocurrencies such as Ripple’s XRP and Solana. This “America-first strategic reserve” would reportedly back Solana, a blockchain rival to Ethereum; USDC, a stablecoin issued by Circle and supported by Coinbase; and XRP, created by Ripple to streamline cross-border payments.

本周泄露的报告还表明，特朗普政府可能会扩大其加密货币储备计划，重点关注美国开发的加密货币，例如 Ripple 的 XRP 和 Solana。据报道，这一“美国优先的战略储备”将支持以太坊的区块链竞争对手 Solana； USDC，由 Circle 发行、Coinbase 支持的稳定币； XRP，由 Ripple 创建，旨在简化跨境支付。

The New York Post, and Forbes citing anonymous sources, claimed Trump is “receptive” to the idea following discussions with Ripple CEO Brad Garlinghouse and Coinbase CEO Brian Armstrong. Source: Forbes, NYP

《纽约邮报》和《福布斯》援引匿名消息人士的话说，在与 Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 和 Coinbase 首席执行官布莱恩·阿姆斯特朗 (Brian Armstrong) 讨论后，特朗普“接受”这个想法。资料来源：《福布斯》、纽约时报

Earlier this month, Circle CEO Jeremy Allaire revealed on X that the company had contributed $1 million worth of USDC to Trump’s inaugural committee, joining other firms seeking favor with the incoming administration.

本月早些时候，Circle 首席执行官 Jeremy Allaire 在 X 上透露，该公司已向特朗普的就职委员会捐赠了价值 100 万美元的 USDC，与其他公司一起寻求即将上任政府的支持。

Meanwhile, Ripple’s XRP has skyrocketed 500% since Trump’s November election win, fueled by hopes that the administration will ease regulatory pressures on the company. Google Searches for XRP have skyrocketed past Bitcoin as retail investors flock to buy XRP.

与此同时，自特朗普 11 月赢得大选以来，Ripple 的 XRP 飙升了 500%，这是由于政府希望政府减轻对该公司的监管压力。随着散户投资者蜂拥购买 XRP，谷歌对 XRP 的搜索量飙升至超过比特币。

Google Searches for XRP have surpassed Bitcoin for the first time, Source: Google Trends

XRP 的谷歌搜索量首次超过比特币，来源：谷歌趋势

This week’s rumors that XRP will be added to an American Crypto Reserve pushed the price even higher, before a period of profit-taking today.

本周有关 XRP 将被添加到美国加密货币储备中的传言进一步推高了价格，随后今天出现了一段获利了结的时期。

XRP is down 3% in 24 hours, but up an astonishing 498% over the last 90 days. Source: Coinmarketcap

XRP 在 24 小时内下跌了 3%，但在过去 90 天内上涨了惊人的 498%。资料来源：Coinmarketcap

“Compared to other cryptocurrencies, XRP has shown phenomenal strength,” said Jason Jones, an analyst at Brave New Coin, adding that while others have experienced pullbacks, “XRP has been on an absolute tear and now appears ready to surpass its all-time high.”

Brave New Coin 分析师杰森·琼斯 (Jason Jones) 表示：“与其他加密货币相比，XRP 表现出了惊人的实力。”他补充道，虽然其他加密货币经历了回调，但“XRP 一直处于绝对上涨状态，现在似乎已经准备好超越其历史最高水平”。高的。”

Regulatory Environment Will Favor Ripple’s XRP Under Trump

特朗普领导下的监管环境将有利于 Ripple 的 XRP

The recent regulatory landscape for cryptocurrencies has been turbulent, shaped by aggressive enforcement under SEC Chair Gary Gensler. Gensler’s tenure has been defined by stringent actions, including high-profile cases such as the SEC Vs Ripple, creating an uncertain environment for digital assets.

最近，加密货币的监管环境一直动荡不安，这是由 SEC 主席加里·詹斯勒 (Gary Gensler) 领导下的积极执法造成的。 Gensler 的任期是通过严格的行动来定义的，包括 SEC 诉 Ripple 等备受瞩目的案件，为数字资产创造了一个不确定的环境。

With Donald Trump’s election victory, however, the crypto world anticipates a significant shift toward a more favorable regulatory climate. Trump’s appointment of Paul Atkins, known for his crypto-friendly stance, as the new SEC Chair signals a potential easing of regulatory burdens. Atkins is expected to push for clearer guidelines and policies that foster innovation, potentially providing a significant boost for Ripple’s XRP and other crypto entities.

然而，随着唐纳德·特朗普的选举胜利，加密货币世界预计将朝着更有利的监管环境发生重大转变。特朗普任命以加密货币友好立场而闻名的保罗·阿特金斯 (Paul Atkins) 担任新任 SEC 主席，这标志着监管负担可能会减轻。阿特金斯预计将推动制定更明确的指导方针和政策，以促进创新，从而可能为 Ripple 的 XRP 和其他加密实体提供重大推动。

What to Expect From Trump’s Pro-Crypto Agenda

对特朗普的支持加密货币议程有何期待

President Trump has pledged bold action to reshape crypto regulations, with promises of Executive Orders aimed at making the sector a priority for innovation. Highlights of his agenda include:

特朗普总统承诺采取大胆行动重塑加密货币法规，并承诺发布行政命令，旨在使该行业成为创新的优先事项。他的议程重点包括：

XRP’s Primary Use Case: A Double-Edged Sword

XRP 的主要用例：一把双刃剑

To understand why the future is so bright for Ripple and XRP, it is important to understand the background. Every year, banks and financial institutions spend hundreds of billions of dollars on fees for transferring funds globally, often waiting days for transactions to settle. It is an antiquated system crying out for innovation, and XRP was designed to fill that gap.

要了解为什么 Ripple 和 XRP 的未来如此光明，了解背景非常重要。每年，银行和金融机构在全球范围内转移资金的费用高达数千亿美元，通常需要等待数天才能完成交易。这是一个迫切需要创新的过时系统，XRP 旨在填补这一空白。

XRP facilitates fast, secure transactions between financial institutions at a fraction of the cost of traditional methods. While Bitcoin is sometimes proposed as an alternative, XRP outshines it in this context: Bitcoin is slower, more expensive, and lacks scalability. The XRP network processes thousands of transactions per second compared to Bitcoin’s meager seven.

XRP 促进金融机构之间快速、安全的交易，而成本仅为传统方法的一小部分。虽然比特币有时被提议作为替代方案，但 XRP 在这方面比它更胜一筹：比特币速度较慢、成本较高且缺乏可扩展性。 XRP 网络每秒处理数千笔交易，而比特币每秒处理的交易数量仅为 7 笔。

Thanks to these advantages, XRP has gained real-world traction. Its underlying network, RippleNet, is used by financial institutions worldwide. Considering legacy systems cost banks $193 billion in fees last year, the potential for disruption is enormous. If XRP captures a significant market share, the network fees alone could be substantial. Moreover, banks transacting on RippleNet would need to buy and hold XRP, creating a supply crunch and potentially boosting its value further.

由于这些优势，XRP 获得了现实世界的关注。其底层网络 RippleNet 被全球金融机构使用。考虑到遗留系统去年给银行带来了 1,930 亿美元的费用，颠覆的可能性是巨大的。如果 XRP 占据重要的市场份额，那么仅网络费用就可能很高。此外，在 RippleNet 上进行交易的银行需要购买并持有 XRP，从而造成供应紧缩，并有可能进一步提升其价值。

Is There a Crack in this Narrative?

这个叙述有裂缝吗？

Look, we get it, the pitch is compelling, which is why Ripple and XRP are generating so much buzz. However, a closer look reveals some significant flaws in these assumptions.

看，我们明白了，宣传很引人注目，这就是 Ripple 和 XRP 引起如此多关注的原因。然而，仔细观察就会发现这些假设存在一些重大缺陷。

While XRP’s design and use case position it as a potential disruptor in the financial sector

虽然 XRP 的设计和用例将其定位为金融领域的潜在颠覆者