2024 年：比特币减半和 Memecoin 重新定义了加密货币金融

随着加密货币史上最好的一年即将结束，我们有必要回顾一下它的发展历程以及 2025 年的发展。

2024 was a landmark year for crypto. Bitcoin led the show, surging past the much-awaited $100,000 mark in early December. But it wasn’t just about Bitcoin’s success. It was also about key infrastructural upgrades and cutting-edge innovations across Layer-2s, Real-World Assets (RWAs), and Crypto AI.

2024 年对于加密货币来说是具有里程碑意义的一年。比特币领涨，在 12 月初飙升至期待已久的 10 万美元大关。但这不仅仅是比特币的成功。它还涉及 Layer-2、现实世界资产 (RWA) 和加密人工智能的关键基础设施升级和尖端创新。

Here's a quick recap of how 2024 unfolded in crypto.

以下是 2024 年加密货币领域的快速回顾。

Cruising Past $100K, Bitcoin Surges To All-Time High

比特币突破 10 万美元，飙升至历史新高

2024 began with the U.S. Security and Exchange Commission (SEC) approving spot bitcoin ETFs from Blackrock, Fidelity, and other top institutions. This move marked a historic turning point for the crypto industry, paving the way for massive institutional inflows into bitcoin.

2024 年伊始，美国证券交易委员会 (SEC) 批准了贝莱德、富达和其他顶级机构的现货比特币 ETF。此举标志着加密行业的历史性转折，为机构大规模流入比特币铺平了道路。

As the year progressed, the fourth Bitcoin Halving occurred in April, setting the stage for the next phase of bitcoin's mining reward cycle. Options contracts went live on spot bitcoin ETFs, catalyzing mass adoption of the flagship digital asset.

随着时间的推移，第四次比特币减半发生在四月份，为比特币挖矿奖励周期的下一阶段奠定了基础。期权合约在现货比特币 ETF 上上线，促进了这一旗舰数字资产的大规模采用。

American and Russian lawmakers proposed strategic bitcoin reserves, aiming to bolster their respective countries' long-term economic resilience. And then came the big milestone—bitcoin crossed the much-awaited $100,000 mark in early December.

美国和俄罗斯立法者提议建立比特币战略储备，旨在增强各自国家的长期经济弹性。然后是一个重要的里程碑——比特币在 12 月初突破了期待已久的 10 万美元大关。

Institutions Responded Overwhelmingly To Bitcoin ETFs

机构对比特币 ETF 反应热烈

Bitcoin ETFs reached a market cap of over $132 billion, with more than $10 billion inflows since Donald Trump won the American presidential election. Both retail and institutional interest led to holistic industry growth in scan 2024, driving new use cases and solving for real-world problems.

比特币 ETF 的市值已超过 1320 亿美元，自唐纳德·特朗普赢得美国总统大选以来，已有超过 100 亿美元的资金流入。零售和机构的兴趣导致了 scan 2024 的整体行业增长，推动了新的用例并解决了现实世界的问题。

"The approval of bitcoin ETFs has legitimized the asset class as an institutional grade investment. Besides the incoming liquidity and positive price activity, bitcoin ETFs have increased BTC's popularity. It's not surprising that Bitcoin DeFi has attracted more than $3 billion in TVL, despite its nascency," said Ryan Chow, co-founder and CEO of Solv Protocol.

“比特币 ETF 的批准使该资产类别作为机构级投资合法化。除了流入的流动性和积极的价格活动之外，比特币 ETF 还提高了 BTC 的受欢迎程度。毫不奇怪，比特币 DeFi 吸引了超过 30 亿美元的 TVL，尽管其Solv Protocol 联合创始人兼首席执行官 Ryan Chow 表示。

Layer-2s, Rwas, Crypto AI Drove Infrastructure Development

Layer-2、Rwas、加密 AI 推动基础设施发展

Alongside bitcoin, AI emerged as a leading narrative, dominating crypto mindshare with an all-time high of 48 percent by November. Currently, the crypto-AI sector has a market cap of over $34 billion with a strong growth potential.

与比特币一起，人工智能成为主导话题，在 11 月份以 48% 的历史新高占据加密货币市场的主导地位。目前，加密人工智能行业市值超过340亿美元，具有强劲的增长潜力。

"AI's biggest challenges revolve around trust, transparency, and accountability. But by utilizing blockchain—in particular, zero knowledge proofs—we can ensure verifiable data, fair contributor compensation, and a trustless builder ecosystem, which in turn creates scalable innovation in a more trusted environment," explained Tiancheng Xie, co-founder and CTO of Polyhedra Network.

“人工智能最大的挑战围绕着信任、透明度和问责制。但是通过利用区块链——特别是零知识证明——我们可以确保可验证的数据、公平的贡献者补偿和不信任的构建者生态系统，这反过来又以更广泛的方式创造可扩展的创新。值得信赖的环境。”Polyhedra Network 联合创始人兼首席技术官谢天成解释道。

According to a16z's Builder Energy dashboard as well, crypto developers are heavily focusing on AI with over 34 percent of projects using AI in 2024. The dashboard also shows building blockchain infrastructure is the second most popular category this year with over 19 percent builder activity.

根据 a16z 的 Builder Energy 仪表板，加密货币开发人员将重点关注人工智能，到 2024 年，超过 34% 的项目将使用人工智能。该仪表板还显示，构建区块链基础设施是今年第二受欢迎的类别，超过 19% 的构建者活动。

Solana, Near, Base Topped Builder Interest, Memecoins Surged Past $130B

Solana、Near、Base 建设者兴趣最高，Memecoins 飙升至 $130B

In September 2024, a record-breaking 220 million wallet addresses interacted with a blockchain at least once, the highest ever in crypto’s history. On average, there are 30-60 million monthly active crypto users currently, or around 5-10 percent of the 617 million global crypto owners.

2024 年 9 月，破纪录的 2.2 亿个钱包地址与区块链至少进行了一次交互，这是加密货币历史上最高的一次。目前平均每月有 30-6000 万活跃加密货币用户，约占全球 6.17 亿加密货币所有者的 5-10%。

The surge in on-chain interactions has been primarily driven by Solana, NEAR, and Base. Interestingly, Solana and Base also lead the list of chains in builder interest. Meanwhile Base, with a 10.7 percent builder interest, has some of the most popular memecoin projects like Brett and Goose.run driving user adoption.

链上交互的激增主要是由 Solana、NEAR 和 Base 推动的。有趣的是，Solana 和 Base 也在建筑商兴趣链列表中名列前茅。与此同时，Base 拥有 10.7% 的开发者兴趣，拥有一些最受欢迎的 memecoin 项目，例如 Brett 和 Goose.run，推动了用户采用。

Memecoins are now a $130 billion industry, despite all the controversies surrounding this asset class. Many analysts consider the sudden rise of memecoins in 2024 as a speculative fad and aberration, with others considering it the epitome of digital culture and successfully leveraging speculation as a use case. As Riva Tez of LayerZero Labs said at Consensys 2024, memes have helped crypto win the "narrative war".

尽管围绕这一资产类别存在诸多争议，Memecoin 目前已成为一个价值 1300 亿美元的产业。许多分析师认为 memecoin 在 2024 年的突然崛起是一种投机时尚和失常，而其他人则认为它是数字文化的缩影，并成功地将投机作为一种用例。正如 LayerZero Labs 的 Riva Tez 在 Consensys 2024 上所说，迷因帮助加密货币赢得了“叙事战争”。

"Memecoins capture the spirit of the internet—playful, inclusive, and dynamic. But their communities also provide a rare sense of belonging in a day and age where loneliness is an epidemic in modern society. Brett for me stands out as a beacon of connection—uniting people through humor, vibrant communities, and shared experiences. It has become a movement that transforms digital engagement into joy, purpose, and inclusivity, all while driving real-world impact through its inspiring charitable initiatives in water and education," said Momin Saqib, Brett ambassador.

“Memecoin 捕捉了互联网的精神——有趣、包容和动态。但在现代社会孤独盛行的时代，它们的社区也提供了一种罕见的归属感。对我来说，布雷特是联系的灯塔。 ——通过幽默、充满活力的社区和共享体验将人们团结起来，它已成为一场将数字参与转化为快乐、目标和包容性的运动，同时通过其在水和教育方面鼓舞人心的慈善举措推动现实世界的影响。”莫明·萨奇布，布雷特大使。

Institutions, Retail Investors Drove Narrative Shifts, Countering VC Dominance

机构和散户投资者推动叙事转变，对抗风险投资的主导地位

Besides community formation, Ryan, a core contributor of Goose.run, explained how memecoins create novel

除了社区形成之外，Goose.run 的核心贡献者 Ryan 还解释了模因币如何创造小说