美国银行 (BoA) 使用 Ripple (XRP) 进行内部交易：未经证实的索赔引发争论

最近有关美国银行（BoA）使用 Ripple 的 XRP 进行内部交易的说法引发了金融和加密货币领域的激烈争论。

Recent reports have sparked widespread discussion about Bank of America (BoA) using Ripple’s (XRP) token for internal transactions. While such a move could be significant for digital payments, it’s crucial to approach these claims with caution until they are officially confirmed.

最近的报道引发了关于美国银行 (BoA) 使用瑞波币 (XRP) 代币进行内部交易的广泛讨论。虽然此举对于数字支付可能意义重大，但在这些说法得到正式确认之前，谨慎对待这些说法至关重要。

During a FOX Business interview on January 6, 2025, David Stryzewski, CEO of Sound Planning Group, made headlines by stating that BoA had integrated XRP for all its internal transactions. He also highlighted the bank filing 83 patents related to Ripple’s blockchain technology, indicating a substantial investment in the infrastructure supporting digital payments.

在 2025 年 1 月 6 日接受福克斯商业频道采访时，Sound Planning Group 首席执行官 David Stryzewski 因表示美国银行已将 XRP 纳入其所有内部交易而成为头条新闻。他还强调该银行申请了 83 项与 Ripple 区块链技术相关的专利，表明该银行对支持数字支付的基础设施进行了大量投资。

However, despite Stryzewski's claims, there has been no official confirmation from Bank of America regarding the use of XRP for internal transactions.

然而，尽管 Stryzewski 声称，美国银行尚未正式确认使用 XRP 进行内部交易。

According to historical records, BoA has indeed been exploring blockchain solutions for several years. For instance, in 2017, the bank filed a patent for a real-time settlement system that mentioned a “ripple” distributed ledger without explicitly naming XRP. This action demonstrates an ongoing interest in decentralized technology but raises questions about its current adoption practices.

根据历史记录，BoA确实多年来一直在探索区块链解决方案。例如，2017 年，该银行申请了一项实时结算系统专利，其中提到了“波纹”分布式账本，但没有明确命名 XRP。这一行动表明了人们对去中心化技术的持续兴趣，但也引发了对其当前采用实践的质疑。

Meanwhile, in response to the news, XRP's market price experienced a notable increase. At the time of writing, according to data from CoinMarketCap, XRP is trading at $2.41, reflecting a 3.39% surge in value over the past 24 hours.

与此同时，受此消息影响，XRP 的市场价格出现了显着上涨。截至撰写本文时，根据 CoinMarketCap 的数据，XRP 的交易价格为 2.41 美元，反映出过去 24 小时内价值飙升 3.39%。

Among technical indicators, XRP price encountered a critical resistance at $2.89, while support is observed around $2.00, creating crucial levels for traders to monitor. Bullish sentiment is evident due to the potential for broader institutional adoption, although skeptics remain cautious in the absence of official statements.

在技​​术指标中，XRP 价格在 2.89 美元处遇到关键阻力，而支撑位在 2.00 美元左右，为交易者创造了需要监控的关键水平。由于有可能被更广泛的机构采用，看涨情绪显而易见，尽管在没有官方声明的情况下持怀疑态度的人仍然持谨慎态度。

If Stryzewski's claims are accurate, this development could set a significant precedent for cryptocurrency adoption within traditional banking systems. Notably, Bank of America's participation as a governance member in RippleNet showcases the growing collaboration between financial institutions and blockchain solutions.

如果 Stryzewski 的说法准确，这一发展可能为传统银行系统中采用加密货币树立重要先例。值得注意的是，美国银行作为 RippleNet 治理成员的参与展示了金融机构和区块链解决方案之间不断增长的合作。

In the absence of verifiable evidence, it is essential to rely on official updates and exercise caution before making any conclusions. Ultimately, the role of XRP in BoA's internal transactions remains a subject of speculation until further clarity is provided.

在缺乏可验证证据的情况下，在做出任何结论之前，必须依赖官方更新并谨慎行事。最终，在进一步澄清之前，XRP 在美国银行内部交易中的作用仍然是一个猜测的话题。

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