ARK Invest的“大创意2025”报告详细详细介绍了比特币的2024个里程碑，AI代理商的激增和Stablecoins的潜力

ARK Invest发布了一份全面的报告，详细介绍了2024年Bitcoin的里程碑，AI代理商的激增以及数字资产市场上的Stablecoins的潜力。

Investment management firm ARK Invest released its “Big Ideas 2025” report, detailing the milestones achieved by Bitcoin (BTC), the surging adoption of AI agents in various industries, and the potential of stablecoins in the digital asset market. The report also includes market predictions for 2030.

投资管理公司ARK Invest发布了其“ 2025年大创意”报告，详细介绍了比特币（BTC）所取得的里程碑，在各个行业中的AI代理商的飙升以及在数字资产市场中的Stablecoins的潜力。该报告还包括2030年的市场预测。

The year 2024 saw Bitcoin reach new heights, solidifying its position as the top-performing digital asset in the global financial system. The institutional adoption of Bitcoin ETFs set the trend, with total assets under management (AUM) for Bitcoin ETFs exceeding $100 billion by the end of 2024.

2024年，比特币达到了新的高度，巩固了其作为全球金融体系中表现最好的数字资产的地位。比特币ETF的机构采用设定了这一趋势，到2024年底，比特币ETF的总资产（AUM）超过1000亿美元。

Institutions such as BlackRock and Bitwise made significant entries into the digital assets space. A total of 74 publicly traded companies worldwide added Bitcoin to their balance sheets in 2024, collectively holding over 550,000 BTC (approximately $55 billion). Michael Saylor’s Strategy (formerly MicroStrategy) emerged as the largest corporate holder, possessing 446,000 BTC, which represents 2.1% of Bitcoin’s circulating supply.

贝莱德（Blackrock）和位诸如贝莱德（Blackrock）之类的机构为数字资产空间提供了重要的条目。 2024年，全球共有74家公开交易的公司在其资产负债表中增加了比特币，共同持有超过550,000 BTC（约合550亿美元）。迈克尔·塞勒（Michael Saylor）的战略（以前为MicroStrategy）成为最大的公司持有人，拥有446,000 BTC，占比特币循环供应的2.1％。

According to ARK’s projections, Bitcoin’s price could reach $300,000 by 2030 in a bear market scenario, while a bull market scenario could see prices reach $1.5 million per BTC. Under neutral circumstances, ARK expects Bitcoin to trade at $710,000 per coin by 2030.

根据方舟的预测，在熊市情况下，到2030年，比特币的价格可能达到30万美元，而牛市的情况可能会使价格达到每BTC 150万美元。在中立的情况下，方舟预计比特币在2030年到2030年每枚硬币的交易价格为710,000美元。

The report also highlights the growth of the stablecoin market, with the total value of annual stablecoin transactions in 2024 reaching $15.6 trillion. This figure surpasses Visa’s $13.1 trillion and Mastercard’s $7.8 trillion, making stablecoins the fastest-growing payment network globally.

该报告还强调了Stablecoin市场的增长，2024年年度Stablecoin交易的总价值达到15.6万亿美元。这个数字超过了Visa的13.1万亿美元，并超过了万事达卡的7.8万亿美元，使Stablecoins成为全球增长最快的支付网络。

Solana and Tron now account for over 60% of stablecoin transactions. Layer 2 solutions like Arbitrum and Base led in terms of microtransactions under $100.

Solana和Tron现在占Stablecoin交易的60％以上。第2层解决方案（例如仲裁和基本的微交易量低于100美元）的LED。

In December 2024, stablecoins trading volume reached $2.7 trillion, with 85% of those being small transactions under $100. More than 23 million wallet addresses hold stablecoins.

2024年12月，Stablecoins交易量达到2.7万亿美元，其中85％的交易量低于100美元。超过2300万的钱包地址容纳了稳定的。

Developing markets like Brazil and Nigeria lead cross-border remittances. Blockchain users in these countries also use USD-backed stablecoins to protect their savings from inflation.

巴西和尼日利亚等发展中的市场领导跨境汇款。这些国家 /地区的区块链用户还使用以USD支持的稳定剂来保护其储蓄免受通货膨胀的侵害。

The report further notes that USD-backed stablecoins hold a dominant 98% of the fiat-pegged market share. US-based issuers like Tether (USDT) and Circle (USDC) are among the top 20 holders of US Treasuries.

该报告进一步指出，以美元支持的Stablecoins持有菲亚特人群市场份额的98％。诸如Tether（USDT）和Circle（USDC）之类的美国发行人是美国国债的前20名持有人之一。

Ethena Labs’ USDe stablecoin introduced high interest rates of as much as 20-30% returns, which helped it attract $6 billion in assets within a year.

Ethena Labs的USDE Stablecoin提出的高利率高达20-30％，这有助于它在一年内吸引了60亿美元的资产。

ARK predicts that by 2030, the size of stablecoins will reach $1.4 trillion, accounting for 0.9% of the global M2 money supply, and becoming the 13th largest circulating currency.

方舟预测，到2030年，稳定币的规模将达到1.4万亿美元，占全球M2货币供应的0.9％，并成为第13大循环货币。

Another key aspect covered in the report is the integration of AI agents in various business processes. AI agents have now evolved from single-task tools to versatile, intelligent platforms.

报告中涵盖的另一个关键方面是将AI代理集成在各种业务流程中。 AI代理商现在已经从单任务工具发展为多功能，智能平台。

On the consumer front, AI-driven personalized agents are primed to replace traditional search engines, offering tailored experiences that anticipate user needs.

在消费者方面，AI驱动的个性化代理已准备好取代传统的搜索引擎，从而提供了预期用户需求的量身定制的体验。

ARK’s projections suggest that by 2030, AI advertising revenue will constitute 54% of the digital advertising market, amounting to $600 billion.

方舟的预测表明，到2030年，AI广告收入将占数字广告市场的54％，总计为6000亿美元。

In e-commerce, AI agents have become integrated into the operating systems that users refer to for product searches, price comparisons, and payments through voice or text commands.

在电子商务中，AI代理已经集成到用户通过语音或文本命令进行产品搜索，价格比较和付款的操作系统。

This integration is expected to lead digital wallets to account for 72% of global e-commerce transactions, which amounts to an additional $200 billion in enterprise value annually. By 2030, such AI agents are expected to contribute to $9 trillion in online consumption, representing 25% of total global e-commerce.

预计该集成将导致数字钱包占全球电子商务交易的72％，每年增加2000亿美元的企业价值。到2030年，预计此类AI代理商将贡献9万亿美元的在线消费，占全球电子商务总额的25％。

Finally, the report touches on the potential cost savings brought about by AI agents in customer service. AI agents can reduce the cost per interaction in customer service from $1 to $0.125 and handle 70% of inquiries, amounting to over $500 billion in saved labor costs for businesses globally.

最后，该报告涉及AI代理在客户服务中节省的潜在成本节省。人工智能代理商可以将客户服务的每次交互成本从1美元降低到0.125美元，并处理70％的查询，总计超过5000亿美元的全球企业企业的劳动力成本。

Overall, ARK Invest’s “Big Ideas 2025” report provides insights into the rapid advancements and milestones achieved in the digital asset and technology landscape in 2024, as well as projections for the future growth of these emerging technologies.

总体而言，ARK Invest的“ Big Ideas 2025”报告提供了有关2024年数字资产和技术领域取得的快速进步和里程碑的见解，以及这些新兴技术未来增长的预测。