五分之一的美国成年人拥有加密货币，有76％的人认为这是对他们的生活产生积极影响的

2025年的加密货币持有人报告对2025年1月下旬至2025年初之间的54,000名受访者进行了调查，这表明49％的受访者认为财务独立性增加了加密货币的好处。

One in five American adults own crypto, with 76% viewing it as having a positive impact on their lives, according to a report by the National Cryptocurrency Association.

根据国家加密货币协会的一份报告，美国成年人中有五分之一拥有加密货币，其中76％的人认为这对他们的生活产生了积极影响。

The 2025 State of Crypto Holders Report surveyed 54,000 respondents between late January and early February 2025, revealing that 49% of respondents cite increased financial independence as a benefit of cryptocurrency.

2025年的加密货币持有人报告在2025年1月下旬至2月初之间对54,000名受访者进行了调查，显示49％的受访者认为财务独立性增加了加密货币的好处。

The report also highlights the recent integration of crypto into major financial systems, such as PayPal and Visa, which is viewed positively by the community. They would like to see acceptance by larger and more mainstream financial institutions.

该报告还重点介绍了加密货币最近将加密货币集成到主要的金融系统中，例如贝宝和签证，这是由社区积极看待的。他们希望看到更大，更主流的金融机构接受。

Among the younger generation, interest in investment use cases appears to be waning. Only 2% of respondents are interested in using crypto for investment purposes over the next two to three years, while 39% use it to pay for goods and services.

在年轻一代中，对投资用例的兴趣似乎正在减弱。在接下来的两到三年中，只有2％的受访者有兴趣将加密货币用于投资目的，而39％的受访者则使用它来支付商品和服务。

Other use cases mentioned in the report include sending cryptocurrency to family, accepting payments for business and participating in decentralized gaming.

报告中提到的其他用例包括向家人发送加密货币，接受企业付款并参加分散游戏。

Bitcoin is widely recognized, achieving a 99% awareness score among holders, but knowledge gaps exist for other coins. For instance, only 91% recognize Ethereum and Dogecoin.

比特币被广泛认可，在持有者中达到99％的意识分数，但其他硬币的知识差距存在。例如，只有91％的人识别以太坊和狗狗。

Related Link: Trump's Tariffs May Have Unintentionally Sparked Crypto Innovation, Says Anthony Pompliano

相关链接：特朗普的关税可能无意中引发了加密创新，Anthony Pompliano说

Millennials And Gen Z Turning To Crypto For Retirement Savings

千禧一代和Z世代转向加密货币进行退休储蓄

A 2022 Investopedia survey showed that one in four millennials are planning to fund their retirement with crypto.

2022年的Investopedia调查显示，四分之一的千禧一代正计划将其退休金用于加密货币。

Out of the younger generation, 17% of Gen Z and 28% of Millennials expect to rely on crypto for financial security in later life.

在年轻一代中，Z世代和28％的千禧一代期望依靠加密货币来获得以后的财务安全。

According to BitInfoCharts data, there are 47 million Bitcoin addresses that hold at least $1 in BTC, while 3.3 million DOGE addresses hold a minimum of $1.

根据Bitinfocharts的数据，有4700万个比特币地址在BTC中至少持有1美元，而330万个Doge地址的最低限额为1美元。

Earlier this week, Fidelity announced the "Fidelity Crypto for IRAs"—a tax-advantaged way to invest directly in crypto in your retirement account, stating, "You can currently trade Bitcoin, Ethereum, and Litecoin in a Fidelity Crypto IRA."

本周早些时候，富达宣布了“ IRA的富达加密”（IRAS），这是一种税收优惠的方式，可以直接在退休帐户中投资加密货币，并指出：“您目前可以在Fidelity Crypto Ira中交易比特币，以太坊和Litecoin。”