BBVA 由 Visa 支援的穩定幣將於 2025 年在以太坊上啟動

BBVA 可能是第一家在以太坊 (ETH) 區塊鏈上發行自己的穩定幣的全球銀行。官方聲明稱，Visa 代幣化平台預計將於 2025 年開始與特定客戶進行現場試點的首個階段。

Spanish banking giant Banco Bilbao Vizcaya Argentaria (BBVA) is preparing to launch a pilot version of its stablecoin on the Ethereum (ETH) blockchain. The bank has selected Visa's brand-new tokenization platform, VTAP, as the technical foundation for this groundbreaking product.

西班牙銀行巨頭畢爾巴鄂比斯開銀行（BBVA）正準備在以太坊（ETH）區塊鏈上推出其穩定幣的試點版本。該銀行選擇了 Visa 全新的代幣化平台 VTAP 作為這項突破性產品的技術基礎。

BBVA to launch Visa-backed stablecoin on Ethereum in 2025BBVA is reportedly set to become the first global bank to issue its own stablecoin on the Ethereum (ETH) blockchain. The initial phase of the live pilot will involve select customers and is expected to begin as early as 2025, according to an official statement. The pilot will be conducted on Visa's tokenization platform.

BBVA 將於 2025 年在以太坊上推出 Visa 支持的穩定幣 據報道，BBVA 將成為第一家在以太坊 (ETH) 區塊鏈上發行自己的穩定幣的全球銀行。根據官方聲明，現場試點的初始階段將涉及部分客戶，預計最早於 2025 年開始。該試點將在 Visa 的代幣化平台上進行。

Representatives from BBVA are already putting VTAP to the test in a sandbox environment, experimenting with its core functionalities. This includes issuing, transferring and redeeming a bank token on an Ethereum (ETH) testnet.

BBVA 的代表已經在沙盒環境中對 VTAP 進行了測試，以試驗其核心功能。這包括在以太幣（ETH）測試網路上發行、轉移和兌換銀行代幣。

Cuy Sheffield, Visa's Head of Crypto, highlighted the critical role of this project in advancing the stablecoin sector and facilitating banks' transition to Web3 as a new technical foundation:

Visa 加密貨幣業務主管 Cuy Sheffield 強調了該項目在推動穩定幣行業發展和促進銀行向 Web3 過渡作為新技術基礎方面的關鍵作用：

Excited to introduce the Visa Tokenized Asset Platform, a new Visa product to help bring banks onchain, and our partnership with @bbva to power their first stablecoin.

很高興推出 Visa 代幣化資產平台，這是一款幫助銀行上線的新 Visa 產品，以及我們與 @bbva 的合作夥伴關係，為他們的第一個穩定幣提供支援。

As reported by U.Today in September 2024, Visa forged a long-term partnership with hardware crypto wallet manufacturer Tangem.

根據 U.Today 2024 年 9 月報道，Visa 與硬體加密錢包製造商 Tangem 建立了長期合作夥伴關係。

Visa, Tangem to Launch Web2/Web3 Banking App with Crypto, Fiat PaymentsThe collaboration will see Tangem build the complete Web2/Web3 banking application with crypto and fiat payment support through Tangem's wallet, which is powered by Visa.

Visa 和Tangem 將推出支援加密貨幣和法定貨幣支付的Web2/Web3 銀行應用程式透過此次合作，Tangem 將透過由Visa 提供支援的Tangem 錢包建立完整的Web2/Web3 銀行應用程式，並支援加密貨幣和法定貨幣支付。

Francisco Maroto, Head of Blockchain and Digital Assets, BBVA, views the new integration as a significant catalyst for blockchain adoption in the banking and payments industries:

BBVA 區塊鏈和數位資產主管 Francisco Maroto 認為新的整合是銀行和支付產業採用區塊鏈的重要催化劑：

We are proud to continue spearheading the exploration of tokenized solutions with Visa through its VTAP platform. This collaboration marks a significant milestone in our exploration of the potential of blockchain technology and will ultimately help enable us to broaden our banking services and expand the market with new financial solutions.

我們很自豪能夠透過 Visa 的 VTAP 平台繼續帶頭探索代幣化解決方案。此次合作標誌著我們探索區塊鏈技術潛力的一個重要里程碑，最終將幫助我們擴大銀行服務並透過新的金融解決方案拓展市場。

Meanwhile, the Visa team noted that the new VTAP platform will enable financial institutions to issue and manage fiat-backed tokens on blockchain networks.

同時，Visa 團隊指出，新的 VTAP 平台將使金融機構能夠在區塊鏈網路上發行和管理由法幣支援的代幣。

Developed by Visa's in-house blockchain experts, the platform will be designed to bring programmability and cross-network accessibility to banks' stablecoin solutions being developed on public blockchains. To achieve this, fiat-backed tokens will be deployed within smart contracts.

該平台由 Visa 內部區塊鏈專家開發，旨在為在公共區塊鏈上開發的銀行穩定幣解決方案帶來可編程性和跨網路可訪問性。為了實現這一目標，法幣支援的代幣將部署在智能合約中。