UDPN 沙盒發布：為跨貨幣互通性鋪路

Is the Universal Digital Payments Network (UDPN) a Step in the Right Direction?

通用數位支付網路 (UDPN) 是朝著正確方向邁出的一步嗎？

The Universal Digital Payments Network (UDPN) has recently launched sandboxes for commercial and central banks. Developed by Red Date Technology, the firm responsible for China's Blockchain-Based Service Network, UDPN aims to enable interoperability between various digital currencies, such as tokenized deposits, CBDCs, and stablecoins like Tether, USDC, Paxos Dollar, and PayPal USD.

通用數位支付網路（UDPN）最近為商業和中央銀行推出了沙箱。 UDPN 由負責中國區塊鏈服務網路的紅棗科技公司開發，旨在實現各種數位貨幣之間的互通性，例如代幣化存款、CBDC 以及 Tether、USDC、Paxos Dollar 和 PayPal USD 等穩定幣。

How Does UDPN Achieve Interoperability?

UDPN如何實現互通？

UDPN leverages a SWIFT-like messaging system integrated with blockchain technology and smart contracts to facilitate interoperability. Major banks like Standard Chartered and Deutsche Bank have already joined the network, paying monthly fees of $15,000. Central banks, on the other hand, contribute $20,000 monthly.

UDPN 利用類似 SWIFT 的訊息傳遞系統，整合了區塊鏈技術和智慧合約，以促進互通性。渣打銀行和德意志銀行等主要銀行已加入該網絡，每月支付 15,000 美元的費用。另一方面，中央銀行每月出資 2 萬美元。

UDPN's Launch and Ambitions

UDPN 的成立與雄心

The UDPN was officially launched at the World Economic Forum (WEF) in Davos in January 2023. Among its twelve initiatives, the network is exploring cross-border CBDCs to reduce payment and foreign exchange costs while promoting digital currency adoption.

UDPN 於 2023 年 1 月在達沃斯世界經濟論壇 (WEF) 上正式啟動。在其 12 項舉措中，該網絡正在探索跨境 CBDC，以降低支付和外匯成本，同時促進數位貨幣的採用。

The Need for a Scalable Public Blockchain

可擴展公共區塊鏈的需求

While these financial innovations hold promise, widespread adoption requires a single, scalable public blockchain like BSV. The BSV blockchain has demonstrated exceptional throughput capacity, exceeding one million transactions per second with an average fee of $0.00003. This scalability enables instant payments, currency swaps, and asset tokenization.

雖然這些金融創新前景廣闊，但廣泛採用需要像 BSV 這樣的單一、可擴展的公共區塊鏈。 BSV 區塊鏈展示了卓越的吞吐能力，每秒超過 100 萬筆交易，平均費用為 0.00003 美元。這種可擴展性支援即時支付、貨幣互換和資產代幣化。

BSV: A Proven Platform for Applications

BSV：經過驗證的應用程式平台

Remittance applications like Centbee and IoT companies like Rekord IoT are already utilizing BSV blockchain micropayments for diverse business operations. Additionally, next-generation cybersecurity tools like Sentinel Node (collaboratively developed with IBM) and user-driven functions like 1Sat Ordinals enable comprehensive tokenization.

Centbee 等匯款應用程式和 Rekord IoT 等物聯網公司已經在利用 BSV 區塊鏈小額支付進行多種業務營運。此外，新一代網路安全工具（如 Sentinel Node）（與 IBM 合作開發）和使用者驅動的功能（如 1Sat Ordinals）可實現全面的標記化。

Scalability and Low Fees: Essential for Blockchain Adoption

可擴展性和低費用：區塊鏈採用的關鍵

Sandboxes provide a valuable testing ground for concepts. However, as the world embraces blockchain technology, scalability and affordability will become paramount. Currently, the BSV blockchain leads the industry in these critical areas.

沙箱為概念提供了寶貴的測試場。然而，隨著世界擁抱區塊鏈技術，可擴展性和可負擔性將變得至關重要。目前，BSV 區塊鏈在這些關鍵領域處於行業領先地位。

Legal Compliance in a Digital World

數位世界中的法律合規性

A single, scalable public blockchain aims to provide time-stamped records of every transaction. The BSV blockchain's alert system facilitates communication between nodes, enabling asset freezing and Digital Asset Recovery. This level of transparency enhances legal compliance for banks, central banks, and other participants in an open financial network.

單一的、可擴展的公共區塊鏈旨在提供每筆交易的時間戳記錄。 BSV 區塊鏈的警報系統促進節點之間的通信，從而實現資產凍結和數位資產恢復。這種透明度提高了銀行、中央銀行和開放金融網路中其他參與者的法律合規性。

BSV: The Foundation for Interoperability and Utility

BSV：互通性和實用性的基礎

The BSV blockchain serves as a single, scalable global blockchain—an immutable ledger of truth that underpins the interoperability and utility envisioned by UDPN and others. Its compliance with financial regulations, including AML/KYC and property laws, ensures that it is a trustworthy foundation for the digital financial future.

BSV 區塊鏈作為一個單一的、可擴展的全球區塊鏈——一個不可變的事實帳本，支撐著 UDPN 和其他機構所設想的互通性和實用性。它遵守金融法規，包括 AML/KYC 和財產法，確保它成為數位金融未來值得信賴的基礎。