瑞銀測試以太坊2層網絡ZKSYNC上的Key4黃金產品

瑞士銀行業務巨頭瑞銀（UBS）最近通過在以太坊2層網絡ZKSYNC上測試其Key4 Gold產品，在區塊鏈技術方面取得了長足的進步。

Swiss banking giant UBS has recently tested its Key4 Gold product on the Ethereum Layer-2 network, ZKSync, in a bid to evaluate how blockchain could be used to enhance gold investment.

瑞士銀行業務巨頭瑞銀（UBS）最近在以太坊2層網絡ZKSYNC上測試了其Key4黃金產品，以評估如何使用區塊鏈來增強黃金投資。

The Proof-of-Concept (PoC) was carried out within a ZKSync test network, forming part of UBS’s Space Research and Development (SR&D) activities as part of its wider blockchain initiatives, which have included previous projects like uMint and tokenised money market investments.

概念驗證（POC）是在ZKSYNC測試網絡中進行的，這是瑞銀太空研發（SR＆D）活動的一部分，作為其更廣泛的區塊鏈計劃的一部分，其中包括UMINT和標記貨幣市場投資等先前的專案.

The bank is exploring blockchain solutions to create fractional gold investment services aimed at retail clients.

該銀行正在探索區塊鏈解決方案，以創建針對零售客戶的部分黃金投資服務。

UBS’s Key4 Gold product offers clients a range of benefits, including access to real-time gold market values and unlimited transaction volumes, while also ensuring secure storage options and the possibility of physical delivery of their gold. The UBS Gold Network operates on a permissioned blockchain that connects vaults with liquidity providers and distributors.

瑞銀的Key4黃金產品為客戶提供了一系列好處，包括獲得實時黃金市場價值和無限交易量，同時還確保了安全的存儲選擇以及其金子實物交付的可能性。瑞銀黃金網絡以權限的區塊鏈與流動性提供商和分銷商聯繫起來。

To carry out the blockchain trial, three key challenges had to be overcome by UBS. Scalability was a major concern, as the system needed to be able to efficiently process high transaction volumes, while also ensuring strong customer data protection.

為了進行區塊鏈試驗，瑞銀必須克服三個關鍵的挑戰。可伸縮性是一個主要問題，因為該系統需要能夠有效地處理高交易量，同時還可以確保強大的客戶數據保護。

According to blockchain experts, the initiative by UBS is a significant development. The Validium mode from ZKSync helped to resolve operational issues by enabling off-chain data placement, which increases transaction speed and efficiency.

根據區塊鏈專家的說法，瑞銀的倡議是一個重大發展。來自ZKSYNC的有效模式通過啟用鏈數據放置來幫助解決運營問題，從而提高了交易速度和效率。

During the testing phase, UBS activated smart contracts to represent real-world gold transactions, allowing for the creation of gold tokens and the recording of any discrepancies.

在測試階段，瑞銀（UBS）激活了智能合約，以表示現實世界中的黃金交易，從而可以創建黃金令牌和任何差異記錄。

Commenting on the trial, Christoph Puhr, the Digital Assets Lead at UBS, highlighted the barriers that digital finance faces in scaling operations, maintaining user privacy, and enabling cross-system communication. The demonstration using ZKSync applications showcased how second-layer networks can help to address these challenges.

瑞銀（UBS）的數字資產負責人克里斯托夫·帕爾（Christoph Puhr）在評論審判時強調了數字金融在擴展運營，保持用戶隱私和啟用跨系統通信方面面臨的障礙。使用ZKSYNC應用程序的演示展示了第二層網絡如何幫助解決這些挑戰。

The trial by UBS forms part of a wider push to make tokenised gold investments commercially viable. As interest in Web3 solutions continues to grow, blockchain technology is set to continue reshaping banking, ultimately showing how financial institutions are turning to decentralised technology to define the future of finance.

瑞銀（UBS）的審判構成了更廣泛的推動力，以使標記黃金投資在商業上可行。隨著Web3解決方案的興趣繼續增長，區塊鏈技術將繼續重塑銀行業務，最終顯示金融機構如何轉向分散的技術來定義財務未來。