Tether：全球交易量最大的加密貨幣也是犯罪者的首選

對 Tether 來說，現在是一個有趣的時刻。全球交易量最大的加密貨幣也成為國際犯罪分子和其他希望在全球主流金融體系視線之外進行跨國交易的人的首選。

As the world's most traded cryptocurrency, Tether (USDT) has become the go-to choice for criminals looking to make cross-border transactions under the radar of the mainstream global financial system.

作為全球交易量最大的加密貨幣，Tether（USDT）已成為犯罪分子在全球主流金融體系的監視下進行跨國交易的首選。

This preference by bad actors is largely due to the relative anonymity of Tether transactions, especially when compared to Bitcoin and other cryptocurrencies. While most crypto transactions are recorded on public blockchains and can be traced back to users (given enough resources and expertise), Tether transactions typically take place on exchanges or platforms with less stringent Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance. This creates opportunities for illicit transactions to slip through the cracks.

不良行為者的這種偏好很大程度上是由於 Tether 交易的相對匿名性，特別是與比特幣和其他加密貨幣相比。雖然大多數加密貨幣交易都記錄在公共區塊鏈上，並且可以追溯到用戶（提供足夠的資源和專業知識），但Tether 交易通常發生在「了解你的客戶」（KYC）和反洗錢（AML ）不太嚴格的交易所或平台上遵守。這為非法交易創造了機會。

According to a UN report from January 2024, USDT has emerged as a "preferred choice" for crime syndicates, allegedly facilitating some $17 billion in illegal trades. Drug cartels, sanctioned entities, and even terrorist organizations have reportedly used USDT to evade financial controls.

根據 2024 年 1 月的聯合國報告，USDT 已成為犯罪集團的“首選”，據稱為約 170 億美元的非法交易提供了便利。據報道，販毒集團、受制裁實體甚至恐怖組織都曾使用 USDT 來逃避金融管制。

Together with a recent report by blockchain analytics firm Chainalysis, which found that criminal activity now accounts for 0.15% of all cryptocurrency transaction volume, these findings highlight the use of cryptocurrencies for both legal and illegal purposes.

區塊鏈分析公司 Chainaanalysis 最近發布的一份報告發現，犯罪活動目前佔所有加密貨幣交易量的 0.15%，這些發現凸顯了加密貨幣用於合法和非法目的的情況。

However, the large majority of Tether transactions are used for legitimate applications such as facilitating cryptocurrency and token trading, providing liquidity, and offering a stable store of digital value. This activity drives Tether's rapid adoption across global markets and its integration into mainstream financial channels.

然而，絕大多數 Tether 交易用於合法應用，例如促進加密貨幣和代幣交易、提供流動性以及提供穩定的數位價值儲存。這項活動推動了 Tether 在全球市場的快速採用並融入主流金融通路。

Despite its clear legitimate uses, Tether has come under increasing regulatory scrutiny. The stablecoin can also allow bad actors to move money around surreptitiously.

儘管其用途明顯合法，但 Tether 仍受到越來越嚴格的監管審查。穩定幣還可以讓不良行為者秘密轉移資金。